Risk Assessment Specialist

4 weeks ago


Honolulu, Hawaii, United States Central Pacific Bank Full time
Job Summary

We are seeking a highly skilled Private Banking Underwriter to join our team at Central Pacific Bank. As a key member of our underwriting team, you will be responsible for assessing risk, analyzing credit requests, and providing support to our Private Banking Officers.

Key Responsibilities
  • Assess Risk and Analyze Credit Requests: Evaluate financial and other information to conduct timely, well-informed, and balanced analysis.
  • Recommend Loan Structures: Provide recommendations on loan structures to meet the needs of both customers and the bank.
  • Prepare Credit Actions: Prepare written credit actions, including CAMs and modifications, to clearly communicate underwriting decisions and key supporting evidence.
  • Support Team Members: Facilitate training needs of Private Banking Officers and Underwriters I & II, and review the work of Underwriters I & II prior to presenting to the Underwriting Manager.
Requirements
  • Education: Bachelor's Degree from an accredited 4-year university in Accounting, Finance, Economics, or a related field.
  • Experience: Underwriter I - 1+ years of Commercial credit analysis/underwriting or commercial lending preferred; Underwriter II - 2+ years of Commercial credit analysis/underwriting or commercial lending required; Underwriter III - 3+ years of Commercial credit analysis/underwriting or commercial lending required.
Working Conditions

The ideal candidate will be able to perform light physical work, operate standard office equipment, and clearly communicate verbally and in writing with internal and external customers. They will also be able to work in a conventional office setting and adapt to different work environments as needed.

We are proud to be an EEO/AA employer and maintain a drug-free workplace. We perform pre-employment substance abuse testing.



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