Junior Loan Officer

2 weeks ago


Huntington Beach, United States Summit Lending Full time
Description

Are you an outgoing people-person who thrives in a fast-paced work environment? If so, we are looking for you Our lending team is seeking a junior loan officer to help applicants navigate through the home loan process. We offer the training, the technology, and the team support to help you succeed. If you are looking for a lucrative career using your communications and interpersonal relationship-building talents.

Your Future is our Career Apply today

Responsibilities

Ignite Opportunity: Fuel Homeowners' Dreams

•Every lead you generate isn't just a number - it's a chance to help someone achieve their dream of homeownership As you nurture these leads and maintain your pipeline, you're not just assisting our senior Loan Officers - you're shaping your own success story. Dive into studying for the NMLS test, immerse yourself in industry knowledge and products, and hone your craft. Your journey to becoming a top-notch Loan Officer starts now
•Liaise between realtors, senior MLO / mortgage loan originator, underwriter, mortgage lenders or mortgage bankers, and loan processors on behalf of the applicant as needed to assure the loan transaction is successful
•Gather financial information to assist with loan applications, prepare loan files, and assess applicants' financial situation and eligibility
•Discuss options with senior mortgage loan officer/ MLO to make a recommendation of which home loan products are best suited depending on applicant's financial status
•Meet sales expectations, generate new business, get referrals, and monitor sales pipeline
•Consult with potential loan applicants - answer questions and provide additional information about home loan products to create personal relationships

Qualifications

•Exceptional communications, sales, relationship, and MS Office skills are necessary
•Some college (Bachelor's) is preferred, but a high school diploma or equivalent is required
•Familiarity with home mortgage program guidelines and various types of loans such as FHA, commercial loans, VA, etc is beneficial, but not require
•Previous experience in financial services, real estate, lending institutions, credit union, or related fields is valuable, but not required
•Possess the intention to complete a training program to obtain NMLS/ MLO/ state license
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