Insurance Underwriter

2 days ago


San Antonio, Texas, United States National Unity Insurance Company Full time
Job Title: Staff Underwriter

Job Summary:

The Staff Underwriter will be responsible for developing a profitable book of Private and Commercial Auto Business to ensure the sustainability of National Unity Insurance Company.

Key Responsibilities:

  • Develop and implement underwriting policies and procedures to improve customer experience and drive business growth.
  • Provide leadership and strategic direction in developing underwriting best practices and improving the underwriting philosophy of the company.
  • Work with and protect confidential and proprietary customer and company information.
  • Collaborate with line underwriters to evaluate renewal and new clients underwriting and serve as a mentor.
  • Research and analyze market trends and loss experience to inform underwriting decisions.
  • Utilize underwriting guidelines and company best practices to ensure compliance with state regulations.
  • Develop pricing guidelines and assist line underwriters in handling high-hazard or complex accounts.
  • Communicate with agents on underwriting issues, including cancellations, declinations, and exposure concerns.
  • Train, coach, and serve as a technical resource to other underwriters, promoting a culture of continuous improvement and excellence.
  • Promote the company's products and services by actively seeking opportunities to speak to agents or insurance-related groups and networking within the industry.
  • Conduct underwriting audits to ensure compliance and identify areas for improvement.

Requirements:

  • Bilingual English/Spanish is a must.
  • Bachelor's degree in a related field.
  • CPCU or professional insurance designation preferred.
  • Associate of Insurance Data Analysis preferred.
  • 5-10 years of underwriting experience is preferred.
  • Comprehensive knowledge of commercial lines products and contract knowledge, including regulatory and policy differences among applicable states.
  • Demonstrated knowledge in negotiation, analytical, and problem-solving skills.
  • Strong computer skills and ability to work with multi-faceted systems.
  • Ability to effectively and independently manage complex workload while exhibiting sound judgment.
  • Excellent written and verbal communication skills.
  • Demonstrated ability to develop and maintain relationships with agents and other departments and exemplify superior teamwork.

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