Intern- Credit Analyst, Commercial Banking

2 months ago

Salt Lake City, United States BankTalent HQ Full time

Intern- Credit Analyst, Commercial Banking
2024 Paid Summer Internship
May thru mid-August Zions Bank recognizes that its strength comes from the dedication, experience, and talents of its diverse employee base. As we usher in the next generation of banking, we're committed to being the premier employer of choice. We're proud to have ranked among American Banker magazine's "Best Banks to Work For" every year since 2013, as Best Employer from Utah's Best of State and among the Best Places to Work in Idaho. Make the leap into a new era of banking. Let us transform your career.

Zions Bank has an opportunity for an intern to work in our Commercial Banking Group. The intern will work on or be exposed to the following:

* Analyze financial statements of borrowers and guarantors and participate in underwriting key strengths and weaknesses.

* Analyze individual tax returns and credit reports to calculate debt to income ratio and personal cash flow available to service debt.

* Analyze borrower financial statement ratios and compare to the industry averages and generate a summary of questions/issues to discuss as part of loan underwriting.

* Perform research on individual owners and businesses and provide a summary of any findings.

* Review industry research reports to provide a summary of the specific industry for commercial and industrial loans.

* Author Credit Presentations with Mentor.

* Present Pre-Flight / Credit Presentation to State Credit Administrator.

* Assist in completing covenant testing and annual loan reviews.

* Participate in sales calls with Relationship Manager.

* Attend a Problem Loan Meeting.

Qualifications:

* Currently working on a Master's or Bachelor's degree with strong emphasis in finance, accounting, business or related coursework.

* Basic working knowledge or interest of financial and spread analysis, credit, lending and underwriting processes and principles.

* Knowledge or interest in working with various types of loans, credit risk, legal and regulatory requirements.

* Requires strong interpersonal and customer service skills.

* Good communication skills, both verbal and written, is essential.

* Detail oriented with strong analytical, organizational, and problem-solving skills

* Ability to make sound decisions and be inquisitive. Is not afraid to ask questions or make recommendations.

* Working knowledge of computer software programs including Excel, Word, Power Point, etc.

This internship is not eligible for relocation assistance. Local candidates preferred.

Zions Bancorporation's Internship and Banker Development Program positions are not eligible for employment visa sponsorship (e.g., H-1B visa). This includes, for example, situations where a candidate may have temporary work authorization while enrolled in school or upon graduation (e.g., CPT, OPT) but would need H-1B visa sponsorship within a few years of employment in order to maintain employment eligibility.

  • Intern- Credit Analyst, International Banking

    3 weeks ago

    Salt Lake City, United States BankTalent HQ Full time

    Intern - Credit Analyst, International Banking Summer 2024 PaidInternship Mid May - Mid August Zions Bank recognizes that its success comes from the dedication, experience and talents of its diverse employee base. As we usher in the next generation of banking, we're committed to being the premier employer of choice. We're proud to have ranked among American...

  • Intern- Credit Analyst, International Banking

    2 weeks ago

    Salt Lake City, United States BankTalent HQ Full time

    Intern - Credit Analyst, International Banking Summer 2024 PaidInternship Mid May - Mid August Zions Bankrecognizes that its success comes from the dedication, experience and talents of its diverse employee base. As we usher in the next generation of banking, we're committed to being the premier employer of choice. We're proud to have ranked amongAmerican...

  • Intern-Credit Analyst, International Banking

    3 weeks ago

    Salt Lake City, United States BankTalent HQ Full time

    Intern - Credit Analyst, International Banking Summer 2024 PaidInternship Mid May - Mid August This internship is not eligible for relocation assistance. Local candidates preferred Zions Bancorporation is one of the nation's premier financial services companies operating as a collection of great banks under local brands and management teams in high-growth...

  • Ag/Commercial Credit Analyst

    1 week ago

    Salt Lake City, United States gpac Full time

    Job Description Ag/Commercial Credit Analyst Qualifications:POSITION SUMMARY: The Commercial Credit Analyst will support the lenders in underwriting requests for credit extensions to new and existing commercial clients. They will perform detailed financial analysis for all lending opportunities, prepare credit approval and modification requests for...

  • Lead Commercial Credit Analyst

    2 weeks ago

    Lake Forest, Illinois, United States Consumers Credit Union Full time

    At Consumers Credit Union, we pride ourselves on being a certified Great Place to Work. We are currently seeking a Senior Credit Analyst to enhance our Commercial Lending Team. Our focus is on expanding our membership and business within the Commercial Lending sector, prioritizing people over shareholder profits. If you possess commercial loan underwriting...

  • Commercial Banking Internship

    5 days ago

    Salt Lake, Utah, United States BankTalent HQ Full time

    Transform Your Career with BankTalent HQWe're proud to have a diverse employee base and a commitment to being the premier employer of choice. Our team is dedicated to ushering in a new era of banking, and we're looking for talented individuals to join us.About the RoleWe have an exciting opportunity for an intern to work in our Commercial Banking Group. As a...

  • Commercial Credit Analyst

    3 weeks ago

    Oklahoma City, United States WorldBridge Partners - Leaders in Recruiting and Executive Search Full time

    Senior Credit Analyst Location: Oklahoma City (On Site) Position Overview: We are seeking a seasoned Senior Credit Analyst with expertise in Commercial Real Estate (CRE) and Commercial & Industrial (C&I) lending. This role is ideal for a driven professional with a strong background in credit analysis and underwriting, particularly in the CRE and C&I...

