Collection Specialist

3 days ago


Santa Ana, California, United States Veros Credit Full time
About Us

Veros Credit is a leading provider of vehicle financing solutions, dedicated to making vehicle ownership accessible to everyone. Our extensive network of independent and franchise dealers enables us to cater to diverse customer needs, providing them with the opportunity to drive away in their desired vehicle.

We recognize that our employees are our greatest assets, and we strive to create a welcoming and engaging work environment that fosters growth and advancement. At Veros Credit, you can look forward to participating in company events, enjoying free meals twice a month, and taking part in holiday activities. Our team members are friendly, positive, and ambitious, and we encourage and value new ideas.

We take pride in our sense of community, which makes us excited to come to work every day. Our benefits package includes:

  • Medical, Dental, and Vision Insurance
  • Life Insurance
  • Flexible Spending Accounts (FSA)
  • Accident, Hospital, Indemnity Insurance
  • Short Term Disability (STD) and Long-Term Disability (LTD) Insurance
  • Employee Assistance Program (EAP)
  • 401(k) Plan
  • Employee Stock Ownership Plan (ESOP)
  • Tuition Reimbursement
  • Paid Holidays
  • Paid Time Off (PTO)
  • Transportation Reimbursement Benefit (Mass Transit, Carpool, and Plug-In Electric Vehicle)
  • Referral Bonus
  • Quarterly lunches
  • Daily fresh fruit
  • Office Starbucks Coffee/Latte/Espresso Machine
About The Position

The Collection Representative - Loan Servicing - (Pre 30's) will be responsible for servicing auto loan accounts that are less than 30 days delinquent and documenting all collection activities utilizing loan servicing software.

Multiple positions are available.

Essential Responsibilities:
  • Follow and ensure compliance with all company policies and procedures as well as the Fair Debt Collection Practices Act (FDCPA).
  • Negotiate payment arrangements with borrowers, including offering suggestions as to how they can meet their obligations, propose alternative payment methods, and establish payment procedures.
  • Assist borrowers in devising a strategy to allow them to keep their vehicle while meeting the obligations of the loan.
  • Accurately and professionally document account information and collection activities.
  • Locate customers through the use of databases and references (Skip Trace).
  • Other duties as assigned.
Requirements:
  • Bilingual (English/Spanish) required.
  • 1+ year(s) of experience in the collections field, preferably in the subprime consumer lending industry.
  • Effective communication, negotiation, and problem-solving skills.
  • Ability to read, interpret and apply federal, state, and local collections regulations.
  • Ability to interact with customers in a professional, tactful, and sensitive manner.
  • Ability to thrive in a fast-paced work environment and to work independently and as part of a team.
  • Available to work a flexible work schedule and overtime as needed.
  • High School Diploma or GED.
Salary:

$17.00 to $22.00/hour + Bonus

#VHP

Veros Credit, LLC is an equal opportunity employer.

**This Organization Participates in E-Verify



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