Current jobs related to Commercial Portfolio Manager - San Antonio - The Ladders

  • Commercial Property Manager

    2 weeks ago

    San Diego, California, United States Pacific Coast Commercial Full time

    Job Title: Commercial Property ManagerWe are seeking an experienced Commercial Property Manager to oversee the day-to-day operations of commercial properties within a designated portfolio. The ideal candidate will have a deep understanding of property management principles, excellent communication skills, and the ability to interact effectively with owners,...

  • Commercial Insurance Portfolio Manager

    4 weeks ago

    San Antonio, Texas, United States CPS, Inc. Full time

    Commercial Lines Account ManagerCPS, Inc. is seeking an experienced Commercial Lines Account Manager to join our team. As a key member of our commercial insurance team, you will be responsible for managing a diverse portfolio of commercial insurance accounts.Key Responsibilities:Client Relationship Management: Serve as the primary contact for your clients,...

  • Commercial Portfolio Manager

    1 week ago

    San Francisco, California, United States Windsor Management Full time

    About the RoleWindsor Management is seeking a skilled Portfolio Manager to join our team. As a Portfolio Manager, you will be responsible for managing a portfolio of commercial properties, ensuring timely rent payments, and resolving any issues that may arise.We are looking for a candidate who is a problem solver, collaborative, responsive, and customer...

  • Commercial Real Estate Portfolio Manager

    3 days ago

    San Diego, California, United States Commercial Real Estate - San Diego Full time

    Job DescriptionPosition Title: Commercial Property Real Estate ManagerFLSA Status: Exempt, Full-TimeThe ideal candidate is a self-motivated professional with a strong background in commercial property management. Key areas of responsibility include customer relations, property operations, construction, lease and contract administration, and financial...

  • Commercial Portfolio Manager

    2 weeks ago

    San Francisco, California, United States Windsor Management Corp. Full time

    About the RoleWe are seeking a highly skilled and experienced Portfolio Manager to join our team at Windsor Management Corp. As a Portfolio Manager, you will be responsible for managing a portfolio of commercial properties, providing exceptional service to our clients, and driving business growth.Key ResponsibilitiesManage a portfolio of commercial...

  • Commercial Banking Portfolio Coordinator

    4 days ago

    San Antonio, Texas, United States Wells Fargo Full time

    About this role:We are seeking a Commercial Banking Portfolio Coordinator to join our team at Wells Fargo. This role is responsible for reviewing credit information of loans for companies and industries, including reading and understanding accounting within various financial statements.Key responsibilities:Review credit information of loans for companies and...

  • Commercial Property Manager

    2 weeks ago

    San Diego, California, United States Pacific Coast Commercial Full time

    {"h1": "Commercial Property Manager", "h2": "Job Description", "p": "Pacific Coast Commercial is a leading commercial real estate firm specializing in third-party management and advisory services. We are committed to delivering exceptional service and value to our clients and tenants while maintaining the highest standards of professionalism and integrity.",...

  • Asset Manager for Commercial Portfolio

    3 days ago

    San Francisco, California, United States NAHMA - The National Affordable Housing Management Association Full time

    The Presidio Trust is seeking a seasoned Asset Manager to oversee its 2.9 million square foot commercial real estate portfolio. Reporting to the Deputy Chief Business Officer, this role requires a broad range of analytical, negotiation, communication, management, organizational, and interpersonal skills.The Asset Manager will provide leadership and strategic...

  • Senior Commercial Banking Portfolio Manager

    3 weeks ago

    San Jose, California, United States Wells Fargo Full time

    About this RoleWe are seeking a highly skilled Senior Commercial Banking Portfolio Manager to join our Middle Market banking team in Northern California. This role is responsible for credit portfolio management to meet the long-term financial objectives and risk tolerance for commercial banking clients.Key ResponsibilitiesPerform financial research,...

  • Senior Commercial Portfolio Manager

    4 weeks ago

    San Francisco, California, United States LendingClub Bank Full time

    About the RoleWe are seeking a highly skilled Senior Commercial Portfolio Manager to lead the independent credit risk management of the Equipment Finance (EF) portfolio at Lending Club, as well as oversight of credit extension in the Small Business Lending segment.Key ResponsibilitiesConduct periodic credit reviews on all credit exposures in the EF...

