Commercial Banker I
2 months ago
Reports To: City Executive/Commercial Market Executive/Area Executive/Regional Executive
Reports To This Position: None
FLSA Status: Exempt
Role Summary:
The position is responsible for the development and maintenance of profitable commercial banking client relationships. Make and service a variety of secured and unsecured business loans or lines of credit. May receive assistance from senior officers in credit extensions above his/her authority, or for complex credits, but will handle most loans and customers independently. Obtain and direct analysis of financial data. May also provide other banking services as needed by customers.
Specific Job Functions (Duties/Responsibilities):
- Solicit, originate, underwrite and approve Small Business and Commercial Loans, Mortgage Loans and Leases within assigned authority and present recommendations to Loan Committee for higher amounts.
- Make sound credit decisions based on Bank lending policy.
- Analyze and underwrite credit requests fully to understand client need and to protect Bank asset quality.
- Insure all loans made or rejected comply with laws and regulations.
- Insure accurate, proper and complete loan documentation on all loans (review all documents completed by loan officer assistant or a closing attorney).
- Administer rates fairly and price according to bank policy for risk and credit quality.
- Develop business through an active calling program and community involvement.
- Establish commercial loan and business development goals with Supervisor.
- Identify target loan clients.
- Join and be active in key civic clubs and/or area Chamber of Commerce.
- Join and be active in community development projects/committees.
- Actively sell and cross-sell the Banks products and services in a professional manner, inside as well as outside the Bank.
- Work with retail or branch staff to refer consumer loans and deposits per needs identified.
- Introduce Clients to other Bank business services specialists as needed to fully meet client needs.
- Maintain current knowledge of all Bank services and products.
- Proactively manage and service both new and existing (or assigned) loan portfolios to ensure a minimum of delinquencies, substandard loans and documentation exceptions.
- Collect past due loans and work to resolve any workout loan situations.
- Actively monitor past due accounts and communicate and coordinate resolutions to any past due and workout situations with Credit Administration.
- Anticipate maturities, obtain financials and renew loans on time.
- Perform other duties as assigned.
Knowledge/Skills/Abilities Required:
- The ability to schedule, prepare for and conduct professional business development calls on customers and prospects. Ability to organize and schedule daily appointments.
- Ability to analyze commercial and small business financials and tax returns, and to underwrite loan requests.
- Knowledge of the types of loans and loan documentation utilized at Southern Bank.
- A thorough working knowledge of Southern Bank lending policy.
- Knowledge of applicable lending laws and regulations.
- Ability to work with limited supervision, and seek assistance as needed.
- Personal credibility and the ability to sell Bank products and services.
- Strong oral and written communications skills.
- Bachelor's degree in business or a related field.
- Typically a minimum of three years of experience originating and/or underwriting commercial loans, small business loans; mortgage loans and leases.
-
Commercial Lending Executive
3 weeks ago
Newport Beach, California, United States Bank of America Full timeJob Summary:The Commercial Lending Executive will be responsible for leading a team of bankers in identifying, acquiring, and retaining high-value clients within the Global Commercial Banking division of Bank of America.Salary: $140,000 - $235,000 annualized salaryMain Responsibilities:Lead a team of bankers in client acquisition and relationship...
-
Commercial Lending Specialist
3 weeks ago
Newport Beach, California, United States Bank of America Full timeJob Description: The Commercial Banking Manager will be responsible for managing a team of relationship bankers and providing guidance on sales strategies and product offerings. This role requires exceptional leadership skills, a deep understanding of commercial banking products, and the ability to drive revenue growth through strategic planning and...
-
Senior Relationship Banker
3 weeks ago
Newport Beach, California, United States Bank of America Full timeJob Title: Senior Relationship BankerThis role is responsible for providing expert financial solutions to complex clients and prospects in the Global Commercial Banking division. As a primary point of contact, you will acquire, deepen, and maintain profitable relationships with clients across various industries.Key Responsibilities:Manage an extensive...
-
Relationship Banker
3 weeks ago
Newport, United States First Horizon National Corporation Full timeLocation: On site at location listed in job posting. Weekly Scheduled Hours: Monday through Thursday 8:30 AM to 4:30 PM, Friday 8:30 AM to 6:30 PM, and Saturday 8:30 AM to 1:30 PMIf you are a go-to person for advice, then become a First Horizon Bank Relationship Banker! You will work to deepen the relationships with clients as their key contact for...
-
Relationship Banker
2 weeks ago
Newport, United States First Horizon Full timeLocation: On site at location listed in job posting. Weekly Scheduled Hours: Monday through Thursday 8:30 AM to 4:30 PM, Friday 8:30 AM to 6:30 PM, and Saturday 8:30 AM to 1:30 PM If you are a go-to person for advice, then become a First Horizon Bank Relationship Banker! You will work to deepen the relationships with clients as their key contact for...
-
Relationship Banker
1 week ago
Newport, United States First Horizon Bank Full timeDescription Location: On site at location listed in job posting. Weekly Scheduled Hours: Monday through Thursday 8:30 AM to 4:30 PM, Friday 8:30 AM to 6:30 PM, and Saturday 8:30 AM to 1:30 PM If you are a go-to person for advice, then become a First Horizon Bank Relationship Banker! You will work to deepen the relationships with clients as their key contact...
