Loan Review Analyst I
4 days ago
What The Role Is
Review less complex assigned loans to ascertain quality of loan portfolio in a given market, line of business, or portfolio sector. Reviews compliance with loan policy and regulatory requirements. Consults with higher level loan review officers to complete reviews, if needed. Provides effective communication of findings to lending staff, bank management and loan review management.
How You will Make an Impact
- Conducts a systematic review of less complex assigned loans to measure underwriting adequacy, soundness of loan administration policy, documentation adequacy, collateral evaluation, risk rating, and problem loan administration. All reviews should measure compliance with loan policy and regulatory requirements. Consults with senior loan review officers or management when necessary.
- Interacts, verbally or in writing, with lending and regional credit staff in conjunction with loan reviews. Works to resolve any discrepancies and disputes.
- Produces reports documenting review findings for presentation to senior management. Reports follow an established structure per department guidelines.
- Provides verbal presentations of review findings to appropriate audiences, primarily division management, lending staff, and regional credit management.
- Maintains a good working knowledge of lending policies and procedures to measure policy compliance during reviews. Stays informed on new loan products, industry trends and regulatory changes.
Who You Are
Required Qualifications:
Minimum Education: Bachelor's degree in Business Administration, Finance, Accounting or related discipline, or an equivalent combination of education and experience.
Minimum Experience: 2 years of job specific experience.
Required Knowledge, Skills, and Abilities:
- Understands how to identify, measure, control, and monitor risk in community and/or corporate banks.
- Experience in credit analysis and familiarity with complex commercial loan documents.
- Proficient in Excel, Word lending and risk analyst applications.
- Strong verbal and written communication skills
- Strong analytical, problem solving and organizational skills.
Competencies:
- Time Management: Uses his/her time effectively and efficiently; values time; concentrates his/her efforts on the more important priorities; can attend to a broader range of activities.
- Dealing with Ambiguity: Can effectively cope with change; can shift gears comfortably; can decide and act without having the total picture; doesn't have to finish things before moving on to a different task.
- Business Acumen: Knows how businesses work; knowledge in current and potential future policies, practices, trends, and information affecting his/her business and organizations; is aware of how strategies and tactics work in the marketplace.
- Decision Quality: Makes a good decision based upon a mixture of analysis, wisdom, experience, and judgment.
- Organizing: Can marshal resources, people, funding, material, and support to get things done; can orchestrate multiple activities at once to accomplish a goal; uses resource effectively and efficiently; arranges files in a useful manner.
- Problem Solving: Uses logic and knowledge to solve difficult problems with effective solutions; probes all appropriate sources for answers.
Characteristics:
- Works cooperatively with others.
- Regular and reliable attendance.
Remote positions are intended to be filled in states within our footprint, which includes: Alabama, Arkansas, Florida, Georgia, Louisiana, Mississippi, Missouri, Tennessee, and Texas.
If your experience aligns with this description, please consider applying. Many skills are transferable among industries and a passion for the role and willingness to learn are important considerations. We believe that a diverse workforce creates problem-solving and creative thinking, which is why we're dedicated to adding new perspectives to the team and encourage everyone to apply.
The above statements are intended to describe the general nature and level of the work being performed by people assigned to this work. This is not an exhaustive list of all duties and responsibilities. Cadence Management reserves the right to amend and change responsibilities to meet business and organizational needs as necessary.
Cadence Bank is an affirmative action/equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, religion, color, national origin, sex, age, status as a protected veteran, among other things, or status as a qualified individual with disability.
#LI-RF1
QualificationsEducation Bachelors (required)
High School (required)
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information. 41 CFR 60-1.35(c)
-
Loan Operations Specialist I
1 week ago
Tupelo, United States Cadence Bank Full timeDescription Primary Purpose: Review non-real estate loan documentation for proper completion and set up on loan system and verify compliance with applicable regulations. Principal Duties and Responsibilities: Review non real-estate loan documentation for proper completion and signatures Review loan documents to system for proper set up Verify loan documents...
-
Loan Operations Specialist I
3 days ago
Tupelo, United States Cadence Bank Full timeDescription Primary Purpose: Update the loan system based on documentation provided. Assists branches with inquiries regarding updates made to the loan and the functionality of the loan system. Principal Duties and Responsibilities: Assist branches with inquiries regarding maintenance performed on loan Process renewals, modifications, maturity extensions and...
-
Business Loan Coordinator I
2 months ago
Tupelo, United States Cadence Bank Full timeDescription Job Posting: What The Role Is The position is a key component to the Business Banking model and will provide subject matter expertise for business purpose loans while serving as liaison between Relationship Managers and all back-office functions. This position, in some instances, will also interact with external clients, legal contacts, client's...
-
Credit Analyst I
6 days ago
Tupelo, United States Cadence Bank Full timeDescription Primary duty is to analyze and underwrite credit decisions submitted by various lines of business within the bank. Performs basic research and financial/statistical analysis to determine and document the creditworthiness of such requests. Compiles analysis, borrower, industry and other information into documents for review and approval. Obtains...
-
Treasury Management Analyst
5 days ago
Tupelo, United States Cadence Bank Full timeDescriptionTreasury Management Analyst TrackAfter the initial three-month training course, Analysts in this track will continue their development by rotating with various Treasury Management teams, including the Treasury Support & Service Team, the Implementation Team, and the Sales Team. Upon completion of the program, Analysts in this role will understand...
-
Credit Analyst
6 days ago
Tupelo, United States Cadence Bank Full timeThis is a job for a Credit Analyst I with a company located in the Tupelo, MS area. Responsibilities: Performs basic research and financial/statistical analysis to determine and document the creditworthiness of such requests. Compiles analysis, borrower, industry and other information into documents for review and approval. Obtains and analyzes pertinent...
