Contact Center Representative- Basic

3 months ago

Tullahoma, United States Ascend Federal Credit Union Full time

About Us:

Ascend is the largest credit union in Middle Tennessee and one of the largest credit unions in the United States, with over $4 billion in assets. With an occupation-based field of membership, Ascend is focused on the expansion and diversification of the select employee groups it serves, which creates greater security for the credit union and its member-owners. Approximately 650 employees serve more than 260,000 members from 28 Middle Tennessee branch locations, Regional Operations Center, Teller Center and Corporate Headquarters. Ascend recognizes that its employees are critical to the credit unions sustained success and future growth. Our employees are the face of the credit union and their personal successes fuel the success of the team. Through collaboration between employees, management, our membership and our Board, we fuel an engine that propels the credit union forward.

What We Offer:

Thank you for your interest in a career with Ascend Federal Credit Union Being employed by Ascend is vastly different than just holding a job. The credit union prides itself on providing employees rewarding career opportunities, competitive benefits and a unique work culture. The credit unions commitment to its employees is fostered by its commitment to the member-owners, ensuring dedicated and engaged employees to serve the membership. Ascends vision to be the most loved credit union in our market by employees and members alike has earned the credit union distinctions including Federal Credit Union of the Year (NAFCU, 2015), Best Credit Union to Work For (2016-2023) and Training APEX Awards (2015-2024).

Overview:

Receive inbound calls from the membership. Provide information and credit union services through interaction with the membership over the telephone. Trouble-shoot member issues and position the credit union effectively for member growth by demonstrating excellent member service skills.

#LI-Onsite

Responsibilities:
  • Receive inbound calls from the membership. Must be knowledgeable of all credit union services including loans, new accounts, business accounts, various departments, etc. and assist members with questions relating to those areas. Must be able to question the member to obtain a full understanding of the members needs and assist without transferring the call to another employee/department, unless the call is outside the areas assigned to the Contact Center.
  • Provide member with assistance on the following services: explain different account options, terms, and rates, etc.; provide account information to members such as account balances, cleared drafts, deposits, withdrawals, transfers, returned checks, etc.; update existing member loan and deposit accounts.
  • Cross sell credit union services to the membership including deposit, loan, and electronic products by offering members feature and benefit information on these services, and referring members to appropriate departments if needed. Build successful long-term relations with members by increasing use of credit union services.
  • Explain and cross sell the remote services including online banking, indirect lending, telephone banking, etc.
  • Follow policies and procedures related to Bank Secrecy Act (BSA), Anti-Money Laundering (AML), and Office of Foreign Assets Control (OFAC) daily to ensure compliance with current regulations.
  • Process telephone requests for transfer of funds, withdrawals, loan advances and payments, including Payment by Phone from other institutions, web payments, and mail withdrawal checks to members.
  • Attend various meetings and training sessions to keep updated on job duties or as assigned.
  • Responsible for verification of members identity prior to releasing account information or performing account transactions.
  • Report any problems to a Contact Center Manager.
  • Process afterhours call center partner escalation tickets, responding to member requests and resolving their needs.
  • Process NSF refund requests, ensuring credit union policies are followed.
  • Read all internal publications including HUB and Possibilities.
  • Perform other duties as required or assigned.


Qualifications:

Education

  • High school graduate or equivalent

Work Experience

  • Previous credit union experience including teller duties is preferred

Knowledge, Skills, and Abilities

  • Must treat all members and outside contacts in a positive and cooperative attitude.
  • Excellent communication skills required in order to communicate with the membership and coworkers in a professional manner.
  • Must manage length of call with member.
  • A high degree of poise and tact to represent the credit union in a positive manner to the membership and outside contacts.
  • Ability to organize and prioritize work with minimum supervision.
  • Must be able to work as part of a team in a fast, paced environment with a diversity of job duties and knowledge.
  • Must be able to manage multiple projects and prioritize multiple tasks.
  • Must be accurate in all loan transactions and teller transactions.
  • Working knowledge of computer programs including Microsoft Word, Microsoft Outlook, Excel and the internet.
  • Must have ability to operate or have ability to be trained to operate related office equipment including calculator, check and receipt printers, computer terminal (PC), multifunction copier, telephone and typewriter.
  • Regular and reliable attendance is required.


Connect With Us:

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Ascend Federal Credit Union is an Equal Opportunity Employer.

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