  • Portfolio Manager II

    4 weeks ago

    San Antonio, Texas, United States Broadway Bank Full time

    Job Title: Portfolio Manager II - San AntonioWe are seeking a highly skilled Portfolio Manager II to join our team at Broadway Bank in San Antonio. As a key member of our Commercial Credit division, you will be responsible for managing a portfolio of commercial loans and providing exceptional customer service to our clients.Key Responsibilities:Manage a...

  • Portfolio Manager II

    2 weeks ago

    San Antonio, Texas, United States Broadway Bank Full time

    Job Summary:The Portfolio Manager II supports the San Antonio Commercial, Business, and Private Banking Relationship Managers (RMs) by administering credit relationships. This role is directly responsible for the daily management, underwriting, credit approval, closing, and post-closing monitoring of existing and prospective loan relationships. As the...

  • Commercial Portfolio Manager

    2 weeks ago

    San Francisco, United States Windsor Management Full time

    Portfolio Manager – Growth PositionThe role is remote, but the properties are located in San Francisco. As a Portfolio Manager, you will need to go to San Francisco as needed. An Ideal CandidateYou’re the one people go to when nobody else can solve a problem.People follow your ideas because you have repeatedly earned their trust.You can convince others,...

  • Commercial Banking Portfolio Coordinator

    1 week ago

    San Antonio, Texas, United States WELLS FARGO BANK Full time

    About this role:We are seeking a Commercial Banking Portfolio Coordinator to join our team at Wells Fargo. As a key member of our Commercial Banking Operations division, you will play a critical role in reviewing loan agreements, creating financial and covenant ticklers, and testing covenants for businesses and individuals to determine compliance.Key...

  • Portfolio Manager II

    3 days ago

    San Antonio, Texas, United States Broadway Bank Full time

    Job Summary:The Portfolio Manager II is a key role in the San Antonio Commercial Credit team, responsible for administering credit relationships and ensuring the efficient delivery of credit products to bank clientele. This position requires strong analytical and communication skills, as well as the ability to manage multiple workflows and make informed...

  • Property Manager

    3 weeks ago

    San Antonio, Texas, United States Merit Commercial Real Estate Full time

    Job OverviewAs a key member of Merit Commercial Real Estate's team, the Property Manager will be responsible for overseeing the day-to-day operations of our commercial real estate portfolio. This includes managing internal and external resources to ensure optimal property operation and profitability, maintaining strong relationships with tenants, vendors,...

  • Portfolio Manager

    4 weeks ago

    San Diego, California, United States Western Alliance Bank Full time

    Job Title: Portfolio ManagerWestern Alliance Bank is seeking a skilled Portfolio Manager to join our team. As a Portfolio Manager, you will be responsible for managing a portfolio of PRM Credits and protecting the Bank's asset quality through quick and effective portfolio management.Key Responsibilities:Monitor and address Portfolio Risk Advisor alerts in...

  • Commercial Real Estate Manager

    1 month ago

    San Diego, United States Commercial Real Estate - San Diego Full time

    Job DescriptionJob DescriptionPosition Title: Commercial Property Real Estate ManagerFLSA Status: Exempt, Full-TimeThe right candidate is a self-starter, has varied commercial property management experience and will make this position better than what we give you.Summary:Oversee the day to day operations of assigned portfolio. Real Estate Managers have...

  • Commercial Real Estate Manager

    4 weeks ago

    San Diego, United States Commercial Real Estate - San Diego Full time

    Job DescriptionJob DescriptionPosition Title: Commercial Property Real Estate ManagerFLSA Status: Exempt, Full-TimeThe right candidate is a self-starter, has varied commercial property management experience and will make this position better than what we give you.Summary:Oversee the day to day operations of assigned portfolio. Real Estate Managers have...

  • Portfolio Manager

    3 days ago

    San Francisco, California, United States California Bank & Trust Full time

    At California Bank & Trust, we are seeking a seasoned Portfolio Manager to join our team in San Francisco, CA. This key member of the deal team will be responsible for successfully managing Commercial Banking relationships.This role involves growing revenue by closing new business relationships and retaining and expanding existing relationships with...

Commercial Portfolio Manager

4 months ago

San Antonio, United States The Ladders Full time
Thank you for your interest in our company To apply, click on the button above. You will be required to create an account (or sign in with an existing account). Your account will provide you access to your application information. The email address used in establishing your account will be used to correspond with you throughout the application process. Please be sure and check the spam folder. You may review, modify, or update your information by visiting and logging into your account.

