Financial Credit and Risk Analyst

3 weeks ago


New York, New York, United States Piermont Bank Full time

Piermont Bank is seeking a highly skilled Financial Credit and Risk Analyst to join our team. As a key member of our credit risk management function, you will be responsible for analyzing credit and risk impacts of new business proposals, transactions, and financial trends, concepts, principles, and regulations.

About Piermont Bank

We are a tech-enabled digital commercial bank founded in 2019, with a mission to change the face and pace of banking. Our goal is to create and deliver banking products relevant to today's digital economy, making us the go-to Bank for the fintech ecosystem.

About the Role

The successful candidate will have a minimum of ten plus years of increasingly diverse or complex applications in finance, including credit analysis, risk management, and financial modeling. A Bachelor's degree in finance, accounting, or a related field is required, while an MBA and/or significant experience in consumer and commercial finance environments are strongly preferred.

Key Responsibilities
  • Analyze credit and risk impacts of new business proposals, transactions, and financial trends, concepts, principles, and regulations
  • IDentify and structure commercial credit transactions
  • Drive profitability by ensuring the credit and financial impact of all business decisions is independently evaluated and recommendations made to the business
  • Monitor credit quality within the existing portfolio and act as appropriate

The base pay for this role is estimated at $130,000 per year, which may vary depending on internal equity and the candidate's job-related knowledge, skills, and experience. A bonus and/or incentives may be provided as part of the compensation package, in addition to the full range of medical, dental, vision, 401k, and other benefits.

Requirements
  • Minimum of a Bachelor's degree in finance, accounting, or a related field
  • At least ten plus years of increasingly diverse or complex applications in finance
  • Strong background in credit analysis, risk management, and financial modeling


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