Loan Processing Expert III
3 days ago
We are seeking a highly skilled Loan Processing Expert III to join our team at Guild Mortgage Company. As a mortgage banking firm dedicated to serving home owners and buyers since 1960, we strive to provide affordable home financing utilizing the best terms available while providing a level of professionalism and service unsurpassed in the lending industry.
Job DescriptionThe successful candidate will be responsible for:
- Processing and pre-underwriting conventional, FHA, VA, and Bond mortgage loans ensuring compliance with company, secondary market investor, and government agency standards
- Analyzing loan-to-value ratio, debt-to-income ratio, credit report, application, income, and assets to identify potential issues
- Ordering and reviewing all third-party documentation including credit checks, title reports, appraisals, tax returns, verifications of employment/assets, etc.
The ideal candidate will possess:
- A high school diploma or equivalent; college courses/technical training related to Business, Finance/Accounting, Legal, or related field is preferred
- Expert knowledge of overall mortgage lending internal processes and control, as well as federal, state, and regulatory requirements/guidelines related to consumer mortgage lending for conventional, FHA, VA, and Bond mortgage loans
Guild offers a competitive compensation package including a salary range of $65,000 - $85,000 per year based on experience, plus excellent benefits such as medical, dental, vision, life insurance, AD&D, LTD, and 401(k) with employer match.
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