JOB FUNCTION / SUMMARY:

Working under the direct supervision of a Portfolio Group Manager, Senior Group Sales Manager or Market President, the Commercial Portfolio Manager 4 is a significant supporting member of the client's Credit Delivery Team, i.e., Relationship Manager (RM), Commercial Client Administrator (CCA), market leadership, credit officer, etc. Adhering to the guidance of bank policy and standards, this position's primary responsibilities include credit analysis, underwriting, and portfolio management. The assigned portfolio will primarily consist of Wholesale Banking relationships representing a range of industries including general C & I, manufacturing, distribution, professional services, transportation, and specialties. The loan portfolio will include, but is not limited to, lines of credit, term notes, owner-occupied real estate, and ancillary credit exposure products. The position will also assist the RM in identifying and recommending new prospective clients to grow the portfolio and cross-sale opportunities to strengthen existing client relationships.

SCOPE

The Commercial Portfolio Manager 4 will be assigned to manage a loan portfolio of complex Wholesale Banking credits. The portfolio will typically represent 20 - 25+ relationships and $175+ million in total commitments (will vary by market).

ESSENTIAL DUTIES & RESPONSIBILITIES:

ESSENTIAL DUTIES
  • Effectively partners with RMs, market leadership, senior management, and credit officers to originate, monitor, maintain and grow profitable Wholesale Banking relationships.
  • Perform due diligence, credit analysis, underwriting, recommend borrower, and facility risk assessment ratings and preparation of credit approval packages for new and existing loans, extensions, modifications, and amendments.
  • Perform on-going portfolio management, monitoring, and risk management activities to confirm that relationships adhere with established credit policy, procedures, and business strategy, as well as commercial and regulatory guidelines.
  • Ensure loan agreements are accurately documented as approved, are added to the master loan agreement tracking reports and monitored for compliance.
  • Prepare annual or administrative reviews to assess client and guarantor financial performance, covenant compliance, and to update borrower and facility risk ratings. Ensure that reviews are completed within established target review dates.
  • Effectively communicates with various internal business partners, i.e., loan operations, credit services, credit review, audit, treasury services, etc., engaging them as appropriate throughout the underwriting and portfolio management process.
  • Performs reviews and forms opinions on third-party prepared due-diligence documents (appraisals, environmental reports, inspections, construction budgets, projections, etc.)
  • As necessary, work with outside legal counsel in the preparation and review of attorney prepared loan documentation, resolving documentation issues, etc.
  • As appropriate, participate with RMs in client/prospect calls in order to gain a thorough understanding of the client/prospect and their business.
ADDITIONAL DUTIES
  • Partners with the RM in preparing the due diligence and analysis required for the preparation of an opportunity memo for new-to-bank client relationships.
  • As appropriate, partners with the RM as a point of contact for the client or liaison to the Credit Delivery Team and other business partners.
  • As appropriate, participates with the RM in the discussions and presentation of credit requests to local market leadership and credit officers.
  • Works closely with the RM and CCA to assist with client servicing, collecting borrower, and guarantor financials, transaction information, monitoring loan maturities and past due loans, etc. Review borrowing base certificates, verification of liquidity, and other periodic documentation in accordance with applicable loan agreement monitoring.
  • Periodically review the borrower's electronic file depository to assess for the completeness of files and that documents are accurately filed.
  • Monitors client operating performance against original underwriting and projections upon receipt of required reporting information.
  • Verifies that coding, borrower and facility risk rating assessments (and dates) and expected loss ratios are accurate and correctly recorded on the loan system.
  • Conducts the appropriate due diligence and industry and market analysis to evaluate client and guarantor credit capacity and quality.
  • Keeps informed of current economic conditions and legislation which may affect client relationships and the Wholesale Line of Business.
  • Performs pre-closing documentation review of new/renewal lending documents, both internally and externally prepared, inspecting for completeness and accuracy in accordance with the loan approval.
  • Works closely with the RM and CCA to monitor and resolve document exceptions that may arise including, but not limited to, loan coding, collateral, and critical documentation exceptions, etc. As required, actively participates on the loan agreement exception tracking calls.
  • Promptly notifies the Director of Portfolio Management and Underwriting of any upward or downward (numerical) movement in a client's borrower risk assessment.
  • As appropriate, assists in the preparation of Watch Reports and is available to make presentations to Watch Committee as needed.
  • As required, respond timely to credit review to answer questions and provide any missing documentation.
  • Continue to develop advanced underwriting skills and analytical techniques through interactions with their manager, credit officers and other senior associates.
  • Safeguards all client information in adherence to bank guidelines, including personal client data, account data, and other sensitive information.
  • Support and assist other Portfolio Managers as team workload dictates.
  • As needed, participates in special projects, as lead or contributor.
  • Openly exchanges ideas and opinion and expresses concerns.
  • Maintains a working knowledge of bank policies and procedures regarding applicable federal, state, and local banking and industry related laws and regulations applicable to the position, including but not limited to, Anti-Money Laundering, Gramm-Leach-Bliley, OFAC, CRA, Fair Lending, Bank Secrecy Act, etc.
  • Ensures timely and successful completion of all annually required bank training assignments.
  • Responsible to report any procedure or process that doesn't meet regulatory requirements including fraud, whether suspected or confirmed, to management. This reporting can be directly made to management, including Human Resources or Corporate Security, or can be reported anonymously via the Integrity in Action hotline.
  • Responsible for identifying and recommending cross-sell opportunities of ancillary bank products including, but not limited to, Treasury Services, International Banking, Equipment Finance, Private Banking, etc.
  • Annual involvement in at least one (1) civic, community or industry-related activity is strongly encouraged.
SUPERVISORY RESPONSIBILITIES:

