Loan Processing Expert III

3 days ago


San Diego, California, United States Guild Mortgage Full time

We are seeking a highly skilled Loan Processing Expert III to join our team at Guild Mortgage Company. As a mortgage banking firm dedicated to serving home owners and buyers since 1960, we strive to provide affordable home financing utilizing the best terms available while providing a level of professionalism and service unsurpassed in the lending industry.

Job Description

The successful candidate will be responsible for:

  • Processing and pre-underwriting conventional, FHA, VA, and Bond mortgage loans ensuring compliance with company, secondary market investor, and government agency standards
  • Analyzing loan-to-value ratio, debt-to-income ratio, credit report, application, income, and assets to identify potential issues
  • Ordering and reviewing all third-party documentation including credit checks, title reports, appraisals, tax returns, verifications of employment/assets, etc.
Requirements

The ideal candidate will possess:

  • A high school diploma or equivalent; college courses/technical training related to Business, Finance/Accounting, Legal, or related field is preferred
  • Expert knowledge of overall mortgage lending internal processes and control, as well as federal, state, and regulatory requirements/guidelines related to consumer mortgage lending for conventional, FHA, VA, and Bond mortgage loans
Benefits and Compensation

Guild offers a competitive compensation package including a salary range of $65,000 - $85,000 per year based on experience, plus excellent benefits such as medical, dental, vision, life insurance, AD&D, LTD, and 401(k) with employer match.



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