Home Loan Compliance Specialist

2 weeks ago


Sacramento, United States Golden 1 Talent Acquisition Team Full time

JOB TITLE:

Home Loan Compliance Specialist DEPARTMENT:

Home Loans Operations STATUS:

Non-Exempt JOB CODE:

1313 PAY RANGE:

$20.10 - $24.00 Hourly GENERAL DESCRIPTION: Responsible for reviewing pertinent application information to ensure accurate file disclosures and re-disclosures are delivered to the consumer within regulatory requirements. Effectively review and monitor HMDA data for the Home Loans Department. Follow Golden 1 procedures to ensure the credit union’s state and federal regulatory compliance within the Home Loans Department. Provide compliance support to both the production and fulfillment team. Serves the credit union’s members by ensuring the timely and accurate delivery of information pertaining to their loan terms and legal rights.

TASKS, DUTIES, FUNCTIONS: Apply a working knowledge of state and federal laws and regulations governing Golden 1’s Home Loans Fulfillment, including RESPA/TILA (TRID), HMDA, ECOA, OFAC, E-Sign Act, AML, GLBA, and BSA. Complete initial disclosures accurately, review for validity and disclose within Service Level Agreements and Regulatory Disclosure Requirement timeframes. Complete re-disclosures accurately, review for validity, and disclose within Service Level Agreements and Regulatory Disclosure Requirements timeframes. Identify, troubleshoot and resolve compliance errors in the Loan Origination System. Perform critical HMDA reviews on all Originated and Advertised loans on a daily and monthly basis. Monitor and comply with all established security, compliance, internal audit and applicable government policies and recommendations when communicated by Home Loans Management. Develop and maintain a thorough knowledge of the Home Loans Department products, including investor policies and procedures. Monitor individual workflow pipeline queues to ensure that the daily production requirements are met. Provide basic technical support and guidance for the e-Signing process, both for members and Home Loan Advisors. Communicate to the Home Loan Compliance Support Manager any recurring trends or identifiable inadequacies in the Loan Origination System. Provide excellent service in all interactions with members as well as internal partners. Perform data entry in all appropriate systems regarding problem resolution or complaints. Maintain a thorough understanding of state and federal laws and regulations related to credit union compliance including bank secrecy and anti-money laundering laws appropriate to the position. Assist with other duties or special projects as assigned by management. PHYSICAL SKILLS, ABILITIES, AND EXERTION UTILIZED IN THE PERFORMANCE OF THESE TASKS:

Effective oral and written communication skills required. Must possess sufficient manual dexterity to skillfully operate an on-line computer terminal and other standard office equipment, such as financial calculators, personal computer, facsimile machine and telephone. Aptitude to learn quickly, use analytical skills and solve problems. Aptitude to learn quickly, use analytical skills and solve problems. Ability to work independently and collaboratively in a fast paced, deadline driven team environment Ability to maintain knowledge of processes involving 1st mortgage and equity transactions. ORGANIZATIONAL CONTACTS & RELATIONSHIPS:

INTERNAL:

Home Loans Department, branch staff, and other departments. EXTERNAL:

Borrowers/Members, title companies, real estate agents, investors, appraisers, and various other vendors. QUALIFICATIONS:

EDUCATION:

Successful completion of High School curriculum is required; Associate’s Degree or higher preferred. EXPERIENCE:

Working knowledge of Microsoft Office Suite, Encompass360 preferred. KNOWLEDGE/SKILLS:

Ability to multi-task in response to volume and process requirements. PHYSICAL REQUIREMENTS:

Prolonged sitting throughout the workday with occasional mobility required. Corrected vision within the normal range. Hearing within normal range. A device to enhance hearing will be provided if needed. Ability to lift 40 lbs. as may be required. Occasional movements throughout the department daily to interact with staff, accomplish tasks, etc. Unusually long or inconsistent hours may be required to accomplish tasks.

