Consumer Lending Underwriter

4 weeks ago

Philadelphia, United States Philadelphia Federal Credit Union Full time

**Position Title**:Consumer Lending Underwriter

**Job Type: Full-Time**

**Classification**:Non-Exempt

**Salary**:$18.80 - $20.00 per hour

This position requires the employee to utilize their experience, as loan officers to ensure the loans that are approved will ensure PFCU’s safety and soundness. It is the duty of the employee to recommend changes to policy when economic conditions deteriorate. When analyzing whether to approve a loan for our member, the Loan Officer balances the risks to the organization against serving the needs of our members while providing excellent member service.

**Essential Functions & Basic Duties**
- Review Denied, Withdrawn, and approved not Taken Loan Reports to analyze trends.
- Provide Management with queue status reports on a monthly basis.
- Present loans to the Assistant Lending Manager, Lending Manager or Vice President of Lending with reasons and recommendations for approval/denial.
- Act as a liaison between the Loan and Collections departments to ensure that PFCU is exploring every viable option available when assisting members experiencing financial hardship.
- Prepare files for review by Loan Review Committee and Board of Directors.
- Keep abreast of current economic trends and conditions that may have an effect on PFCU’s decision-making guidelines and suggest change as necessary.
- Recommend Loan Policy and Loan Guidelines changes with loss mitigation reasons outlined.
- Act as a service advisor to both members and less experienced employees.
- Coach/train loan processors as needed.
- Serve as a backup for the Processor and Administrative positions.
- Resolve complex Member Issues.
- Review Loan Department Guidelines quarterly to ensure they are up to date and reflect the current Loan Policy.
- Complete periodic training/certification for, but not limited to, Bank Secrecy Act (BSA), Lending Regulations.
- Contribute to the team effort by performing other duties as required.
- Basic knowledge of all PFCU products and services.
- Knowledge of Symitar and Akcelerant systems.
- Basic Knowledge of Accurint Software.
- Advanced knowledge of the various rules and regulations governing loan services including, but not limited to, (Reg. B, Reg. Z, Fair Credit Reporting Act, Reg. C, ECOA, RESPA & Fair Housing Act).

**Qualifications**
- Minimum high school diploma or equivalent.
- Employee must register with the NMLS Registry as required by the S.A.F.E. Act.
- Previous financial and or member service experience is desired.
- PC proficiency required, experience with Microsoft Word preferred.
- Ability to handle multiple priorities in a fast-paced environment.
- Excellent written and oral communication skills required.
- Must be attentive and detailed oriented.
- Ability to work independently.
- Ability to read and interpret credit reports.

**Why Work For Us**
- **Retirement Plan**:We offer a Pension and 401K plan to help secure our employees’ future.
- **Insurance Coverage**:We offer a range of insurance options, including Medical, Dental, Vision, and Prescription coverage, Voluntary Life Insurance and Short and Long-term Disability Coverage.
- **Financial Assistance**:We offer Employee and Educational Assistance Programs and Employee Discount Programs to give our employees a little extra boost.
- **Employee Amenities**: All of our employees are eligible for PTO.
- **Community Benefits**:It’s not just a job - it’s a community. That’s why our employees also get automatic PFCU Membership and access to local volunteer opportunities.
- **An Award-Winning Experience**:PFCU is a proud winner of a number of awards including Best Place to Work in Philadelphia and Healthy Place to Work.

**Equal Employment Opportunity (EEO)**
The Philadelphia Federal Credit Union (“PFCU”) provides Equal Employment Opportunity to qualified persons regardless of race, ethnicity, color, sex, religion, national origin, ancestry, age, sexual orientation, gender identity, disability, veteran status, marital status, familial status, genetic information, domestic or sexual violence victim status or any other status protected by law. PFCU complies with Philadelphia’s Fair Chance Hiring Law. PFCU commits to making reasonable accommodations to applicants with physical or mental disabilities.

Pay: From $18.00 per hour

**Benefits**:

- 401(k) matching
- Dental insurance
- Employee assistance program
- Health insurance
- Life insurance
- Paid time off
- Retirement plan
- Vision insurance

Schedule:

- Monday to Friday

**Education**:

- High school or equivalent (required)

Work Location: In person

  • Senior Credit Analyst SBA Lending

    1 month ago

    Philadelphia, United States Anderson Young Associates, Inc. Full time

    Please Remember to attach resume** ** MUST have SBA Credit experience detailed in resume*** ? SBA Senior Credit/Underwriter Our Client, A national Bank is seeking SBA Underwriters.. These will be individuals that combine great credit discipline with balanced decision making and customer focus to join our Small Business Lending team as a Small Business...

  • Senior Credit Analyst SBA Lending

    1 month ago

    Philadelphia, United States Anderson Young Associates, Inc. Full time

    Please Remember to attach resume**** MUST have SBA Credit experience detailed in resume***SBA Senior Credit/UnderwriterOur Client, A national Bank is seeking SBA Underwriters.. These will be individuals that combine great credit discipline with balanced decision making and customer focus to join our Small Business Lending team as a Small Business...

  • Senior Credit Analyst SBA Lending

    1 month ago

    Philadelphia, United States Anderson Young Associates, Inc. Full time

    Please Remember to attach resume**** MUST have SBA Credit experience detailed in resume***SBA Senior Credit/UnderwriterOur Client, A national Bank is seeking SBA Underwriters.. These will be individuals that combine great credit discipline with balanced decision making and customer focus to join our Small Business Lending team as a Small Business...

  • Risk Management

    1 day ago

    Philadelphia, United States JPMorganChase Full time

    Job Description Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company,...

