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ACH Analyst I Treasury

3 months ago

South Jordan, United States Merrick Bank Full time

Job Description Merrick Bank employees share in our mission to delight our customers and empower underserved consumers to achieve their credit goals. In return, we delight our associates; ensuring they are noticed, heard, appreciated and understand the importance of their role(s). For over 20 years, our Guiding Principles of doing the right thing, putting the customer first, and Earn, Learn, Have Fun (aka E.L.F.), have defined who we are as an Employer of Choice. Give Yourself Credit, Work at Merrick The ACH Analyst I receives and processes faxes related to late ACH returns. Processes daily files and transactions utilizing FedLine Advantage, ACHPlus, and OrigiNet software. Verifies billing logs and payment activity. Answers ACH questions for customers and employees and ensures compliance with internal policies and procedures and Nacha Rules and Regulations. Provides timely and effective backup for all ACH functions as required. Essential Functions: Responsible for receiving and processing faxes. Provides authorizations and late return approvals to requesting banks in a timely manner. Responsible for verifying logs to ensure accurate payment postings and billing. Responsible for originating, receiving, processing, and reconciling ACH transaction activity. Ensures accurate and timely posting to customer accounts and DDA system. Validates and balances ACH posting to the Federal Reserve account. Recommends changes to departmental policies and procedures. Assists with updating procedures as needed. Other duties as assigned. Compliance with Laws & Regulations: Responsible for complying with all of the Bank’s internal control policies and procedures. Responsible for understanding and complying with all laws and regulations to which the Bank is subject. Responsible for communicating problems in operations, noncompliance with the code of conduct, noncompliance with laws and regulations, policy violations, or illegal acts. Education and Experience: Associate’s Degree in Accounting, Business Administration, or Finance is required. Two (2) years’ equivalent experience accepted in lieu of education requirement. Two (2) years of progressively responsible experience in the financial services industry either in payment processing or treasury functions. Summary of Qualifications: Experience with, and demonstrated skill at, the following computer applications: Microsoft Excel and Outlook. Ability to identify and solve practical problems with little or no supervision. Ability to work accurately with strong attention to detail. Responsible, flexible individual with strong mathematical and analytical skills. Communicates effectively both orally and in writing; presents ideas in a clear, concise, understandable, and organized manner. We offer a total rewards package comprised of a competitive base rate of pay, variable pay incentive programs based on the role, and a comprehensive benefit suite. Offered rates of pay are determined based on job-related knowledge, relevant experience, skills, certifications, and geographic location. Our benefits offerings include medical, dental, vision, life insurance, 401(k) plan with company match, paid vacation time, sick time, as well as other benefits and programs to meet the needs of our employees. Further details will be shared during the interview or offer process, as appropriate and applicable. We are an equal opportunity employer, and we evaluate qualified applicants without regard to race, color, religion, sex, national origin, disability, veteran status or any other legally protected characteristic. We will conduct a thorough background check for all hires in compliance with applicable law which includes (but may not be limited to) a review of factors including drug testing and employment/personal references. Apply Now #J-18808-Ljbffr