#J-18808-Ljbffr


  • Home Loan Admin

    6 days ago


    Sacramento, United States Golden 1 Credit Union Full time

    The Home Loans Program Manager is responsible for identifying enhancement, development, and customizations of Home Loan systems and processes. This position requires in-depth knowledge of the loan origination workflow and the job functions of all ope Program Manager, Manager, Home, Program, Management, Banking, Vendor

  • Home Loan Advisor

    7 days ago


    Sacramento, United States Golden 1 Credit Union Full time

    GENERAL DESCRIPTION: The Home Loan Advisor - External will proactively solicit new residential mortgage loans to meet established loan quality and production goals. They will develop and maintain a strong network of business relationships to ensure a recurring source for mortgage loan referrals.This network includes mortgage professionals, builders, other...


  • Sacramento, United States River City Bank Full time

    The Loan Operations Specialist performs a variety of routine and non-routine analytical, operational and administrative duties to support both complex commercial and consumer loans. Pre-reviews documentation and loan files both pre-boarding and post- Operations Specialist, Operations, Operations Manager, Specialist, Processing, Business Analyst,...


  • Sacramento, United States KBishop Funding Full time

    Job DescriptionJob DescriptionJob Title: Home Mortgage Loan OriginatorContract Type: Full-Time, Commission-BasedLocation: RemoteAvailability: OpenOverview: KBishop Funding is actively seeking a motivated Home Mortgage Loan Originator who holds an active NMLS license. This role is ideal for individuals with a strong background in sales and a deep commitment...


  • Sacramento, United States Petco Full time

    Create a healthier, brighter future for pets, pet parents and people! If you want to make a real difference, create an exciting career path, feel welcome to be your whole self and nurture your wellbeing, Petco is the place for you. Our core values ca Regulatory, Compliance, Specialist, Retail, Healthcare, Hospital


  • Sacramento, United States Petco Full time

    Create a healthier, brighter future for pets, pet parents and people! If you want to make a real difference, create an exciting career path, feel welcome to be your whole self and nurture your wellbeing, Petco is the place for you. Our core values ca Compliance, Regulatory, Specialist, Retail, Healthcare, Health

  • Mortgage Loan Officer

    3 weeks ago


    Sacramento, United States PRMG Mortgage Full time

    Description We are a mortgage lender Built By Originators For Originators. We are dedicated to serving our community. Our goal is to provide affordable home financing for our customers, utilizing the best terms available while providing a level of professionalism and service unsurpassed in the lending industry. Our Loan Officers play an important role in our...


  • Sacramento, United States Jet Direct Mortgage Full time

    Job DescriptionJob DescriptionSalary: MORTGAGE LOAN ORIGINATORAll Mortgage Lenders talk about their competitive compensation, quick turn times, in house products, etc. Sure we all have those, but why focus on the things that are a given or the minimums in the industry? We heard this message from our team and have invested in world class origination software,...


  • Sacramento, United States Pacific Wholesale Mortgage Full time

    Description We are looking for an experienced, service, and detail-oriented mortgage loan officer to join our team. We believe in removing obstacles and creating a supportive environment for you to thrive in. If you have a proven track record of creating lending solutions for your clients, we'd love to have you on our team. Please apply today!...


  • Sacramento, United States Sacramento State University Full time

    Under the lead work direction of the Athletic Compliance Coordinator, the Compliance Coordinator (Administrative Analyst/ Specialist-Exempt I) reports to the Associate Athletic Director for Compliance and is a member of the Athletics Compliance Offic Compliance Coordinator, Compliance, Coordinator, Athletic, Business Services, Skills


  • Sacramento, United States Computershare Inc Full time

    Locations: Wilmington DE or Sacramento, CA (in office) We're committed to your flexibility and wellbeing. You'll experience this through our supportive approach, continuous learning opportunities, empowerment in your role and the ability to balance work and life. We give you a world of potential We have a unique opportunity for someone to contribute their...


