Mortgage Loan Officer

4 weeks ago

Severna Park, United States Fulton Bank Full time

Value Proposition:

Our values define us and our culture inspires us to change lives for the better. Our employees are the heart and soul of our company, and every success we experience begins with them. Together we are committed to making a positive impact in our local communities. We champion a culture of continuous learning, work-life integration, and inclusion. We promote a digitally enabled work environment to continuously enhance the experience of our employees and customers.

Overview:

This is a full-time, commissioned career opportunity based out of the Severna Park, MD market.

Solicits first mortgages through contacts with realtors, builders, and developers. Work with customers and prospective customers to assist them in identifying and securing a mortgage loan that is appropriate for their individual financial circumstances and is designed to help them achieve their financial goals, including home ownership.

Responsibilities:
  • Develops and expands referral sources in order to solicit first mortgages. Maintains regular contact with Realtors in their offices and on site at open house events. Meets with builders on job sites to discuss lending options related to clients they have building homes Regularly, seeks opportunities to meet with developers. Participates in building and trade shows. Participates in mixers related to real estate where relationships can continue to build and new ones can be forged.
  • Collects and analyzes applicants financial information typically at one of the organizations branch locations to assess the financial circumstances to determine whether the applicant and the property qualify for a particular loan. Interviews applicants and provide required information, including income, assets, investments, debt, credit history, prior bankruptcies, judgments, and liens, as well as characteristics of property and similar information. Identifies customers needs in conjunction with customers financial situation and evaluates those needs in relation to available financial products. Recommends the financial products which best meet the customers specific needs after advising customer about the risks and benefits of the loan alternatives, including the options and advantages involved. Recommends terms and conditions of mortgage loans.
  • Engages in customer specific persuasive sales activity to encourage potential customer to do business with Company and cross promotes other services and financial products of Company to outside referral sources.
  • Performs work related to the loans the employee originates. Obtains and analyzes pertinent financial and credit data. Follows current loans to ensure conformity with terms. Follows up with customers and prospective customers via telephone and email communication. Completes paperwork related to the loans originated. Prepares materials needed to support employees loan activities. Attends company meetings as necessary. Ensures loan originations are in accordance with regulatory compliance. Ensures documentation is completed in accordance with regulatory compliance. Communicates with the customer throughout the process on an ongoing basis to ensure the customer understands the process.


Qualifications:

Required Education

High School Diploma or equivalent.

Required Experience

1 or more years Recent residential mortgage lending experience to include experience in the local market. Experience in the Fulton Mortgage Company Associate Mortgage Loan Officer Program may be accepted in lieu of 1 year required residential mortgage lending experience.

1 or more years Proven ability to develop referral sources from contacts and relationships outside the organization.

:

This role may perform other job duties as assigned by the manager. Each employee of the Organization, regardless of position, is accountable for reading, understanding and acting on the contents of all Company-assigned and/or job related Compliance Programs, regulations and policies and procedures, as well as ensure that all Compliance Training assignments are completed by established due dates. This includes but is not limited to, understanding and identifying compliance risks impacting their department(s), ensuring compliance with applicable laws or regulations, and escalating compliance risks to the appropriate level of management.

Pay Transparency:

This position is fully commissioned.

Benefits:

Additionally, as part of our Total Rewards program, Fulton Bank offers a comprehensive benefits package to those who qualify. This includes medical plans with prescription drug coverage; flexible spending account or health savings account depending on the medical plan chosen; dental and vision insurance; life insurance; 401(k) program with employer match and Employee Stock Purchase Plan; paid time off programs including holiday pay and paid volunteer time; disability insurance coverage and maternity and parental leave; adoption assistance; educational assistance and a robust wellness program with financial incentives. To learn more about your potential eligibility for these programs, please visit Benefits & Wellness | Fulton Bank.

NMLS:

This position may require incumbent to be registered in the Nationwide Mortgage Licensing System and Registry. Incumbents who are required to register will be notified in writing.

