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Mortgage Loan Closer

4 weeks ago

Sioux Falls, South Dakota, United States First International Bank & Trust Full time
Job Title: Mortgage Loan Closer

At First International Bank and Trust, we are seeking a highly skilled Mortgage Loan Closer to join our team. As a Mortgage Loan Closer, you will play a critical role in ensuring the smooth closing process for our secondary market customers.

Key Responsibilities:
  • Provide exceptional customer service and support to borrowers throughout the closing process.
  • Review and verify all loan documentation to ensure accuracy and completeness.
  • Prepare and review closing disclosure statements and other required documents.
  • Coordinate with borrowers, lenders, and title companies to facilitate the closing process.
  • Respond to loan officer questions about their Closing Disclosure and any other closing documents.
  • Address and resolve any issues or discrepancies that arise during the closing process.
  • Work with the title companies by providing the closing fees applicable to each file and obtaining an approved Closing Disclosure.
  • Maintain thorough records of all transactions and communications.
  • Ensure compliance with federal, state, and FIBT regulations and guidelines.
Qualifications:
  • High school diploma or equivalent; associate's degree or higher in finance, business, or related field preferred.
  • Proven experience in mortgage closing, processing, or similar role preferred.
  • In-depth knowledge of mortgage lending practices, closing procedures, and regulatory requirements preferred.

First International Bank and Trust is a family-owned full-service Community Bank with locations in ND, MN, SD, and AZ. We offer a competitive benefits package, including health, dental, and vision insurance, 401K retirement plan with employer match, paid parental leave, life and disability insurance, and generous PTO and holiday pay.

If you are interested in learning more, please apply or reach out to us directly. We are an equal opportunity employer.