Leasing Credit Manager

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. Responsible Growth is how we run our company and how we deliver for our clients, teammates, communities and shareholders every day. One of the keys to driving Responsible Growth is being a great place to work for our teammates around the world. We’re devoted to being a diverse and inclusive workplace for everyone. We hire individuals with a broad range of backgrounds and experiences and invest heavily in our teammates and their families by offering competitive benefits to support their physical, emotional, and financial well-being. Bank of America believes both in the importance of working together and offering flexibility to our employees. We use a multi-faceted approach for flexibility, depending on the various roles in our organization. Working at Bank of America will give you a great career with opportunities to learn, grow and make an impact, along with the power to make a difference. Join us Job Description: Accountable for helping to design and deliver integrated credit solutions and for underwriting, structuring and negotiating these solutions regionally or within a specific Leasing business. Partner closely with client-facing teammates in both the Global Corporate Bank and Global Commercial Bank to consult on sales opportunities, and provide the product expertise and consultation necessary to deliver the best possible solution to the client. Job Responsibilities: Responsible for managing a team of credit professionals supporting

a

Commercial

Equipment Finance national portfolio for Bank of America’s Global Leasing group, determining credit appetite and tailored strategies for commercial clients

alongside partners in credit, sales, and risk management. Responsible of combined coverage in select markets, resulting in coverage of larger corporate company profiles reporting $500MM - $2Bn in annual revenues Management of the evaluation and underwriting of new commercial equipment finance transactions, including the identification of all strengths, weaknesses, and risks – including credit risk, market risk, operational risk – as well as the associated mitigating factors Oversees the monitoring of credits throughout equipment line availability period to observe for emerging risks and offer direction & strategy during periods of credit deterioration through sound credit & equipment finance expertise which has led to favorable asset quality with minimal charge-offs Offers proactive, client focused equipment finance solutions Required Qualifications: 7+ years commercial equipment finance leasing experience 2+ yrs of leadership or mentoring experience Ability to motivate and influence teams and business partners Knowledge of commercial equipment financing from a credit underwriting perspective Excellent credit and risk analysis skills – ability to identify trends and risks in portfolio and in underwriting and client selection Excellent presentation, structuring, and financial statement analysis skills Must have sufficient Microsoft Office skills Must be results oriented and able to accomplish objectives in a specified timeframe Skills: Credit and Risk Assessment Performance Management Planning Retention Business Operations Management Coaching Issue Management Regulatory Relations Problem Solving Process Management Talent Development Minimum Education Requirement:

Undergraduate degree in finance, accounting or related major required. Shift: 1st shift (United States of America)

Job Description: At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. Responsible Growth is how we run our company and how we deliver for our clients, teammates, communities and shareholders every day. One of the keys to driving Responsible Growth is being a great place to work for our teammates around the world. We’re devoted to being a diverse and inclusive workplace for everyone. We hire individuals with a broad range of backgrounds and experiences and invest heavily in our teammates and their families by offering competitive benefits to support their physical, emotional, and financial well-being. Bank of America believes both in the importance of working together and offering flexibility to our employees. We use a multi-faceted approach for flexibility, depending on the various roles in our organization. Working at Bank of America will give you a great career with opportunities to learn, grow and make an impact, along with the power to make a difference. Join us Job Description: Accountable for helping to design and deliver integrated credit solutions and for underwriting, structuring and negotiating these solutions regionally or within a specific Leasing business. Partner closely with client-facing teammates in both the Global Corporate Bank and Global Commercial Bank to consult on sales opportunities, and provide the product expertise and consultation necessary to deliver the best possible solution to the client. Job Responsibilities: Responsible for managing a team of credit professionals supporting

a

Commercial

Equipment Finance national portfolio for Bank of America’s Global Leasing group, determining credit appetite and tailored strategies for commercial clients

alongside partners in credit, sales, and risk management. Responsible of combined coverage in select markets, resulting in coverage of larger corporate company profiles reporting $500MM - $2Bn in annual revenues Management of the evaluation and underwriting of new commercial equipment finance transactions, including the identification of all strengths, weaknesses, and risks – including credit risk, market risk, operational risk – as well as the associated mitigating factors Oversees the monitoring of credits throughout equipment line availability period to observe for emerging risks and offer direction & strategy during periods of credit deterioration through sound credit & equipment finance expertise which has led to favorable asset quality with minimal charge-offs Offers proactive, client focused equipment finance solutions Required Qualifications: 7+ years commercial equipment finance leasing experience 2+ yrs of leadership or mentoring experience Ability to motivate and influence teams and business partners Knowledge of commercial equipment financing from a credit underwriting perspective Excellent credit and risk analysis skills – ability to identify trends and risks in portfolio and in underwriting and client selection Excellent presentation, structuring, and financial statement analysis skills Must have sufficient Microsoft Office skills Must be results oriented and able to accomplish objectives in a specified timeframe Skills: Credit and Risk Assessment Performance Management Planning Retention Risk Management Business Operations Management Coaching Collaboration Issue Management Regulatory Relations Continuous Improvement Mentoring Problem Solving Process Management Talent Development Minimum Education Requirement:

Undergraduate degree in finance, accounting or related major required. Shift: 1st shift (United States of America)

Hours Per Week: 40 About Us

Bank of America is committed to help employees through the transition period when they’re displaced as a result of a workforce reduction, realignment or similar measure.

Please review the resume writing and interviewing tips provided below to help prepare you for your next career opportunity. Regardless of the position you are interested in, the starting points to building your resume are the same: 1. Determine the job or types of jobs you want to do and research their responsibilities and qualifications. 2. Think about why you can do the job and make a list of your skills that are relative to the job. 3. Identify experiences or accomplishments that show your proficiency in the skills required for the job. 4. Summarize your abilities, accomplishments and skills into a brief, concise document.

Considerations when writing a resume • Do be brief. Resumes should be 1-2 pages in length. • Do be upbeat and active in your wording. • Do emphasize what you have done clearly and concretely. • Do be neat and well organized. • Do have others proofread and critique your resume. Spell check. Make it error free. • Do use high quality, white or light colored 8½ x 11 paper. Use a laser printer if possible. • Don't be dishonest, always tell the truth about yourself in the most flattering light. • Don't include salary history or requirements. • Don't include references. • Don't include accomplishments that do not support your professional goals. •

Don't include anything that isn't relevant. (For example, don't mention your fondness for swimming unless you want to work on the water.) • Don't use italics, underlining, shadows or other fancy treatments. Seven steps to a successful interview 1. Anticipate –Put yourself in the interviewer's position. What do you believe the interviewer is most interested in? Why do you think you have been invited to interview? 2. Research –What are the primary functions of the line of business? What are the success factors for the job? Is there a job description available? 3. Assess –Think about your skills, abilities, knowledge, interests, traits, values and accomplishments. Match them to what you know about the job. Consider which ones you should highlight. 4. Prepare Answers –Think about what the interviewer may ask, determine what the best answer is and write it down. 5. Prepare Questions – Interviewing is a two-way street. By asking thoughtful questions, you communicate your interest and learn a lot about the job. Choose two or three questions to ask your interviewer. Avoid asking a lot of questions about vacation time or breaks. 6. Practice – It may seem awkward, but it is the best way to come across well in an interview. Practice your own "great responses" with others or in front of a mirror until you appear relaxed and at ease. 7. Follow-up – Send a brief follow-up letter to the interviewer. Keep in mind that the many job searchers will not send a follow-up letter. Sending one can become a competitive advantage.

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