EEO Statement:
Fulton Bank (Fulton) is an equal opportunity employer and is committed to providing equal employment opportunity for all qualified persons. Fulton will recruit, hire, train and promote persons in all job titles, and ensure that all other personnel actions are administered, without regard to race, color, religion, creed, sexual orientation, national origin, citizenship, gender, gender identity, age, genetic information, marital status, disability, covered veteran status, or any other legally protected status.

Sponsorship Statement:

As a condition of employment, individuals must be authorized to work in the United States without sponsorship for a work visa by Fulton Bank currently or in the future.

  • Loan Officer Assistant/Loan Partner 1

    1 month ago

    Winter Park, United States CrossCountry Mortgage Full time

    Job DescriptionJob Description~~We have a wonderful challenge...TOO MUCH BUSINESS.We have a need for a Mortgage Professional who knows loan programs (FHA, FHA 203k, VA, Conv. and USDA) and how to fully service clients and Realtors. This Professional will Partner with our Rainmaker to close a record volume of business.The successful candidate will have...

  • Mortgage Loan Officer

    1 day ago

    Tinley Park, United States Fifth Third Full time

    Make banking a Fifth Third better® We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank. GENERAL FUNCTION: Performs a wide range of duties relating to the origination of residential 1st mortgage loans for outside referrals. Meets standards and objectives defined by management...

  • Mortgage Loan Officer

    2 weeks ago

    Tinley Park, United States Fifth Third Full time

    Make banking a Fifth Third better We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank. GENERAL FUNCTION: Performs a wide range of duties relating to the origination of residential 1st mortgage loans for outside referrals. Meets standards and objectives defined by management for...

  • Mortgage Loan Officer I

    1 week ago

    Winter Park, United States Navy Federal Credit Union Full time

    Overview To interview and counsel members about first mortgage loans and to take mortgage loan applications. To establish and maintain personal relationship with members, and to guide and follow their mortgage loans from initial application through the loan closing process. To determine applicants' qualifications; providing detailed information about Navy...

  • Mortgage Loan Closer

    7 days ago

    Overland Park, United States Dickinson Financial Corporation Full time

    Position DescriptionSummary: This position is responsible for residential mortgage loan closing document preparation and coordination with National Title Companies or escrow agents to closing the Bank's loan with the customer. This position is also responsible for the funding, balancing, and booking of the loan and delivery to the investor. Principal...

  • Loan Processor

    5 days ago

    New Hyde Park, United States Canyon Mortgage Corp. Full time

    Job Overview: We are seeking a detail-oriented and qualified individual to be a Mortgage Loan Processor in our corporate office. **Duties**: - Processes residential mortgage loans (FHA, VA, Conventional, purchase, refinance) under various programs in a quality consistent with all company policies and procedures as well as meeting all regulatory...

  • Sales Manager

    4 weeks ago

    Severna Park, United States Paramount Residential Mortgage Group Full time

    Overview: PRMG is Built by Originators for Originators. There is a reason why PRMG is consistently voted one of the best places to work. We focus on the areas that make an Originator successful and have an unmatched Culture. With the focus on Originators, our Sales Managers have a team of experienced professionals that gives the support needed for success....

  • Mortgage Loan Closer

    2 weeks ago

    Overland Park, United States Armed Forces Bank Full time

    This position is responsible for residential mortgage loan closing document preparation and coordination with National Title Companies or escrow agents to closing the Bank's loan with the customer. This position is also responsible for the funding, b Loan Closer, Mortgage, Closer, Loan Processor, Banking

  • Mortgage Loan Originator

    4 weeks ago

    Overland Park, United States Sunflower Bank NA Full time

    Job DescriptionJob DescriptionDescription:Guardian Mortgage, a division of Sunflower Bank, N.A. is looking for a motivated individual to fill the full-time position of Mortgage Loan Originator! Individuals will be required to develop leads and originate mortgage loans through branches, realtors, and builders, and respond to referrals from branch personnel...

  • Mortgage Loan Originator

    4 weeks ago

    Overland Park, United States DAS Acquisiton Company LLC Full time

    Who We Are At DAS Acquisition Company, LLC. (USA Mortgage), our mission is the unrelenting pursuit of perfection. We pride ourselves on the superior level of service that our status as a mortgage lender enables us to provide. Since 2001, we have been recognized as a top-choice residential lender in the St. Louis metropolitan area by the St. Louis Business...

