Post Funding Analyst

Were always looking for bright individuals to join our growing organization. As a part of the First Financial Family, we will invest in your development and provide a dynamic work environment where youre challenged, valued and empowered every day. We strive to be the best destination for the industrys top talent, creating a diverse, collaborative workplace that celebrates innovation and change. We are one team, working together to get things done.
Job Description:
Office Location:
SCOPE/CONTACTS:
Responsible for monitoring and analyzing the Banks loan portfolio with a primary focus on recently booked or renewed loans. This includes, but is not limited to, loan and collateral documentation, underwriting analysis, approval authorities, and various internal risk monitoring processes. The incumbent will regularly interact with department managers, back-office staff, lenders, and loan assistants. The incumbent must have good communication skills and exercise diplomacy when discussing testing findings with management and staff.
ESSENTIAL FUNCTIONS: Incumbents responsibilities will include:
Critically analyze loans in a post booked status to ensure proper underwriting, monitoring, and collateral perfection was followed.
Maintaining a high level of understanding and expertise of lending software, processes, policies, and procedures.
Conducting risk based portfolio testing, discussing the findings with appropriate management and staff, composing written reports of the findings, and any corrective actions required.
Assisting Lending Management in the development of new and the amendment of existing processes and procedures.
Actively participates in the Customer Service First program, support the values of the organization and follow established policies and procedures.
Qualities important to this position are: ability to work independently, professional demeanor, accuracy, reliability, confidentiality, speed, pleasant personality, and excellent self-directed work habits. Knowledge of Adobe Acrobat, Word, Outlook, and Excel required.
MINIMUM QUALIFICATIONS :
A bachelors degree in business, accounting, auditing, or related discipline.
Three years of financial institution consumer or commercial lending experience.
Knowledge of consumer and commercial loan regulations and working knowledge of Bank policies and procedures is preferred.
Additional banking experience related to lending, auditing, and accounting will be helpful.
The incumbent must have a working knowledge of Word, Excel, Outlook, and Adobe Acrobat software.
Research, analyze, interpret, and effectively apply banking policies and laws to given situations, Bank products, and services;
Exercise discretion and sound judgment, particularly when advising or directing the application of laws and regulations;
Communicate effectively with Bank personnel, officers, senior managers and examiners;
Perform job responsibilities effectively with minimum supervision;
Good oral and written communication skills;
Protect confidential information.
The above statements reflect the general details considered necessary to decide the principal functions of the job identified and shall not be construed as a detailed description of all work requirements that may be inherent in the job.
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractors legal duty to furnish information. 41 CFR 60-1.35(c)
About Us

What Makes Us Unique? You.

Since 1890, First Financial has been serving the financial needs of customers in every neighborhood, just like yours. Not just through good times, but during difficult years too. We survived the Great Depression, the collapse of the Texas economy in the 1980s, and the Great Recession. Throughout it all, we remain a place of stability and trust for our customers. While other banks have come and gone, First Financial continues to grow through acquisitions, new branches, and the expansion of our services.
It goes without saying, First Financial is not your everyday bank. Our One Bank, Multiple Regions concept combines the best of Big Bank customer benefits with the local decision making and involvement of a community bank. The Company includes multiple banking regions with 79 convenient locations throughout Texas, and we offer convenient banking options with a local, personal touch. And because were one bank, you can visit any of our locations and receive the same friendly service.
Much of our success comes from the lifelong relationships weve built with people just like you. Providing excellent customer service and education is the focus of everything we do. Our customer education includes training to understand how to improve credit, apply for a home loan, and utilize our products and services.
Every day were here to help you make sound financial decisions. And dont be surprised if you step through the door and see a familiar face. Many of our employees are leaders in the community. After all, being involved with the community is an important part of who we are.
Discover for yourself how at First Financial, its You First.

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