-
Fraud Analyst I
6 days ago
Tupelo, United States Cadence Bank Full timeThis is a job for a Fraud Analyst I position with a company located in the Tupelo, MS area. Primary Purpose: The Fraud Analyst is responsible for managing and resolving billing disputes and fraudulent activity for Debit Cards and Credit Cards using Chargeback Rules and Regulations. Principal Duties and Responsibilities: Manage billing disputes and...
-
Mortgage Loan Underwriter II
1 week ago
Tupelo, United States Cadence Bank Full timeDescription What The Role Is Under general supervision, the Mortgage Loan Underwriter is responsible for approving or denying mortgage loans based on information provided in a loan application. How You will Make an Impact Verifies income and employment information of borrower. Reviews credit history of borrower. Evaluates the borrower's depository accounts...
-
Credit Analyst I
5 days ago
Tupelo, United States Linscomb & Williams Inc. Full timePrimary duty is to analyze and underwrite credit decisions submitted by various lines of business within the bank.Performs basic research and financial/statistical analysis to determine and document the creditworthiness of such requests. Compiles analysis, borrower, industry and other information into documents for review and approval.Obtains and analyzes...
-
Technical Support Analyst I Role
3 weeks ago
Tupelo, Mississippi, United States Cadence Bank Full time**About the Role**We are seeking a skilled Technical Support Analyst I to join our team at Cadence Bank in Tupelo, MS. This is an exciting opportunity for a professional to provide exceptional customer support and technical expertise to our employees.As a Technical Support Analyst I, you will be responsible for providing first- and second-level user support,...
-
CDP Processor I
4 months ago
Tupelo, United States Renasant Corp Full timeOverview The CDP Processor I is responsible for preparing and completing final review of Consumer and Commercial loan documents for retail branches while providing uniformity of loan documents through a platform automation system in a centralized department. RENASANT BANK IS AN EQUAL OPPORTUNITY EMPLOYER Responsibilities * Review commercial and consumer...
-
Business Loan Coordinator
1 week ago
Tupelo, United States Cadence Bank Full timeThis position is for a Business Coordinator with a company located in Tupelo. Job Posting: What The Role Is The position is a key component to the Business Banking model and will provide subject matter expertise for business purpose loans while serving as liaison between Relationship Managers and all back-office functions. This position, in some instances,...
-
Loan Operations Specialist IV
6 days ago
Tupelo, United States Cadence Bank Full timeThis is a job for a Loan Operations Specialist IV position with a company located in the Tupelo, MS area. Work Hours: Monday - Friday, 8:00 am - 5:00 pm (Overtime as Needed) Primary Purpose: (Summary of major reason this job exists) To ensure proper documentation of all consumer loans including compliance with federal and state regulations with special...
-
Loan Operations Specialist IV
5 days ago
Tupelo, United States Linscomb & Williams Inc. Full timeReports To: Loan Operations SupervisorWork Hours: Monday – Friday, 8:00 am – 5:00 pm (Overtime as Needed)Primary Purpose: (Summary of major reason this job exists)To ensure proper documentation of all consumer loans including compliance with federal and state regulations with special attention on consumer regulatory requirements of the CFPB, FDIC,...
-
Loan Operations Specialist III
6 days ago
Tupelo, United States Cadence Bank Full timeThis is a job for a Loan Preclosing Support Specialist III position with a company located in the Tupelo, MS area. Physical Location: 2778 West Jackson Street, Bldg C, Tupelo MS 38803 Primary Purpose: (Summary of major reason this job exists). This position will assist lenders and their staff to close loans with a minimum amount of exceptions, booking...
-
Loan Operations Specialist IV LOANO002931
5 days ago
Tupelo, United States Cadence Bank Full timeCadence Bank Loan Operations Specialist IV LOANO002931 Tupelo , Mississippi Apply NowThis is a job for aLoan Operations Specialist IV position with a company located in the Tupelo, MS area.Work Hours: Monday - Friday, 8:00 am - 5:00 pm (Overtime as Needed)Primary Purpose: (Summary of major reason this job exists)To ensure proper documentation of all consumer...
-
Technical Support Analyst I
3 weeks ago
Tupelo, United States Cadence Bank Full timeThis is a job for a Technical Support Analyst I position with a company located in the Tupelo, MS area. What The Role is: This Service Desk position is responsible for first and second level user support. In addition to providing basic Level 1 support, this position provides support for issues typically considered to be more complex. Interacting directly...
-
Financial Services Associate I
2 days ago
Tupelo, Mississippi, United States Cadence Bank Full timeAbout the RoleThe successful candidate will have a strong base knowledge of the bank's general loan policy to ensure requested maintenance is within the guidelines of general loan policy. You will also be responsible for reviewing loan documentation for proper completion on the Loan System and processing Charge Offs, Non-Accruals, Return to Accruals and...
-
Tupelo, United States Trustmark Full timeCommunity Relationship Manager Associate, I, II, or IIILocation US-MS-TupeloJob ID 2024-17996Category Retail BankingType Regular Full-TimeJob Grade 12FLSA Status ExemptJob Location: CompanyTupelo Fairpark CrossingOverviewThe purpose of this job is to operate under the guidance of Commercial Relationship Managers in the day-to-day activities of the...
-
Technical Support Analyst I
5 days ago
Tupelo, United States Cadence Bank Full timeWhat The Role is:This Service Desk position is responsible for first and second level user support. In addition to providing basic Level 1 support, this position provides support for issues typically considered to be more complex. Interacting directly with bank teammates, the Technical Support 1 fields initial requests for service and incidents through live...