Loan Specialist

4 weeks ago


Pierre, South Dakota, United States City National Bank Full time

Job Summary:

Credit Risk Analyst - Loan Processor

Credit Risk Analysts at City National Bank are responsible for analyzing loan transactions and credit worthiness of borrowers. They work closely with the Fund Finance Team to provide credit and loan underwriting expertise. The ideal candidate will have a strong understanding of leveraged lending credit policies and procedures, as well as excellent credit analysis and accounting skills.

Key Responsibilities:

  • Reviews loan requests, LPAs, LP lists, PPMs, and historical financial information to evaluate credit structure and terms.
  • Underwrites CRR consistent with Bank format, policies, and procedures.
  • Analyzes industry data, competitive factors, historical performance, projected results, risks, and mitigating factors.
  • Provides balanced and appropriate credit guidance to Relationship Manager and Manager.
  • Collaborates in determining appropriate credit strategy.
  • Provides credit alternatives and creative ways to structure credits.
  • Authors credit approval memorandum.
  • Escalates potential credit issues to Relationship Manager, Team Manager, and/or Credit Manager.
  • Maintains up-to-date knowledge on all Bank lending policies and regulations.

Requirements:

  • Bachelor's Degree or equivalent.
  • Minimum 5 years of experience in a banking or financial services environment.
  • Ability to work well independently and in teams and interact effectively with all levels of Bank personnel and outside contacts.
  • Complete understanding of leveraged lending credit policies and procedures.
  • Wide application of credit principles and concepts.
  • Strong credit analysis and accounting skills.

About City National Bank:

City National Bank is an equal opportunity employer committed to diversity and inclusion. We are a subsidiary of Royal Bank of Canada, one of North America's leading diversified financial services companies. Our legacy of integrity, community, and unparalleled client relationships continues to drive phenomenal growth today.



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