![Savings Bank of Danbury](https://media.trabajo.org/img/noimg.jpg)
Credit Analyst
2 months ago
About the Organization
We are people serving people. Established in 1849, Savings Bank of Danbury is a full-service community bank rooted in history and positioned for the future. We provide a full array of deposit, savings, and lending services for individuals and businesses. Through modern banking technology, our customers can access to their accounts and manage their money anytime, on the go. We are committed to employing highly-motivated people who value customer care, professionalism, and team success.
EOE Statement
Savings Bank of Danbury is an equal employment opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, national origin, disability status, protected veteran status or any other characteristic protected by law.
Position
Commercial Credit Analyst
Full-Time/Part-Time
Full-Time
Description
SUMMARY:
The Credit Analyst evaluates the financial condition of commercial borrowers.
PRIMARY DUTIES:
Provides review of new credits, all existing loans and lines, including loan renewals and modifications, as part of an ongoing loan review program;
Spreads and analyzes financial statements and tax returns;
Produce spread sheets, reports, summaries and opinions for financial institution officers;
Responsible for all credit inquiries and the relaying of credit information in accordance with acceptable industry and legal standards in releasing such information;
Makes recommendations for appropriate risk ratings;
Provides technical advice and assistance to loan officers and other bank personnel as needed;
Maintain an up-to-date library of reference materials related to the credit function;
Assists in due diligence process as needed to close commercial loans.
May also be required to prepare, assemble and/or deliver to closing lender all necessary loan documentation for commercial loans.
Reviews loan package to ensure accuracy and completeness of loan packages prior to closing.
Position Requirements
EDUCATION AND EXPERIENCE:
B.A. in Finance or related subject
2-3 years of equivalent work experience in the credit field.
Physical Demands and Work Environment
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Hours Per Week
None Specified
This position is currently accepting applications.
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