VP Commercial Relationship Manager II

20 hours ago


Jackson, New Jersey, United States Provident Bank Full time
Origination and Portfolio Management

As a Commercial Relationship Manager II at Provident Bank, you will be responsible for originating, evaluating, and structuring complex loan requests and transactions. This role involves portfolio management, assisting senior lenders with loan production, cross-selling other Bank products and services, and increasing the bank's visibility in the marketplace.

Key Responsibilities:
  • Solicit credit-worthy potential and existing customers to develop new business and increase or retain existing business within the framework of the Bank's policy and procedures.
  • Prepare loan presentations, including detailed financial analysis and assessment of borrower's financial capacity and creditworthiness.
  • Assess lending risks, identify offsetting mitigants, and make recommendations on loan structure, demonstrating sound credit judgment.
  • Establish and promote customer and community relationships, cross-sell other Bank products and services, and maintain continued awareness of market conditions and competition.
  • Manage all aspects of assigned loan portfolio, emphasizing covenant and bank policy compliance, credit quality, and delinquency control.
  • Closing of loan transactions with strict compliance with approved terms and conditions.
Minimum Qualifications:
  • 3-5 years of related experience within the financial industry.
  • Bachelor's degree in Accounting, Finance, or Business Administration.
  • Comprehensive loan analysis experience.
  • Comprehensive financial analysis experience.
  • Comprehensive knowledge of underwriting techniques.
  • Proven new business track record.
  • Strong oral, written, and communication and management skills.
  • Proficient with software programs (Microsoft Word, Excel, and Argus).
Working Conditions:

Prolonged sitting, lifting from 5 to 10 lbs (printer paper, storage boxes), occasional bending or overhead lifting (storing files or boxes).

This job description may not be all-inclusive. Employees are expected to perform other duties as assigned and directed by management. Job descriptions and duties may be modified when deemed appropriate by management.

Provident Bank recognizes and supports the importance of creating a socially and culturally diverse employee base. We understand, value, and appreciate the unique perspectives that a diverse workforce can contribute to our organization.

We are an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to age 40 and over, color, disability, gender identity, genetic information, military or veteran status, national origin, race, religion, sex, sexual orientation, or any other applicable status protected by state or local law.



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