Business/Ag Banking Officer

1 month ago

Devils Lake, United States Bravera Full time

Bravera Bank is hiring for a Business/Ag Banking Officer in Devils Lake, ND.Bravera is an employee- and director-owned company that is committed to helping our employees forge a new path in their career. We work together to drive continuous improvement which enhances the customers experience and keeps our organization moving forward.

This position is responsible for developing and maintaining relationships with agricultural-based customers and business accounts. Will solicit and originate quality loans, deposits, and special products and services with customers.

Primary Duties and Responsibilities

  1. Earn and maintain the respect and trust of people. Display honesty, integrity, and morality.
  2. Responsible to promote a positive and collaborative environment that supports teamwork and excellent customer service throughout the organization.
  3. Contribute to the overall success of the organization by leveraging opportunities as they relate to all entities of Bravera Holdings Corp.
  4. Must maintain a high level of confidentiality and professionalism regarding all employee and customer issues and information.
  5. Responsible for cultivating new and existing business/agricultural customer relationships.
  6. Must fully understand loan policy and procedures and recommend enhancements, as needed.
  7. Maintain a lending portfolio, approving credit within approved lending authority. Must maintain appropriate and complete documentation and files, as necessary.
  8. Make customer contacts, field inspections, and business visits, as necessary.
  9. Will analyze asset and repayment quality on existing loans and loan applications.
  10. Will recommend banking products and services, based on customer analysis.
  11. Responsible for collection of delinquent loans.
  12. Keep abreast of current industry trends, new programs, and regulations.
  13. Responsible for promoting teamwork and open communication among all business functions of the organization and with other departments.
  14. Responsible for promoting the organization in the community through participation in various civic and community events, activities, committees, and organizations.
  15. The employee will adhere to all banking rules and regulations, including but not limited to the requirements of the Bank Secrecy Act. In addition, the employee will be proactive in the prevention of illegal activities, will vigilantly look for activities that may constitute any type of fraud including money laundering, and will report any suspicious activity to the BSA Officer.

Qualifications
  • Bachelor's degree in accounting, finance, economics, or other business related field preferred.
  • Minimum three years related banking experience.
OR
  • An acceptable combination of education and experience.
Location

Devils Lake, ND

Benefits

To support this, we provide a competitive and rewarding compensation package which includes a competitive salary, incentive compensation opportunities, retirement plan with company match, health insurance, paid holidays, paid time off (PTO), paid community volunteer time and stock opportunities. As a learning organization, we are committed to investing in the growth and development of our team members, offering training opportunities and tuition reimbursement.

Our Values
  • Give and earn trust. We support and empower one another to earn trust through accountable performance.
  • Learn, teach and mentor. We are a learning organization that invests in growth and development.
  • Collaborate and innovate. We work together to drive continuous improvement to enhance your experience.

Want to learn more about careers with Bravera? Go to bravera.bank/careers.

#ForgeYourPath with us Find us on Facebook, Instagram, X, LinkedIn, Youtube, and Tik Tok.

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities.

The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing or action, including an investigation conducted by the employer or (c) consistent with the contractor's legal duty to furnish information. 41 CFR 60-1.35(c).

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information. 41 CFR 60-1.35(c)

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