Mortgage Originator

4 weeks ago

Laurel, United States M&T Bank Full time
Overview:

Primarily responsible for working with customers interested in identifying and obtaining permanent FHA/VA and conventional mortgage loans and other residential mortgage programs that best meet the customer's financial needs and objectives, and adhering to the requirements of federal registration under the SAFE Act.

Primary Responsibilities:
  • Interviews applicants to collect and analyze information regarding their income, assets, debts and credit data as well as their needs, desires, and earnings to assist in determining whether the loan will be an acceptable risk; obtains and analyzes pertinent financial and credit data.
  • Independently assesses applicant's credit worthiness. Has authority to issue pre-qualification statement of borrowers' eligibility.
  • Determines which products best meet the customer's needs and financial circumstances and advises potential borrowers regarding the advantages and disadvantages of different financial products and the most appropriate mortgage loan programs.
  • Makes recommendations to customers regarding other bank products or to alternative lending vehicles, as needed.
  • Cultivates new mortgage business. Markets, services and promotes the bank's mortgage products. This includes the solicitation of residential first mortgages through contacts with Realtors, builders, and developers.
  • May be required to travel to and work at prospective customers' homes or business locations. Follows-up on potential customers via travel or telephone.
  • Negotiates terms and conditions of loan with mortgagors. Has authority to bind the bank in connection therewith.
  • Ensures lending compliance with all origination procedures including bank policies and procedures and regulatory requirements.
  • Advises management on effective compliance strategies and potential modifications to corporate operating policies where appropriate to ensure ongoing regulatory compliance.
  • Independently monitors trends and developments in the local real estate market, as well as the changing rules and regulations pertaining to both private and government-insured mortgages.
  • Represents the bank in the community and related functions to identify, develop and promote additional business. May present seminars to general public and real estate agents to promote additional business and community outreach.


Scope of Responsibilities:

The incumbent always works under limited supervision, sometimes away from the office.

The position requires extensive external contacts (potential and existing customers, Realtors, etc.), as well as internal contacts (other Bank personnel) primarily on sales calls outside the office.

Will interact with individuals and teams internally and within the community assigned, developing new relationships and maintaining existing relationships

Responsibility to establish and maintain federal registration requirements outlined in the SAFE Act.

Education and Experience Required:

Associates degree and 2 years sales experience,

OR in lieu of a degree,

A combined minimum of 4 years higher education and/or relevant work experience, including a minimum of 2 years sales experience.

Thorough knowledge of FHA/VA regulations, conventional loan requirements and real estate law.

Education and Experience Preferred:

Technical Skills

General knowledge of personal computers and software programs utilized by Residential Mortgage Department

Proven sales ability.

Strong mathematical skills.

Self-motivated, well-organized individual.

Excellent verbal and written communication skills.

Ability to interact with individuals at all income levels and peers in a professional manner.

Demonstrated ability to work independently and to follow through on details to completion.

Ability to work under critical time constraints.

M&T Bank is committed to fair, competitive, and market-informed pay for our employees. Compensation for this role is based on commission - a draw will be advanced. The successful candidate's particular combination of knowledge, skills, and experience will inform their specific compensation.

Location
Laurel, Maryland, United States of America

  • External Mortgage Loan Originator

    2 months ago

    Mt Laurel, United States American Neighborhood Mortgage Acceptance Company LLC Full time

    Job DetailsJob Location 1000 Mount Laurel - Mount Laurel, NJ Position Type Full Time Education Level High School Travel Percentage Road Warrior Job Category Sales Description AnnieMac Home Mortgage is looking to hire Full Time External Mortgage Loan Originators to establish referral source relationships for a steady flow of loan volume from real estate...

  • Mortgage Inspector

    3 months ago

    Laurel, United States NOFS Full time

    Job DescriptionJob DescriptionJob Summary:NOFS (Northern Ohio Field Services) is currently seeking an experienced Mortgage Inspector to join our growing team in Jones County , MS. As a Mortgage Inspector at NOFS, you will be responsible for conducting inspections on residential properties to ensure occupancy status. This is a Contractor Other position and...

