Mortgage Loan Officer

4 weeks ago


Sacramento, United States PRMG Mortgage Full time
Description

We are a mortgage lender Built By Originators For Originators. We are dedicated to serving our community. Our goal is to provide affordable home financing for our customers, utilizing the best terms available while providing a level of professionalism and service unsurpassed in the lending industry.

Our Loan Officers play an important role in our organization by performing a variety of activities directly related to the company's Production functions. The role is primarily responsible, under moderate supervision, for providing quality relations with borrowers through completing the origination processing of the application, loan disclosure, review files for adherence to underwriting standards; and ensuring completeness of submission to processing. Contacts borrowers to collect necessary documentation and act as a liaison between origination staff, underwriters, and customers.

Responsibilities

•A current and active rolling pipeline of funding two loans per month required
•Verifies compiles and inputs application information for mortgage loans
•Discuss and advise the client of their home loan options
•Informs supervisor of discrepancies in title or survey
•Performs other related duties as assigned
•Reviews residential loan application file to verify that application data is complete and meets establishment standards, including type and amount of mortgage, applied for including but not limited to borrower assets, liabilities, and length of employment

Qualifications

•Ability to manage multiple priorities; strong detail orientation and highly organized
•Must have an active NMLS License. Or are in the process of receiving your NMLS endorsement
•Have or are willing to achieve DFPI endorsement
•Works with a strong sense of urgency and responsiveness
•Passionate about delivering excellence in customer service
•Demonstrated patience and professionalism when interacting with both internal and external customers
•Proficiency in data entry, PDF software programs, Microsoft Word, and Excel required
•Must have strong verbal and written communication skills
•At least two years of experience in mortgage lending or a related field
•A high school diploma or equivalent required

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