Loan Operations Specialist

3 weeks ago


Mount Pleasant, United States Guaranty Bancshares, Inc. Full time

Our Company's culture supports customers in achieving their financial goals and dreams. The Loan Operations Specialist position is a back office position with minimal customer contact. This position will perform a variety of clerical duties related to the booking and documentation of loans, such as scanning, filing and reviewing loan input and documentation of required loan documents. This position requires a person that is detail oriented. You'll be able to help contribute to this by:

Job Duties:

* Work with new loans from the previous day and review for proper documentation and other relevant data.
* Input all automated payments.
* Utilize exception tracking software to document loans and input expiration dates on time sensitive documents such as financial statements and insurance policies.
* Input all new escrow accounts and set up entity accounts for future disbursals.
* Process all escrow disbursals and annual escrow statements
* Input to online tax service site all new real estate loans.
* Balance paid and renewed Credit Life policies and prepares images to be submitted monthly to credit life vendors.
* Review real estate insurance policy exceptions and force place insurance through online website as needed.
* Performs UCC searches and prepares all state filing UCC's.
* Reconcile and balance multiple general ledger accounts related to the lending junction.
* Prepare, review and mail adjustable rate notices.
* Perform other tasks, which may be assigned by the department manager.
* Complying with privacy policies and procedures to maintain customer confidentiality and information protection.
* Complying with all federal, state and local regulatory rules and regulations governing financial institutions, as well as all company policies and procedures.
* Completing and passing all required regulatory compliance training as assigned.
* Perform any additional duties and tasks assigned by management.

Qualifications & Skills:

* Strong organizational skills, ability to work as part of a team.
* Self-motivated with a strong work ethic.
* Proficient in Microsoft Office including Outlook, Excel and Word.

Education, Experience & Licenses:

* High School diploma or equivalent.
* College degree preferred
* Minimum 6 months previous banking or general accounting experience.


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