  • Credit Analyst Internship

    5 days ago

    Salt Lake, Utah, United States BankTalent HQ Full time

    Transform Your Career with BankTalent HQWe're proud to offer a unique opportunity for a talented individual to join our Commercial Banking team as a Credit Analyst Intern. This exciting internship will provide you with hands-on experience in financial analysis, credit risk assessment, and loan underwriting.Key Responsibilities:Analyze financial statements of...

  • Commercial Banking Manager

    3 weeks ago

    Lake Havasu City, United States Arizona Financial Credit Union Full time

    Position Summary: The Commercial Banking Manager is responsible for managing the team responsible for the origination, underwriting, closing of new and renewal loan prospects and the management of the existing non-troubled asset in the commercial loan portfolio. The Manager has direct reports: Commercial Loan Officers and Commercial Bankers The position...

  • Commercial Banking Manager

    3 months ago

    Lake Havasu City, United States Arizona Financial Credit Union Full time

    Position Summary:The Commercial Banking Manager is responsible for managing the team responsible for the origination, underwriting, closing of new and renewal loan prospects and the management of the existing non-troubled asset in the commercial loan portfolio.  The Manager has direct reports: Commercial Loan Officers and Commercial BankersThe position...

  • Commercial Credit Analyst

    3 weeks ago

    Oklahoma City, United States WorldBridge Partners - Leaders in Recruiting and Executive Search Full time

    Senior Credit AnalystLocation: Oklahoma City (On Site)Position Overview: We are seeking a seasoned Senior Credit Analyst with expertise in Commercial Real Estate (CRE) and Commercial & Industrial (C&I) lending. This role is ideal for a driven professional with a strong background in credit analysis and underwriting, particularly in the CRE and C&I sectors....

  • Commercial Credit Analyst

    3 weeks ago

    Oklahoma City, United States WorldBridge Partners - Leaders in Recruiting and Executive Search Full time

    Senior Credit AnalystLocation: Oklahoma City (On Site)Position Overview: We are seeking a seasoned Senior Credit Analyst with expertise in Commercial Real Estate (CRE) and Commercial & Industrial (C&I) lending. This role is ideal for a driven professional with a strong background in credit analysis and underwriting, particularly in the CRE and C&I sectors....

  • Commercial Banking Credit Analyst

    2 days ago

    Lake Oswego, Oregon, United States Northwest Bank Full time

    Job DescriptionAbout Northwest BankNorthwest Bank serves the business and professional communities of Idaho, Oregon, Washington, and Utah. We were founded in 2008 with the belief that banks should partner with their customers to find creative financial solutions that work.Our VisionWe strive to be a trusted partner to our customers, providing personalized...

  • Commercial Banking Relationship Manager

    2 days ago

    Salt Lake, Utah, United States WaFd Bank Full time

    Job SummaryA Commercial Banking Relationship Manager is responsible for developing a business plan to maintain and grow existing relationships and is responsible for developing new relationships that meet our client selectivity and risk appetite. The Relationship Manager has had proven success in independently winning new relationships (credit and...

  • Ag/Commercial Credit Analyst

    2 weeks ago

    Falls City, United States GPAC Full time

    Ag/Commercial Credit Analyst and Ag Loan Officer Qualifications:POSITION SUMMARY: The Commercial Credit Analyst will support the lenders in underwriting requests for credit extensions to new and existing commercial clients. They will perform detailed financial analysis for all lending opportunities, prepare credit approval and modification requests for...

  • Ag/Commercial Credit Analyst

    1 month ago

    Falls City, United States Gpac Full time

    Ag/Commercial Credit Analyst and Ag Loan Officer Qualifications:POSITION SUMMARY: The Commercial Credit Analyst will support the lenders in underwriting requests for credit extensions to new and existing commercial clients. They will perform detailed financial analysis for all lending opportunities, prepare credit approval and modification requests for...

  • Ag/Commercial Credit Analyst

    1 month ago

    Falls City, United States gpac Full time

    Ag/Commercial Credit Analyst and Ag Loan Officer Qualifications: POSITION SUMMARY: The Commercial Credit Analyst will support the lenders in underwriting requests for credit extensions to new and existing commercial clients. They will perform detailed financial analysis for all lending opportunities, prepare credit approval and modification requests for...

  • Director - Commercial Banking

    2 weeks ago

    Kansas City, United States CommunityAmerica Credit Union Full time

    Summary The Director, Commercial Banking is responsible for defining and executing commercial portfolio growth strategies, delivering an exceptional client experience, managing a consultative sales process, and leading teams to support the credit unions focus on serving businesses. Responsible for developing new relationships and delivering an exceptional...

  • Commercial Credit Evaluator

    2 weeks ago

    Charles City, Iowa, United States BankTalent HQ Full time

    POSITION OVERVIEW: The role involves preparing and assessing financial statement analyses and loan proposals for the institution's more substantial and intricate credit applications. The incumbent will evaluate the financial status of individuals and enterprises seeking credit from the bank and contribute to structuring their loan applications.KEY...

  • Commercial Credit Analyst

    5 days ago

    Salt Lake, Utah, United States Celtic Bank Full time

    About Celtic BankCeltic Bank is a leading nationwide lender specializing in commercial lending solutions. As a top SBA lender in the nation, we offer a unique opportunity for experienced underwriters to grow their careers and make a meaningful impact in the industry.Job SummaryWe are seeking a highly skilled SBA Loan Underwriter to join our team. As a key...