Default Services Specialist

5 days ago


Atlanta, United States Stellantis Financial Services US Full time

Stellantis Financial Services (SFS) is the new captive finance company for one of the world's leading automakers and a mobility provider with iconic brands including Abarth, Alfa Romeo, Chrysler, Citron, Dodge, DS Automobiles, Fiat, Jeep®, Lancia, Maserati, Opel, Peugeot, Ram, Vauxhall, Free2move and Leasys.

Our exciting growth provides opportunities to advance your career as we successfully lead products and services from a small to midsize company in just a few years. Join our world class team and culture and contribute to our core mission which is enhancing our customer's experience

Position Summary:

Default Services Specialist will be responsible for ensuring that all default servicing activities for both Retail and Lease Portfolios are handled promptly and in compliance with consumer lending laws and regulations as well as company policies and procedures. This role involves working closely with internal teams, borrowers, and third-party vendors to facilitate loss mitigation strategies. Duties include problem solving, analyzing work methods to improve effectiveness and maximize utilization. Effective communication with the management team is critical to reach departmental and corporate goals.

Essential Duties and Responsibilities:

  • Collaborate with Covis or other vendors to properly maintain legal letter database apprising Compliance and other departments of changes to state requirements.
  • Ensure default services letters such as Notice of Intent (NOI) and Application of Proceeds (AOP), Right to Cure (RTC) are accurate and completed timely and that deviations are immediately reported to management
  • Assist in automating processes with Risk Management, Compliance and Digital teams
  • Support the Specialized Services team and ensure customer satisfaction and adherence to applicable laws
  • Audit and monitor Allied Solutions and/or other outsourcing vendors and provide dashboard reporting back to management
  • Ensure any changes to law and/or regulations are updated in Default Services Process/Procedures and Maps
  • Handle inquiries from the Compliance Department on CFPB, state and local audit requests.
  • Work closely with internal departments, including legal, compliance and loan servicing teams to resolve complex default -related issues.
  • Maintain detailed records of all communications and actions taken on each loan file in compliance with company policies and regulatory requirements.
  • Work closely with internal departments, including legal and loan servicing teams, to resolve complex default-related issues.
  • Supports the development of strategies, workflow processes, and process management for Default Services Process Improvement
  • Support and implement reporting mechanisms to keep management apprised of performance levels, developing trends and workloads
  • Active participant in meetings with team members and management in developing long term and short-term departmental objectives and goals
  • Highly involved with compliance to stay up to date on internal and external laws and regulations including unique requirements at the federal and state level for both Lease and Retail Portfolios.
  • Handles cross-channel business deliverables as assigned.
  • Assist in the development and implementation of best practices for the department
  • Provides reports on internal and external metrics as requested
  • Ensures vendor invoices are reviewed for accuracy, appropriate services are performed and that payments are processed timely.
  • Responsible for ensuring performance objectives are met, complying with corporate policy and upholding federal and state regulations. Other duties may be assigned.
Qualifications and Competencies Required To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Required Experience:
  • A minimum of 3-year related experience with a background of involvement in two or more of the following: Legal, Recovery, Repossession, Remarketing, Bankruptcy, Primary BCPI insurance policies, Total Loss insurance, Loan Documents, or Gap Waivers.
Education:
  • High School Diploma
Skills Required:
  • Excellent communication skills.
  • Detailed oriented with strong analytical skills.
  • Advanced knowledge of MS Excel, MS Word, MS Power Point, MS Access.
  • Must be able to work in a flexible team environment
  • Capacity to handle multiple priorities ensuring deadlines are met or negotiate new timelines.
  • Must be flexible in scheduled time to complete assignments.
  • Creative thinking in discovering solutions and redefining processes.
  • Embraces change and challenges status quo.
  • Overtime required - required on an as needed basis.
  • Must have reliable transportation and live within a commutable distance to one of the following cities: Atlanta, GA
Qualifications Preferred:
  • Education-
    • Bachelor' degree in Business, Finance or related field.

Physical Demands The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

While performing the duties of this Job, the employee is regularly required to sit; use hands to finger, handle, or feel; reach with hands and arms and talk or hear. The employee is occasionally required to stand; walk and stoop, kneel, crouch, or crawl. The employee must occasionally lift and/or move up to 10 pounds. Specific vision abilities required by this job include close vision.

Work Environment The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. The noise level in the work environment is usually moderate.