  • Mortgage Loan Officer

    2 months ago

    Mt Laurel, United States Fulton Bank Full time

    Value Proposition: Our values define us and our culture inspires us to change lives for the better. Our employees are the heart and soul of our company, and every success we experience begins with them. Together we are committed to making a positive impact in our local communities. We champion a culture of continuous learning, work-life integration, and...

  • Mortgage Loan Officer

    4 weeks ago

    Mount Laurel Township, United States Disability Solutions Full time

    Value PropositionOur values define us and our culture inspires us to change lives for the better. Our employees are the heart and soul of our company, and every success we experience begins with them. Together we are committed to making a positive impact in our local communities. We champion a culture of continuous learning, work-life integration, and...

  • Mortgage Loan Officer

    4 weeks ago

    Mount Laurel Township, United States Disability Solutions Full time

    Value PropositionOur values define us and our culture inspires us to change lives for the better. Our employees are the heart and soul of our company, and every success we experience begins with them. Together we are committed to making a positive impact in our local communities. We champion a culture of continuous learning, work-life integration, and...

  • Mortgage Law Specialist

    13 hours ago

    Mount Laurel, New Jersey, United States Stern & Eisenberg PC Full time

    Job DescriptionOverviewStern & Eisenberg PC is seeking a highly skilled and experienced Associate Attorney to join our team in Mount Laurel, NJ. As a key member of our Default Services team, you will be responsible for overseeing all aspects of mortgage and lending client case portfolios from assignment to conclusion.Key ResponsibilitiesCase ManagementManage...

  • Mortgage Processing Team Supervisor

    1 week ago

    Laurel, Montana, United States Spring EQ Full time

    Position Overview:Spring EQ is a prominent national lender specializing in home equity solutions, offering adaptable and personalized financing options directly to consumers through a vast network of skilled brokers and partners. Established in 2016, Spring EQ has rapidly become one of the leading and most highly-rated home equity financing providers in the...

  • Real Estate Lending Post Closer lll

    3 weeks ago

    Laurel, United States Tower Full time

    $1000 Signing Bonus effective 1/20/2024Note:All full-time positions include the option of $0 out-of-pocket premium cost for Employee Only PPO AND exceptionally low premiums for all other PPO coverage levels.HOURS FOR POSITION: Monday -Friday 8:30am-5:00pm The Real Estate Lending Post Closer lll (RELPClll) is responsible for the timely and thorough...

  • Real Estate Lending Post Closer lll

    4 weeks ago

    Laurel, United States Tower Full time

    The Real Estate Lending Post Closer lll (RELPClll) is responsible for the timely and thorough post-closing review of funded residential first mortgage, and home equity loan and line of credit files. The RELPClll will verify the loan files are complete, have been boarded properly, and are ready for loan servicing or sale, as applicable. The RELPClll will...

  • Team Lead- Mortgage Loan Processing/Account Management

    4 weeks ago

    Mt Laurel, United States Spring EQ Full time

    Overview: Spring EQ is a national home equity lender providing flexible and tailored financing solutions directly to consumers with a national network of experienced brokers and partners. Since its founding in 2016, Spring EQ is among the fastest growing and highest-rated home equity financing partners in the United States. Spring EQ offers a broad range of...

  • Attorney

    4 weeks ago

    Laurel, United States McCabe, Weisberg & Conway, LLC Full time

    Job DescriptionJob DescriptionMcCabe, Weisberg and Conway, LLCWho We AreWomen owned law firm operating in New York, New Jersey, Pennsylvania, Delaware, Maryland, DC, Virginia, and FloridaA high volume, fast-paced, multi-office law firm representing Mortgage Lenders, Banks and Financial Institutions in foreclosure, bankruptcy, eviction and REONationally...

  • Attorney

    1 month ago

    Laurel, United States McCabe, Weisberg & Conway, LLC Full time

    Job DescriptionJob DescriptionMcCabe, Weisberg and Conway, LLCWho We AreWomen owned law firm operating in New York, New Jersey, Pennsylvania, Delaware, Maryland, DC, Virginia, and FloridaA high volume, fast-paced, multi-office law firm representing Mortgage Lenders, Banks and Financial Institutions in foreclosure, bankruptcy, eviction and REONationally...