  • Director of Credit

    1 month ago

    Philadelphia, United States NewLane Finance Full time

    NewLane Finance is a commercial equipment finance company, serving small and mid-size businesses nationwide. Our mantra is "Business Lending Done Right", and our strategy is to revolutionize small business lending by employing the latest technology and a motivated workforce to deliver fair and transparent financing solutions to businesses with unmatched...

  • Consumer Loan Sales Specialist

    4 days ago

    Philadelphia, United States OneMain Financial Full time

    At OneMain, Consumer Loan Sales Specialists empower customers - listening to their needs and providing access to friendly, fast, and affordable financing for life's expenses. Consumer Loan Sales Specialist will learn the lending and servicing business at OneMain allowing them to grow their career. - - - -In the Role - - Deliver results related to...

  • Credit Risk Review Advisor Senior

    3 weeks ago

    Philadelphia, United States The PNC Financial Services Group, Inc Full time

    Position Overview At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the...

  • Small Business Relationship Officer

    4 weeks ago

    Philadelphia, United States American Heritage Credit Union Full time

    American Heritage Credit Union, a $4.8+ billion credit union, has an immediate opening for a Small Business Relationship Officer. This position will establish relationships with new and existing small business members. Call on existing and prospective small business members to understand their needs and provide solutions that create a value for the member...

  • Real Estate Lending Account Executive

    4 weeks ago

    Philadelphia, United States Anchor Loans LP Full time

    **Anchor is a highly experienced lender, with 2024 our 26th year in business. This is an exciting position that will be integral in our growth nationally. Anchor Loans is the premier direct private money lender. Since 1998, Anchor has provided qualified developers and borrowers with quick bridge, ground up construction and SFR financing for non-owner...

  • Small Business Relationship Officer

    3 weeks ago

    Philadelphia, Pennsylvania, United States American Heritage Credit Union Full time

    American Heritage Credit Union, a $4.8+ billion credit union, has an immediate opening for a Small Business Relationship Officer. This position will establish relationships with new and existing small business members. Call on existing and prospective small business members to understand their needs and provide solutions that create a value for the member...

  • Risk Management

    2 days ago

    Philadelphia, Pennsylvania, United States JPMorganChase Full time

    Job Description Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company,...

  • Small Business Relationship Officer

    3 weeks ago

    Philadelphia, United States The Ladders Full time

    American Heritage Credit Union, a $4.8+ billion credit union, has an immediate opening for a Small Business Relationship Officer. This position will establish relationships with new and existing small business members. Call on existing and prospective small business members to understand their needs and provide solutions that create a value for the member...

  • Real Estate Lending Account Executive, Northeast

    4 weeks ago

    Philadelphia, United States Anchor Loans LP Full time

    **Anchor is a highly experienced lender, with 2023 our 25th year in business. This is an exciting position that will be integral in our growth nationally. Anchor Loans is the premier direct private money lender. Since 1998, Anchor has provided qualified developers and borrowers with quick bridge, ground up construction and SFR financing for non-owner...

  • Assistant Director of Finance

    2 days ago

    Philadelphia, United States Consumer Funding Full time

    Job DescriptionJob DescriptionThe Search for Common Ground Finance Team seeks to achieve excellence in financial management by providing accurate and timely financial information to Search management and programs and by adhering to established financial practices. No experience require as our company prefers to train people via our company system.  Company...

  • Assistant Director of Finance

    2 weeks ago

    Philadelphia, United States Consumer Funding Full time

    Job DescriptionJob DescriptionThe Search for Common Ground Finance Team seeks to achieve excellence in financial management by providing accurate and timely financial information to Search management and programs and by adhering to established financial practices. No experience require as our company prefers to train people via our company system.  Company...

  • Small Business Relationship Officer

    4 weeks ago

    Philadelphia, United States American Heritage Credit Union Full time

    Job DescriptionJob DescriptionAmerican Heritage Credit Union, a $4.8+ billion credit union, has an immediate opening for a Small Business Relationship Officer. This position will establish relationships with new and existing small business members. Call on existing and prospective small business members to understand their needs and provide solutions that...

  • Lead Market Underwriter

    1 month ago

    Philadelphia, Pennsylvania, United States Highmark Health Full time

    Company :Highmark Inc.Job Description : JOB SUMMARY***This is a Hybrid position that will require you to come into either our Philadelphia, PA Office or our Camp Hill, PA Office up to 3 days a week.This job serves as the single-point-of-contact for sales teams and most critical and complex customers, delivering insights and recommendations to sales in order...

  • Regional Sales Manager

    1 month ago

    Philadelphia, United States Nubridge Full time

    **Regional Sales Manager** ****Regional Sales Manager (Commercial Loan Officer)**** The Regional Sales Manager (RSM) reports to the Executive or Senior Vice President of Production division. The RSM is responsible for expansion of customer base and ultimately for meeting assigned loan production goals and objectives. They must have ability, product knowledge...

  • Community Loan Officer

    1 week ago

    Philadelphia, United States Women's Opportunities Resource Center Full time

    **Position Summary**: The Women’s Opportunities Resource Center (WORC) and its subsidiary The Economic Opportunities Fund (EOF) are both certified Community Development Financial Institutions that provide financial and technical assistance to micro-entrepreneurs and businesses in the Philadelphia area. WORC is the first microenterprise program for...

  • SBA Loan Officer

    3 weeks ago

    Philadelphia, Pennsylvania, United States gpac Full time

    Job Title: SBA Lender OpportunityA well-established SBA Lender is actively seeking a qualified individual to join their dynamic team in a remote position.The company prides itself on its solid reputation as a respected financial institution in the industry.Primary Responsibilities:Proactively reach out to leads from various sources to generate new loan...