Work Schedule This position requires the ability to work various shifts to accommodate business needs. Typically, between the hours of 8AM-6PM Monday through Friday and on weekends as needed. Travel is required 10% of the time.

Stellantis Financial Services, Inc (SFS) is an equal opportunity employer and is committed to providing its employees an environment that is free of harassment, discrimination, and intimidation. It is the policy of SFS to comply with all applicable employment laws and regulations and to provide equal opportunity for all qualified persons and to not discriminate against any employee or applicant for employment because of race, color, religion, sex, age, national origin, disability, pregnancy, sexual orientation, veteran status, gender identity or expression, change of sex, and/or transgender status or any protected status. Candidates must possess authorization to work in the United States. This policy applies to recruitment and placement, promotion, training, transfer, retention, rate of pay and all other terms and conditions of employment. Employment and promotion decisions will be based solely on merit, ability, achievement, experience, conduct and other legitimate business reasons.

#li-hybrid

  • Atlanta, Georgia, United States Stellantis Financial Services US Full time

    Job Title: Default Services SpecialistStellantis Financial Services US is seeking a highly skilled Default Services Specialist to join our team. As a key member of our Default Services team, you will play a critical role in ensuring that all default servicing activities for both Retail and Lease Portfolios are handled promptly and in compliance with consumer...


  • Atlanta, Georgia, United States Stellantis Financial Services US Full time

    Job Title: Default Services SpecialistStellantis Financial Services (SFS) is a leading captive finance company for one of the world's top automakers and mobility providers. We're seeking a skilled Default Services Specialist to join our team and contribute to our mission of enhancing customer experience.Job Summary:The Default Services Specialist will be...


  • Atlanta, United States First Investors Financial Services, Inc. Full time

    Stellantis Financial Services (SFS) is the new captive finance company for one of the world's leading automakers and a mobility provider with iconic brands including Abarth, Alfa Romeo, Chrysler, Citroën, Dodge, DS Automobiles, Fiat, Jeep, Lancia, Maserati, Opel, Peugeot, Ram, Vauxhall, Free2move and Leasys. Our exciting growth provides opportunities to...


  • Atlanta, United States Stellantis Financial Services US Full time

    Stellantis Financial Services (SFS) is the new captive finance company for one of the world's leading automakers and a mobility provider with iconic brands including Abarth, Alfa Romeo, Chrysler, Citro n, Dodge, DS Automobiles, Fiat, Jeep , Lancia, Maserati, Opel, Peugeot, Ram, Vauxhall, Free2move and Leasys. Our exciting growth provides opportunities to...


  • Atlanta, United States UCB Full time

     Make your mark for patientsWe are looking for a Speaker Bureau Specialist who has the ability to organize, plan and prioritize work in a fast-paced and collaborative work environment to join us in our US Immunology Patient Value team, based in our Smyrna, GA Office About the roleYou will support speaker engagement, primarily all educational speaker...


  • Atlanta, Georgia, United States Aldridge Pite Full time

    About the RoleAldridge Pite Haan is a multi-state law firm that focuses heavily on the utilization of technology to create workflow synergies with its clients and business partners. As a Garnishment Specialist, you will be working primarily with garnishments that are filed within Georgia as well as other states.Key ResponsibilitiesEnter incoming garnishment...


  • Atlanta, Georgia, United States Timothy D Padgett PA Law Group Full time

    Job DescriptionAt Timothy D Padgett PA Law Group, we are seeking a highly skilled Foreclosure Specialist to join our team. As a Foreclosure Specialist, you will play a critical role in supporting our attorneys with the movement of files, communication with clients, and preparation of documents for review.Key Responsibilities:Draft and prepare legal...

  • Physical Therapist

    3 weeks ago


    Atlanta, Georgia, United States Atlanta Hand Specialist Full time

    Job Description**Full-time Hand Therapy Physical Therapist Needed**We are seeking a highly skilled and experienced Physical Therapist to join our team at Atlanta Hand Specialist. As a Hand Therapy Physical Therapist, you will play a critical role in providing high-quality patient care and contributing to the success of our hand surgery practice.Key...

  • Cashier III

    2 months ago


    Atlanta, United States Tapestry Full time

    Role Description: Cashier   The Cashier role is critical to the overall impression that a customer receives during their visit to Coach by applying the Coach Service skills at the Cashwrap. A Cashier’s ability to offer friendly, efficient service is vital to ensuring a positive customer experience. Cashiers must be able to assess the store...


