VP Loan Officer/Branch Manager

1 week ago


Heron Lake, United States Security Bank Full time

Security Bank has an opportunity for a Vice President Loan Officer/Branch Manager to join our team in Heron Lake, Minnesota. The Vice President Ag Banking/Branch Manager will report directly to Minnesota Market President. This position requires someone who can achieve the bank’s goals, mission, vision, and build strong relationships in the community. This position will be responsible for handling the day-to-day management of the bank and team members. Responsibilities: Support the banks strong relationship banking culture through ongoing client contact, high-quality client service and product knowledge. Ensures that the branch achieves budgeted performance for earnings, asset quality, and growth in deposits, and non-interest income. Develop and execute strategies to increase branch profitability of the bank. Manage loan portfolios and process both large and complex loans based on loan policies and procedures, which may include assisting with underwriting and execution of loans. Negotiate rates and terms of loans with clients and management within set guidelines. Develop new business by contacting prospects while making sound decisions and exhibiting good credit judgment. Maintains a working knowledge of State and Federal bank ing regulations and enforces branch compliance with applicable regulations, laws, and guidelines. Lead the branch team and develop an atmosphere of teamwork, open communication, unity and actively mentor staff. Build long-term relationships with colleagues, clients, vendors, stakeholders and participate in community networking groups. Qualifications & Requirements: Bachelor’s degree in Business, Finance, Accounting, or related field. Minimum of ten years’ experience in agricultural lending. Strong understanding of financial statements. Knowledge of loan policies and regulations. Strong written and verbal communication skills. Perform job accountabilities with high level of accuracy and timeliness. Proficient with banking and financial software programs. Strong initiative and ability to work independently or in a team setting. Ability to build relationships and provide exceptional customer service. Demonstrate professionalism in working with the community and all levels of management. Ability to maintain discretion and confidentiality. Excellent benefits package including competitive salary, 401(k), health, life, dental, vision insurance. EOE. #J-18808-Ljbffr


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