Mortgage Loan Originator

2 weeks ago


Independence, Ohio, United States Nations Lending Full time
Job Title: Mortgage Loan Originator

Nations Lending Corporation is a leading mortgage lender in the US, with a strong presence in the Cleveland, Ohio area and licensed to lend in all 50 states. We have over 90 branches and employ over 1,000 talented individuals.

Job Summary:

We are seeking a highly skilled Mortgage Loan Originator to join our team. As a Mortgage Loan Originator, you will be responsible for procuring and originating consumer-based residential mortgage loans. You will solicit, receive, and originate applications for the extension of credit to purchase and refinance 1-4 unit residential properties, secured by a first-lien mortgage or deed of trust.

Key Responsibilities:
  • Know and comply with applicable laws and regulations, as well as industry standards, company rules, and policies.
  • Contact consumers to establish new business opportunities and consult with them about their current and future needs and goals.
  • Advise and educate consumers about the home purchase or refinance process, and how to better manage their mortgages by discussing loan terms, rates, fees, and other costs.
  • Gather consumer information and apply skill and experience to put clients in the best financial status possible.
  • Take and receive applications for credit, initiate the loan process, and manage application from file start to closing using various systems.
  • Assist and communicate with consumers throughout the loan process and confer and meet with customers during various stages of the loan process as needed.
  • Utilize materials, reference tools, and other resources to provide accurate and up-to-date loan program/policy information to customers and business partners.
  • Provide complete loan applications and support materials to fulfillment center partners.
  • Promote self and company to grow market share and achieve production goals.
Requirements:
  • 18 years of age or older and a High School Diploma or GED.
  • Demonstrated ability to manage personal finances.
  • Current Loan Originator license, or eligibility to apply for and obtain a license after hire.
  • Able to maintain good standing for all licenses held.
  • Intermediate knowledge of office practices and procedures.
  • Intermediate computer skills.
  • Working knowledge of document-imaging technology.
  • Effective in-person and phone etiquette skills.
  • Communicates effectively in both written and verbal form.
  • Capacity to maintain confidentiality of work-related information and materials.
  • Must establish and maintain effective working relationships with co-workers and service providers.
Preferred Skills:
  • Familiarity with Loan Origination Systems and other software used for loan origination.
  • Excellent customer service skills.
  • Delivers superior customer service results at all stages of the loan process.
  • Familiar with loan products and programs of FNMA/FHLMC/GNMA/FHA/VA/USDA.
  • Experience with down payment assistance bond programs or other specialized lending structures is preferred.
  • Drive and motivation to build business in a team support environment.


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