  • Atlanta, Georgia, United States Stellantis Financial Services Full time

    Job SummaryStellantis Financial Services is seeking a highly skilled Service Operations Manager to lead our specialized service team. As a key member of our team, you will be responsible for providing leadership, creating and implementing processes to improve business performance, and ensuring compliance with corporate policies and federal regulations.Key...

  • Category Manager

    3 weeks ago


    Atlanta, United States CRH Full time

      Job ID:  502084   Oldcastle APG, a CRH Company, is the leading provider of outdoor living solutions in North America with an award-winning portfolio that enables customers to Live Well Outside. Inspiring endless possibilities with enduring performance, its collection of premier building products create inviting outdoor spaces where people...

  • Category Manager

    2 weeks ago


    Atlanta, United States CRH Full time

      Job ID:  502178   Oldcastle APG, a CRH Company, is the leading provider of outdoor living solutions in North America with an award-winning portfolio that enables customers to Live Well Outside. Inspiring endless possibilities with enduring performance, its collection of premier building products create inviting outdoor spaces where people...

  • Hand Therapist

    4 weeks ago


    Atlanta, United States Atlanta Hand Specialist Full time

    Job Opportunity at Atlanta Hand SpecialistWe are seeking a skilled Hand Therapist to join our team at Atlanta Hand Specialist. As a leading provider of hand surgery services in metro Atlanta, we offer a dynamic and supportive work environment.Job Summary:Provide expert hand therapy services to patients undergoing hand surgeryWork collaboratively with hand...


  • Atlanta, United States Air Conditioning Specialist Full time

    Job DescriptionJob DescriptionHVAC Technician - Covington, GAJob Description:As an HVAC Technician, or Heating, Ventilation, and Air Conditioning Technician, you'll be responsible for installing, maintaining, and repairing heating, cooling, and ventilation systems in residential, commercial, and industrial settings. You'll ensure that these systems...


  • Atlanta, United States Stellantis Financial Services US Full time

    Stellantis Financial Services (SFS) is the new captive finance company for one of the world's leading automakers and a mobility provider with iconic brands including Abarth, Alfa Romeo, Chrysler, Citro n, Dodge, DS Automobiles, Fiat, Jeep , Lancia, Maserati, Opel, Peugeot, Ram, Vauxhall, Free2move and Leasys. Our exciting growth provides opportunities to...


  • Atlanta, United States Stellantis Financial Services US Full time

    Job DescriptionJob DescriptionStellantis Financial Services (SFS) is the new captive finance company for one of the world's leading automakers and a mobility provider with iconic brands including Abarth, Alfa Romeo, Chrysler, Citroën, Dodge, DS Automobiles, Fiat, Jeep®, Lancia, Maserati, Opel, Peugeot, Ram, Vauxhall, Free2move and Leasys.Our exciting...


  • Atlanta, United States Stellantis Financial Services US Full time

    Job DescriptionJob DescriptionStellantis Financial Services (SFS) is the new captive finance company for one of the world's leading automakers and a mobility provider with iconic brands including Abarth, Alfa Romeo, Chrysler, Citroën, Dodge, DS Automobiles, Fiat, Jeep®, Lancia, Maserati, Opel, Peugeot, Ram, Vauxhall, Free2move and Leasys.Our exciting...


  • Atlanta, Georgia, United States Stellantis Financial Services US Full time

    Position OverviewStellantis Financial Services (SFS) operates as the dedicated finance entity for a prominent global automotive manufacturer, encompassing a diverse range of renowned brands. Our ongoing expansion offers numerous opportunities for career progression as we evolve from a small to a midsize enterprise within a few years. We are committed to...


  • Atlanta, United States UCB Full time

     Make your mark for patientsWe are looking for a Legal Lead Immunology U.S. who has a collaborative mindset with the ability to be proactive, take initiative, and manage a portfolio of issues to join us on our legal team, based in our U.S. headquarters in Smyrna, GAAbout the roleYou will be responsible for providing day-to-day legal support to the U.S....


  • Atlanta, Georgia, United States Motion Recruitment Full time

    Job SummaryMotion Recruitment is seeking an experienced Technical Support Specialist to join our team for a long-term contract opportunity. As a Technical Support Specialist, you will provide on-site end-user computing support to our clients, including investigating, troubleshooting, and resolving hardware, software, network, and instructional technology...