Business Banking Specialist

2 weeks ago


Folsom, California, United States First Citizens Bank Full time

Position Title: Commercial Banker at First Citizens Bank

Company Overview: First Citizens Bank is recognized for its robust leadership, timeless principles, and dedication to fostering the success of individuals and enterprises.

Role Summary:

  • Drive the bank's expansion through business loans, deposits, and service fees.
  • Engage with local entrepreneurs and organizations to identify lending prospects.
  • Act as a representative of the bank within the community by attending civic, community, and networking functions.
  • Participate in a streamlined loan approval process, ensuring transparent communication and collaboration with local credit teams.
  • Work alongside various bank divisions to enhance and strengthen the overall client relationship.

Required Qualifications:

  • A bachelor's degree with a minimum of 6 years of experience in business or commercial lending, credit analysis, or business development.
  • A high school diploma or GED accompanied by at least 10 years of experience in business or commercial lending, credit analysis, or business development.

Essential Skills:

  • Experience in business development.
  • Proficiency in financial analysis and credit evaluation.
  • Understanding of commercial lending, deposit, and cash management services.
  • Capability to offer financial advice and expertise.
  • Experience in sales strategy and forecasting.

Preferred Skills:

Established connections and referral networks.



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