-
Floor Technician Specialist
22 hours ago
Newport News, Virginia, United States ServiceMaster Commercial Services VA Full timeJob OverviewWe are seeking a skilled Floor Technician to join our team at ServiceMaster Commercial Services VA. As a Floor Technician, you will play a crucial role in maintaining the highest standards of floor care for our clients.Salary: $16 - $17 per hourResponsibilitiesPerform physical tasks both indoors and outdoors in all weather conditions.Develop...
-
Non-Destructive Testing Specialist
3 days ago
Newport News, Virginia, United States H I I CORP Defunct Full time**Mission Technologies Division Overview**HII's Mission Technologies Division is a leading provider of national defense solutions, accelerating a breadth of national security solutions for government and commercial customers. With a team of over 7,000 professionals worldwide, we deliver all-domain expertise and advanced technologies in service of mission...
-
Experienced Electrical Systems Technician
4 days ago
Newport News, Virginia, United States H I I CORP Defunct Full timeCompany OverviewH II CORP Defunct is a leading manufacturer of naval ships and defense technology solutions. With a rich history spanning over 135 years, our organization has established itself as a trusted partner for the US Navy.Salary and BenefitsOur competitive pay packages and comprehensive benefits make us an attractive employer. Our employees enjoy...
-
NDT Inspector
4 days ago
Newport News, United States H I I CORP Defunct Full timeRequisition Number: 20816 Required Travel: 0 - 10% Employment Type: Full Time/Hourly/Non-Exempt Anticipated Salary Range: $49,777.00 - $59,779.20 Security Clearance: Ability to Obtain Level of Experience: Mid Employee Referral Amount: $1,000.00 Meet HII's Mission Technologies Division Our team of more than 7,000 professionals worldwide delivers...
-
HVAC Technician
2 weeks ago
Newport, Arkansas, United States Walmart Full time**Job Overview**We are looking for an experienced HVAC Technician - Commercial Refrigeration Expert to join our team at Walmart. As a key member of our maintenance team, you will be responsible for ensuring the optimal performance of our commercial refrigeration and HVAC systems.The estimated salary for this position is between $24,100 and $49,000 per year,...
-
Commercial Accounting Manager
3 weeks ago
Newport Beach, United States BKM Management Company Full timeAccounting Professional OpportunityBKM Management Company invites applications for the position of Senior Associate, Property Accounting in our Newport Beach office. This is a challenging and rewarding role that requires strong analytical and organizational skills.The successful candidate will have a strong background in commercial property accounting, with...
-
Commercial Property Accounting Specialist
4 weeks ago
Newport Beach, California, United States CapRock Partners Management Inc Full timeJob OverviewWe are seeking an experienced Property Accountant to manage and oversee the accounting of multiple operating properties within our portfolio. As a key member of our team, you will play a pivotal role in supervising and enhancing the effectiveness of our outsourced accounting functions, ensuring timely and accurate reporting.About UsWe are a...
-
Floor Technician
1 week ago
Newport News, United States ServiceMaster Commercial Services VA Full timeServiceMaster is hiring for our Project Division Floor Technician (entry level position) $16 As an entry level Floor Technician you will be placed with 1 or more experienced Project Technician. Most evenings you will be working together on the stripping, cleaning, and waxing of VCT floors but your work may expand to include carpets, tile, and concrete. All...
-
Electrical Designer
6 days ago
Newport News, United States Leidos Full timeDescription Ready for a rewarding career challenge?Unleash your potential at Leidos, where we deliver innovative solutions through the efforts of our diverse and talented people who are dedicated to our customer’s success. We empower our teams, contribute to our communities, and operate sustainably. Everything we do is built on a commitment to do the...
-
Design Supervisor I
1 week ago
Newport, United States United E&C Inc. Full timeAt United we are a team of engineers, builders, planners, and thinkers that design and build today’s infrastructure for tomorrow. We come to work every day committed to driving growth and delivering projects that matter for our clients, ourselves, and our communities. Through our work in the nuclear, conventional generation, renewable and power delivery...
-
Senior Relationship Banker
3 weeks ago
Newport Beach, California, United States Bank of America Full timeJob Overview:This is a senior-level position in the Global Commercial Banking division of Bank of America, responsible for managing an extensive portfolio of complex clients and prospects. The ideal candidate will have a proven track record of prospecting new business, enhancing existing relationships, and closing profitable transactions.Salary: $140,000 -...
-
Roofing Service Tech
1 week ago
Newport News, United States Simon Roofing Full timeRoofing Service TechWe are looking for a Roofing Service Tech to join our organization. If you are a person with a strong work ethic, and basic knowledge of various roofing systems and/or construction who want to become a commercial roofing professional join our team.We will provide extensive paid training for you to be able make repairs and/or repair...
-
Associate, Global Markets Advisor
1 week ago
Newport Beach, United States Bank of Montreal Full timeAssociate, Global Markets Advisor - FXApply locations Newport Beach, CA, USA time type Full time posted on Posted Yesterday job requisition id R240030083Application Deadline: 01/30/2025Address: 4400 MacArthur Blvd.Job Family Group: Capital Mrkts Sales & ServiceBMO Capital Markets is a leading, full-service financial services provider. We offer corporate and...
-
Senior Relationship Banker
4 days ago
Newport Beach, California, United States Disability Solutions Full timeJob Overview:Serve as a trusted advisor to complex Global Commercial Banking clients and prospects, providing valuable financial solutions and expertise in managing client relationships. Key responsibilities include identifying cross-selling opportunities, deepening existing relationships, and acquiring new business.Responsibilities: