Mortgage Loan Originator

4 weeks ago


Sioux Center, United States Prime Bank Full time

Mortgage Loan Originator Job Summary

This role is responsible for originating and qualifying mortgage loan applicants, initiating compliance procedures, and marketing products and services to solicit new business.

Key Responsibilities:

  • Meet with loan applicants to gather personal information and answer questions about mortgage loan products.
  • Obtain and verify financial information to conduct analysis used in evaluating loan applications.
  • Enter a decision on loans within established mortgage lending guidelines; document decision analysis and properly communicate with customers on next steps.
  • Facilitate the closing process, including scheduling with involved parties, communicating requirements, and presenting closings.
  • Conduct business development activities, such as establishing relationships with Realtors and builders, and monitoring existing portfolio.
  • Recommend other Prime Bank products and services to mortgage customers.

Requirements:

  • College degree or equivalent work experience.
  • Two or more years of mortgage origination or processing experience.
  • Able to complete NMLS license.

Skills and Abilities:

  • Proven sales and business development skills.
  • Exceptional interpersonal skills.
  • Excellent verbal and written communication skills.
  • Ability to interpret regulations, policies, and procedures to solve customer service and record-keeping problems.
  • Working knowledge and demonstrated ability to operate computers and software, such as Microsoft Office Suite.


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