May Supervise

MINIMUM REQUIRED EDUCATION, EXPERIENCE & KNOWLEDGE:
  • Bachelor's degree is required. A Bachelor's degree in Business Administration, Finance, Accounting, or related field is preferred
  • 7+years of credit analysis, underwriting, portfolio management, relationship management, or a combination of related commercial banking experience
  • Credit analysis training or certificate program, advanced skills in underwriting larger complex commercial credits, and familiarity with syndication and participation credits is required.
  • Excellent verbal, written, and interpersonal skills.
  • Ability to read, analyze and interpret business periodicals, professional journals, technical procedures or governmental regulations; to write reports, business correspondence and procedure manuals; effectively present information and respond to questions from groups of managers, clients and the general public
  • Advanced skills
  • Ability to read, analyze, and interpret business and personal financial statements and federal/state tax returns
  • Knowledge of non-credit bank products and services
  • Credit, risk management and negotiation skills
  • Understands and is capable of correctly applying business principals and financial ratios
  • Analytical and financial analysis skills
  • Capable of quick, on-the-spot calculations with a financial calculator
  • Understands macro and micro economic issues as they apply to business
  • Understands risks (market, interest rate, leverage, etc.) as it applies to the lending process
  • Knowledge of loan documentation, loan agreements, loan structuring, collateral perfection and liens, general business contracts, etc.
  • Understanding of lending policy and procedures and underwriting and regulatory guidelines
  • Ability to deal with a variety of instructions furnished in written, oral, diagram, or schedule form
  • Ability to multi-task and work under tight timelines
  • Self-motivated and well organized
  • Ability to work independently with minimal supervision
  • Ability to use sound logic to solve problems with effective solutions
  • Collaborative and highly coachable
  • Customer service orientation
  • Presentation skills
  • Intermediate skills
  • Computer literate with ability to quickly learn new software systems; proficient in Microsoft Office Suite of products
ESSENTIAL MENTAL & PHYSICAL REQUIREMENTS:
  • Ability to work under stress and meet deadlines
  • Ability to travel
  • Ability to lift/move/carry approximately 25 pounds if required to perform the essential job functions. If the employee is unable to lift/move/carry this weight and can be accommodated without causing the department/division an "undue hardship" then the employee must be accommodated; hence omitting lifting/moving/carrying as a physical requirement.


Equal Opportunity/Affirmative Action Employers. All qualified applicants will receive consideration for employment without regard to race, color, religious beliefs, national origin, ancestry, citizenship, sex, gender, sexual orientation, gender identity, marital status, age, physical or mental disability or history of disability, genetic information, status as a protected veteran, disabled veteran, or other protected characteristics as required by federal, state and local laws.