Senior Equipment Finance Underwriter

3 weeks ago

Chandler, United States Wells Fargo Full time

**Senior Equipment Finance Underwriter - Construction Retail**

Location: Chandler, Arizona **Job ID** R-136661 At Wells Fargo, we are looking for talented people who will put our customers at the center of everything we do. We are seeking candidates who embrace diversity, equity and inclusion in a workplace where everyone feels valued and inspired.

Help us build a better Wells Fargo. It all begins with outstanding talent. It all begins with you.

**About this role:**

Wells Fargo is seeking a Senior Equipment Finance Underwriter within the Construction Retail team.

Learn more about the career areas and lines of business at

****In this role, you will:****

* Lead or participate in research and underwrite the creditworthiness of commercial or business loan and lease requests within Retail Construction industry.

* Review and research moderately complex commercial or business loan and lease requests that require an in-depth evaluation

* Perform periodic reviews on assigned portfolio credits

* Maintain risk ratings and other relevant data on systems of record

* Approve loans or leases within delegated credit authority and recommend transactions in excess of that authority

* Collaborate and consult with Equipment Finance Underwriting peers, colleagues, and middle level managers and achieve business objectives

* Work with internal and external business partners to gather information to make appropriate decisions

****Required Qualifications:****

* 4+ years of Equipment Finance Underwriting experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

****Desired Qualifications:****

* Understanding of financial statements

* Experience with financial spreading software

* Proficiency with Microsoft Office

**We Value Diversity**

At Wells Fargo, we believe in diversity, equity and inclusion in the workplace; accordingly, we welcome applications for employment from all qualified candidates, regardless of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, individuals with disabilities, pregnancy, marital status, status as a protected veteran or any other status protected by applicable law.

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business units risk appetite and all risk and compliance program requirements.

Candidates applying to job openings posted in US: All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.

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