  • Branch Manager(Producing)

    4 weeks ago

    Overland Park, United States Guild Mortgage Full time

    ** Branch Manager(Producing)** **Job Category****:** Sales **Requisition Number****:** BRANC014373 Showing 1 location **Job Details** **Description** **Guild Mortgage Company** , closing loans and opening doors since 1960. As a mortgage banking firm we are dedicated to serving the home owner/buyer. Our goal is to provide affordable home financing for our...

  • Mortgage Banker

    2 days ago

    Orland Park, United States Peoples Bank Full time

    Job DescriptionJob DescriptionJOB SUMMARYWe have an exciting opportunities for Mortgage Loan Originators in Northwest Indiana and Southwest Chicagoland. Candidates will originate high quality residential real estate loans, cross-sell Peoples' products and services to our customers and the community, build and maintain relationships with builders,...

  • Residential Loan Officer

    4 weeks ago

    Overland Park, United States Fidelity Bank Full time

    RESIDENTIAL LOAN OFFICERJob Overview: Since 1905, Fidelity Bank has been helping people through the home financing process. A large part of our longevity and success comes down to Fidelity's lending team. They're experienced, knowledgeable and committed to seeing each customer through the home buying process from application to closing. And because...

  • Loan Originator

    4 weeks ago

    Winter Park, United States Streamline Home Loans Full time

    Job DescriptionJob DescriptionSalary: Commission At Streamline Home Loans we are comprised of leaders, go-getters, innovators, and collaborators, and we function as one big extended family.  Streamline is hungry and growing rapidly, and if you ask one of our team members, they will tell you our growth mindset brings an infectious excitement to the...

  • Mortgage Banker

    7 days ago

    Orland Park, United States Peoples Bancorp (OH) Full time

    We have exciting opportunities for a Mortgage Banker in Southwest Chicagoland. Candidates will originate high quality residential real estate loans, cross-sell Peoples' products and services to our customers and the community, build and maintain relationships with builders, realtors and consumers to enhance future business opportunities and to provide home...

  • Accounting Manager

    16 hours ago

    Villa Park, United States Fay Financial Full time

    Founded in early 2008, Fay Servicing is committed to providing innovative servicing solutions for both performing and non-performing mortgage loans.As a specialty mortgage servicer who sees the customer behind every loan, we understand that our customers aren't loan numbers - they're homeowners.Before founding our company, we conducted an exhaustive analysis...

  • Accounting Manager

    4 weeks ago

    Villa Park, United States Fay Financial Full time

    Founded in early 2008, Fay Servicing is committed to providing innovative servicing solutions for both performing and non-performing mortgage loans. As a specialty mortgage servicer who sees the customer behind every loan, we understand that our customers aren't loan numbers - they're homeowners. Before founding our company, we conducted an exhaustive...

  • Underwriter

    4 weeks ago

    Villa Park, United States Fay Financial Full time

    Founded in early 2008, Fay Servicing is committed to providing innovative servicing solutions for both performing and non-performing mortgage loans. As a specialty mortgage servicer and originatorthat sees the customer behind every loan, we understand that our customers aren't loan numbers - they're homeowners. Before founding our company, we conducted an...

  • Cra & Compliance Officer

    1 month ago

    Park Ridge, United States Lakeside Bank Full time

    **CRA & Compliance Officer** **Reports to**: EVP Chief Operating Officer **Summary**: Effectively manage Lakeside Bank’s Community Reinvestment Act (CRA) and Compliance Program by overseeing that the Bank and its employees comply with all laws, rules, and regulations of the industry. This will include planning, developing, executing, monitoring,...

  • Relationship Banker

    2 weeks ago

    Severna Park, United States First National Bank Full time

    Primary Office Location:576 Ritchie Hwy. Severna Park, Maryland. 21146. Join our team. Make a difference - for us and for your future. Position Title: Relationship Banker Business Unit: Retail Reports to: Varies Based on Assignment Position Overview: This position is expected to develop proficiency of basic consumer banking transactions, account servicing,...