Underwriting Analyst

6 days ago

Iselin, United States Phyton Talent Advisors Full time

Our client, a Capital Provider, is seeking an Underwriting Analyst:

Essential Job Functions:

  • Analyze purchase contracts, rehab scope, ARV, exit strategies, and market trends for fix and flip projects
  • Review property appraisals, rental income, expenses, exit strategies, and global DSCR for investment deals
  • Verify applicant credentials, experience, and performance on previous construction projects
  • Evaluate preliminary plans, blueprints, specs, budgets, and timelines for construction loans
  • Identify risk factors including cost overruns, delays, absorption periods, and market changes
  • Use financial modeling and sensitivity analysis to stress test deals and loan structures
  • Provide approval recommendations and structure terms including LTVs interest rates, and recourse conditions
  • Develop relationships with brokers, borrowers, contractors, and real estate agents
  • Stay current on regulatory compliance for bridge lending and DSCR products
  • Manage and oversee overseas staff workflow, quality, and productivity
  • Build efficient processes and procedures to maximize overseas team output by working with CTO
  • Continuously improve overseas operations through training, feedback, and iteration

Skills and Qualifications

  • Bachelors degree in finance, real estate, or economics preferred
  • 3+ years of experience in construction, fix and flip, or commercial real estate lending
  • Strong financial analysis skills and attention to detail
  • Ability to accurately evaluate plans, budgets, timelines, and exit strategies
  • Knowledge of construction methodologies, investment analysis, and underwriting standards
  • Proficiency in using spreadsheets, financial modeling, and risk analysis
  • Excellent written and verbal communication abilities
  • High credit analytical and risk assessment skills

  • Underwriting Analyst

    1 week ago

    Iselin, United States Phyton Talent Advisors Full time

    Our client, a Capital Provider, is seeking an Underwriting Analyst: Essential Job Functions:Analyze purchase contracts, rehab scope, ARV, exit strategies, and market trends for fix and flip projectsReview property appraisals, rental income, expenses, exit strategies, and global DSCR for investment dealsVerify applicant credentials, experience, and...

  • Underwriting Analyst

    4 weeks ago

    Iselin, United States Phyton Talent Advisors Full time

    Our client, a Capital Provider, is seeking an Underwriting Analyst in their Iselin, NJ location: Essential Job Functions:Analyze purchase contracts, rehab scope, ARV, exit strategies, and market trends for fix and flip projectsReview property appraisals, rental income, expenses, exit strategies, and global DSCR for investment dealsVerify applicant...

  • Capital Markets Analyst

    3 days ago

    Iselin, New Jersey, United States Phyton Talent Advisors Full time

    About the RolePhyton Talent Advisors is seeking a highly skilled Capital Markets Analyst to join our team. As an Underwriting Analyst, you will play a critical role in evaluating investment opportunities and providing approval recommendations for our clients.Key ResponsibilitiesFinancial Analysis: Conduct thorough financial analysis of purchase contracts,...

  • Credit Analyst IV

    3 months ago

    Iselin, New Jersey, United States Provident Bank Full time

    POSITION SUMMARYThis position is responsible for detailed research and credit analysis of complex credit requests in Commercial Credit Underwriting C&I Regional Department. This is a senior position. The incumbent is expected to have comprehensive knowledge of credit & risk analysis, credit rules, structuring of credits, regulations and documentation with...

  • C&I Credit Analyst IV

    1 month ago

    Iselin, United States Provident Bank Full time

    POSITION SUMMARYThis position is responsible for detailed research and credit analysis of complex credit requests in Commercial Credit Underwriting C&I Regional Department.  This is a senior position.  The incumbent is expected to have comprehensive knowledge of credit & risk analysis, credit rules, structuring of credits, regulations and documentation...

  • Senior Commercial Real Estate Credit Analyst

    2 weeks ago

    Iselin, New Jersey, United States Provident Bank Full time

    POSITION SUMMARY:We are seeking a highly skilled individual to take on the role of Senior Commercial Real Estate Credit Analyst at Provident Bank. This position plays a crucial role in conducting in-depth research and credit evaluations for intricate credit applications within our Commercial Real Estate Division. The successful candidate will possess...

  • Senior Commercial Real Estate Credit Analyst

    2 weeks ago

    Iselin, New Jersey, United States Provident Bank Full time

    POSITION SUMMARY:Are you ready to contribute to a well-respected financial institution with a strong community presence? At Provident Bank, we pride ourselves on our growth and commitment to our employees, customers, and the communities we serve. ROLE OVERVIEW:This role entails comprehensive research and credit evaluation of intricate credit applications...

  • CRE Credit Analyst III

    1 month ago

    Iselin, United States Provident Bank Full time

    How would you like to join one of the most highly regarded financial institutions in New Jersey with deep roots in the community? Provident is a successful and highly regarded multi-billion dollar bank that continues to grow with branches in New Jersey, Eastern Pennsylvania and New York. Our longevity is a testament to our commitment to placing our...

  • Senior Commercial Real Estate Credit Analyst

    2 weeks ago

    Iselin, New Jersey, United States Provident Bank Full time

    POSITION SUMMARY:Are you ready to be part of a well-respected financial institution in New Jersey that values community engagement? Provident Bank, a prominent multi-billion dollar bank, is dedicated to fostering a supportive environment for our employees, customers, and the communities we serve. ROLE OVERVIEW:This role entails in-depth research and credit...

  • Loan IQ Business Analyst

    2 weeks ago

    Iselin, New Jersey, United States Synechron Full time

    About UsAt Synechron, we harness the transformative power of digital technology to enhance business operations. As a global consulting firm, we merge creativity with cutting-edge technology to provide exceptional digital solutions. Our expertise spans a wide range of services including Artificial Intelligence, Consulting, Digital, Cloud & DevOps, Data, and...

  • Senior Credit Risk Management Analyst

    1 week ago

    Iselin, United States Provident Bank Full time

    How would you like to join one of the most highly regarded financial institutions in New Jersey with deep roots in the community?  Provident is a successful and highly regarded multi-billion dollar bank that continues to grow with branches in New Jersey, Eastern Pennsylvania and New York.  Our longevity is a testament to our commitment to placing our...