  • Attorney

    3 weeks ago

    Laurel, United States McCabe, Weisberg & Conway, LLC Full time $70,000 - $125,000

    Job DescriptionJob DescriptionMcCabe, Weisberg and Conway, LLCWho We AreWomen owned law firm operating in New York, New Jersey, Pennsylvania, Delaware, Maryland, DC, Virginia, and FloridaA high volume, fast-paced, multi-office law firm representing Mortgage Lenders, Banks and Financial Institutions in foreclosure, bankruptcy, eviction and REONationally...

  • Attorney

    3 weeks ago

    Laurel, United States McCabe, Weisberg & Conway, LLC Full time $70,000 - $125,000

    Job DescriptionJob DescriptionMcCabe, Weisberg and Conway, LLCWho We AreWomen owned law firm operating in New York, New Jersey, Pennsylvania, Delaware, Maryland, DC, Virginia, and FloridaA high volume, fast-paced, multi-office law firm representing Mortgage Lenders, Banks and Financial Institutions in foreclosure, bankruptcy, eviction and REONationally...

  • Attorney

    2 weeks ago

    Laurel, United States McCabe, Weisberg & Conway, LLC Full time $70,000 - $125,000

    Job DescriptionJob DescriptionMcCabe, Weisberg and Conway, LLCWho We AreWomen owned law firm operating in New York, New Jersey, Pennsylvania, Delaware, Maryland, DC, Virginia, and FloridaA high volume, fast-paced, multi-office law firm representing Mortgage Lenders, Banks and Financial Institutions in foreclosure, bankruptcy, eviction and REONationally...

  • Attorney

    2 weeks ago

    Laurel, United States McCabe, Weisberg & Conway, LLC Full time $70,000 - $125,000

    Job DescriptionJob DescriptionMcCabe, Weisberg and Conway, LLCWho We AreWomen owned law firm operating in New York, New Jersey, Pennsylvania, Delaware, Maryland, DC, Virginia, and FloridaA high volume, fast-paced, multi-office law firm representing Mortgage Lenders, Banks and Financial Institutions in foreclosure, bankruptcy, eviction and REONationally...

  • Associate Attorney

    1 week ago

    Laurel, Maryland, United States McCabe, Weisberg & Conway, LLC Full time

    Job OverviewMcCabe, Weisberg & Conway, LLCAbout UsA prominent women-owned legal practice serving clients across multiple states including New York, New Jersey, Pennsylvania, Delaware, Maryland, DC, Virginia, and Florida.We are a high-volume, dynamic law firm specializing in representing Mortgage Lenders, Banks, and Financial Institutions in areas such as...

  • Coordinator, Customer Care Center

    3 months ago

    Mt Laurel, United States Ocwen Financial Full time

    **Coordinator, Customer Care Center** Location: Mount Laurel, NJ, United States Job ID: 1002955 Company: PHH Mortgage Share: share to e-mail **Job Description** The Coordinator, Customer Service is a call center phone agent position within the Company's forward mortgage servicing business. This position reports to a Team Lead, Customer Service and works...

  • Consumer Loan Processor IV

    1 month ago

    Mt Laurel, United States TD Bank Group Full time

    Work Location: United States of America Hours: 40 Pay Details: $23.25 - $32.75 USD TD is committed to providing fair and equitable compensation opportunities to all colleagues. The included salary range for this role takes into account multiple factors that are considered in making compensation decisions. The base pay actually offered may vary based upon...

  • Billing Clerk

    1 month ago

    Laurel, United States McCabe, Weisberg & Conway, LLC Full time

    Job DescriptionJob DescriptionWith over 40 years of experience in Real Estate Law, McCabe, Weisberg & Conway, LLC has an immediate opening for a full-time Billing Clerk! MWC is a high volume, fast-paced, multi-office law firm representing Mortgage Lenders, Banks and Financial Institutions in New York, New Jersey, Pennsylvania, Delaware, Maryland, DC,...