Loan Officer

**Loan Officer (Retail Mortgage) - Remote**

at Sprout Mortgage San Diego, California The Mortgage Loan Officer will initiate the mortgage process for potential clients, preparing, analyzing, and verifying mortgage loan applications for the purchase or refinance of real estate. Applying industry knowledge and sales strengths to find clients, generate leads and concert those opportunities to loans. Develop long-term relationships with clients and referral partners.

**Responsibilities:**

* Meets with and interviews potential and current clients to understand their lending needs including first-time mortgages and refinance of existing loans.

* Maintain and build relationships through networking and prospecting with bankers, realtors, builders, and your community to attract new business.

* Oversee all customer interactions and ensure a smooth transaction by interfacing with realtors, processors, and underwriters.

* Work closely with borrowers, loan officers, to gather and prepare all documents needed to satisfy underwriting requirements.

* Review the loan process by monitoring loan status, term conformity, and regulatory guidelines.

* Exceed our production standards by maintaining an active pipeline.

* Views or visits property for real estate purchase or refinance.

* Counsel borrowers to understand the pros and cons of different loan products to determine which is best for them.

* Set proper expectations with clients and referral partners.

* Conduct yourself as a positive ambassador for Sprout Mortgage, LLC in all communications and actions, internally and externally.

**Requirements:**

* Must possess the following attributes: results oriented, problem solving/analysis, time management, communication proficiency, teamwork orientation, and integrity.

* Maintain an active license with NMLS

* Ability to run files through the proper internal system depending on loan product.

* Excellent customer/interpersonal service skills and communication skills, both verbal and written

* Ability to work in a time-sensitive work environment to ensure strict time restrictions are met

#IND

Sprout Mortgage LLC is an Equal Opportunity Employer committed to workforce diversity. Qualified applicants will receive consideration without regard to age, race, color, religion, gender, sexual orientation, national origin, or their status as a protected veteran or an individual with disabilities. Local applicants encouraged to apply. Employment contingent upon successful completion of background investigation. Smoke-free workplace. Drug-free work environment.

Excellent benefits package including medical, dental, vision and 401(k). All resumes are held in confidence. Only candidates whose profiles closely match requirements will be contacted during this search.

LENDER NMLS ID: 1844521

Education: *

PhD / JD

Master's Degree

Bachelor's Degree

Associate's Degree

Trade or Technical School

Some College

High School Diploma / GED

Some High School

Compensation:

- I hereby certify that the information given by me is true in all respects.

- I understand employment with Sprout Mortgage is also contingent on my providing sufficient documentation necessary to establish my identity and eligibility to work in the United States.

- I certify that, if employed, my employment with Sprout Mortgage will not conflict with, or result in the violation of, breach of, or default under, any contract, agreement, or understanding that I am a party to or am bound by.

- I understand that an offer of employment is conditioned upon complying with Sprout Mortgages requirements including, but not limited to, signing a separate disclosure and consent form before any background investigation in compliance with federal, state, and local laws.

- I certify that all of the above information is true and complete, and I understand that any falsification or omission of information made by me may disqualify me from further consideration for employment or, if hired, may result in termination at any time during the period of my employment regardless of the amount of time that has passed.

- MY E-SIGNATURE MEANS THAT I HAVE READ AND AGREE WITH THE ABOVE STATEMENTS.

**Voluntary Self-Identification**

For government reporting purposes, we ask candidates to respond to the below self-identification survey. Completion of the form is entirely **voluntary**. Whatever your decision, it will not be considered in the hiring process or thereafter. Any information that you do provide will be recorded and maintained in a confidential file.

As set forth in Sprout Mortgages Equal Employment Opportunity policy, we do not discriminate on the basis of any protected group status under any applicable law.

Gender Gender Gender

Please identify your race Please identify your race Please identify your race

If you believe you belong to any of the categories of protected veterans listed below, please indicate by making the appropriate selection. As a government contractor subject to the Vietnam Era Veterans Readjustment Assistance Act (VEVRAA), we request this information in order to measure the effectiveness of the outreach and positive recruitment efforts we undertake pursuant to VEVRAA. Classification of protected categories is as follows:

A "disabled veteran" is one of the following: a veteran of the U.S. military, ground, naval or air service who is entitled to compensation (or who but for the receipt of military retired pay would be entitled to compensation) under laws administered by the Secretary of Veterans Affairs; or a person who was discharged or released from active duty because of a service-connected disability.

A "recently separated veteran" means any veteran during the three-year period beginning on the date of such veteran's discharge or release from active duty in the U.S. military, ground, naval, or air service.

An "active duty wartime or campaign badge veteran" means a veteran who served on active duty in the U.S. military, ground, naval or air service during a war, or in a campaign or expedition for which a campaign badge has been authorized under the laws administered by the Department of Defense.

An "Armed forces service medal veteran" means a veteran who, while serving on active duty in the U.S. military, ground, naval or air service, participated in a United States military operation for which an Armed Forces service medal was awarded pursuant to Executive Order 12985.

Veteran Status Veteran Status Veteran Status

Form CC-305

OMB Control Number 1250-0005

Expires 05/31/2023

**Voluntary Self-Identification of Disability**

We are a federal contractor or subcontractor required by law to provide equal employment opportunity to qualified people with disabilities. We are also required to measure our progress toward having at least 7% of our workforce be individuals with disabilities. To do this, we must ask applicants and employees if they have a disability or have ever had a disability. Because a person may become disabled at any time, we ask all of our employees to update their information at least every five years.

Identifying yourself as an individual with a disability is voluntary, and we hope that you will choose to do so. Your answer will be maintained confidentially and not be seen by selecting officials or anyone else involved in making personnel decisions. Completing the form will not negatively impact you in any way, regardless of whether you have self-identified in the past. For more information about this form or the equal employment obligations of federal contractors under Section 503 of the Rehabilitation Act, visit the U.S. Department of Labors Office of Federal Contract Compliance Programs (OFCCP) website at .

You are considered to have a disability if you have a physical or mental impairment or medical condition that substantially limits a major life activity, or if you have a history or record of such an impairment or me