  • Sacramento, United States Quipt Home Medical Full time

    Description If you have compassion and the passion for helping others, then we want you to join our growing team! Quipt Home Medical is a rapidly growing leader in the provision of clinical respiratory equipment and service in the durable medical equipment industry. Let's start with what's important to you. The Benefits..... * Medical Insurance- multiple...


  • Sacramento, United States Partners Mortgage Full time

    Job DescriptionJob DescriptionPartners Mortgage Loan Officer Advisor OPTION to be your own BRAND - dba availableHIRING~ Mortgage Loan Officers who may want to BRAND Yourself with your dbaLOOKING FOR:LO's that are interested in building a reputation for themselves as the best loan advisorLO's that promote our products, pricing, and servicesLO's...

  • realty specialist

    4 weeks ago


    Sacramento, California, United States Department Of The Army Full time

    Summary About the Position: As a senior Realty Specialist, you will either acquire, manage, or dispose of real property to support the civil works project support functional areas.Recruitment incentives, including student loan repayment, may be offered to highly qualified candidates. DutiesAt the GS-09 and 11 grade levels, the duties are developmental in...


  • Sacramento, United States Golden 1 Talent Acquisition Team Full time

    TITLE: MEMBER CARE RESEARCH SPECIALIST STATUS: NON-EXEMPT REPORT TO: SUPERVISOR - MEMBER CARE SUPPORT DEPARTMENT: MEMBER CARE JOB CODE: 1764 PAY SCALE: $22.09 - $26.00 HOURLY GENERAL DESCRIPTION: The Member Care Research Specialist is responsible for monitoring and evaluating department production data used in various department and Executive reports....

  • Accounting Officer

    1 day ago


    Sacramento County, CA, United States CA Housing Finance Agency Full time

    **_This is a repost of previous JC-423105. If you applied to that JC before, you do not need to reapply._** **_*HYBIRD TELEWORK SCHEDULES ARE AVAILABLE. THE AMOUNT OF TELEWORK IS AT CALHFA'S DISCRETION. IN-PERSON ATTENDANCE WILL BE REQUIRED WEEKLY AND IS BASED ON OPERATIONAL NEEDS._**_*_** **_ _** **_At CalHFA we embrace a culture that is diverse,...


  • Sacramento, United States LaserAway Full time

    **The Position: Inside Sales Treatment Specialist - Remote Opportunity** **Why LaserAway?** LaserAway is a medical company set in beautiful retail settings that offer the latest innovations in aesthetic dermatological treatments. We are the fastest growing company in the industry with over 100 locations in CA, NY, TX, NV, AZ, IL, CO, UT, VA, ID, OK, HI,...


  • Sacramento, United States BLOSSOM RIDGE HOME HEALTH AGENCY LLC Full time

    Description: Blossom Ridge is looking to hire a Full Time Registered Nurse for our Home Health team in Sacramento!If you are looking to join a team that is dedicated to providing quality patient care, then Blossom Ridge is the home for you!Compensation: $55- $60/ hour DOE!Sign on Bonus: $5,000Benefits Include:100% medical coverage for the employee401k +...


  • Sacramento, United States BLOSSOM RIDGE HOME HEALTH AGENCY LLC Full time

    Description: Blossom Ridge is looking to hire a Full Time Registered Nurse for our Home Health team in Sacramento!If you are looking to join a team that is dedicated to providing quality patient care, then Blossom Ridge is the home for you!Compensation: $55- $60/ hour DOE!Sign on Bonus: $5,000Benefits Include:100% medical coverage for the employee401k +...


  • Sacramento, United States BLOSSOM RIDGE HOME HEALTH AGENCY LLC Full time

    Description: Blossom Ridge is looking to hire a Full Time Registered Nurse for our Home Health team in Sacramento!If you are looking to join a team that is dedicated to providing quality patient care, then Blossom Ridge is the home for you!Compensation: $55- $60/ hour DOE!Sign on Bonus: $5,000Benefits Include:100% medical coverage for the employee401k +...