Credit Administration Officer II
4 weeks ago
Credit Administration Officer II
The Credit Administration Officer (CAO) is responsible for the overall monitoring, administration and quality of their assigned portfolios/Line of Businesses (LOBs). Responsibilities include: credit decisioning of Group (sign off) and Department Committee credits; providing guidance/input on credit structuring; adherence to corporate credit policy; accurate/timely risk rating of credits; maintaining satisfactory AQRs, Internal Audit and regulatory Exams and developing/implementing action plans to correct any deficiencies. The CAO also takes an active role in coaching/developing RMs, PMs and credit staff.
Competencies: Business Acumen, Decisiveness, Flexibility, Decision Quality, Prudent Decision Making, Interpersonal Savvy, Standing Alone, Strategic Thinking, Accountability, Teamwork, Timely decision making and Developing Others
Responsibilities
* Serves as the Credit Officer for assigned portfolios/LOBs within the Bank
* Decision Authority & Approvals
* Manages the credit quality of new and existing loans and ensures the Bank's interest is protected by minimizing charge-offs within guidelines established by Comerica Bank's senior management.
* Provides input on deal analyses to MCUs, Credit Analysts and Commercial Underwriters.
* Manages and ratifies risk ratings on credits >$2.5MM in aggregate. Manages the annual risk rating review process for existing loans.
* Ensures timely identification of problem credits to minimize potential losses to the Bank.
* Selects credits for special review (on going and quarterly CQR process) and develops and implements procedures ensuring accurate and timely follow-up on all CQR action plans.
* Monitors progress towards stated goals by RMs/PMs and works with Group Managers and Senior Management to correct deficiencies.
* Calls on large and problem credit customers and advises RMs, PMs, GMs and DMs on credit structuring and documentation issues.
* Monitors tracking system for Subject Tos, covenant compliance, policy exceptions, CEG Audits, Annual/Interim reviews, overdrafts/over-formulas and overall portfolio trends.
* Review/signoff of M&E and Real Estate Appraisals. Manages the concentration reporting process to maintain portfolio risk within Comerica Bank's established objectives.
* Participates in the development and maintenance of credit policy and procedures; ensures implementation of procedures to support such policy. Serves as a resource to loan groups by interpreting and applying policies and procedures to specific credits.
* Manages the policy exception reporting process to maintain portfolio risk within the Bank's established objectives.
* Develops work plans to address and correct issues and weaknesses identified in AQR, Internal Audit and Regulatory Exams.
* Group signature and Department Committee approval authority (GM, Department Manager or Market President co-chair) for all Credits.
* Document recommendation (i.e. CAO Comments) in all Department, Senior and Executive Committee RECAPs.
* Approves loan covenants for new loans as proposed by RMs/PMs to maintain appropriate control and protection for the Bank. Manages the covenant exception process by approving any modifications to existing loans.
* Grants approval of assigned subject tos in RECAP process.
* May participate in selecting credit support staff.
* Coaching/Developing RMs, PMs and credit staff.
* Special projects and other duties as assigned
Position Qualifications
* 4 year Bachelor degree
* 10 years combined credit, underwriting and lending experience (prior management/leadership experience preferred)
* 2 years credit decisioning role (Group Manager or Credit Officer with credit decisioning responsibilities), 5 years preferred.
Comerica Bank Tower8:00am - 5:00pm Monday - Friday
-
Credit Administration
3 weeks ago
Dallas, United States Veritex Community Bank Full timeJob Summary: This is a senior Special Assets Officer role, responsible for managing a diverse portfolio of criticized and classified loans as well as non-strategic and exit strategy relationships. The assigned portfolio will range in size and complexity, requiring the ability to manage large, complex situations on a nation-wide level. Loan types may include...
-
Credit Administration
1 week ago
Dallas, United States Veritex Community Bank Full timeJob Summary: This is a senior Special Assets Officer role, responsible for managing a diverse portfolio of criticized and classified loans as well as non-strategic and exit strategy relationships. The assigned portfolio will range in size and complexity, requiring the ability to manage large, complex situations on a nation-wide level. Loan types may include...
-
Credit Administration
3 weeks ago
Dallas, United States Veritex Bank Full timeJob Summary: This is a senior Special Assets Officer role, responsible for managing a diverse portfolio of criticized and classified loans as well as non-strategic and exit strategy relationships. The assigned portfolio will range in size and complexity, requiring the ability to manage large, complex situations on a nation-wide level. Loan types may include...
-
Credit Administration
2 weeks ago
Dallas, United States Veritex Bank Full timeJob Summary: This is a senior Special Assets Officer role, responsible for managing a diverse portfolio of criticized and classified loans as well as non-strategic and exit strategy relationships. The assigned portfolio will range in size and complexity, requiring the ability to manage large, complex situations on a nation-wide level. Loan types may include...
-
Credit Officer
5 days ago
Dallas, United States Origin Bank Full timeSummary: Works with Senior Credit Officers by overseeing the performance of credit approval and portfolio management responsibilities. This role will also focus on shared risk management responsibilities between sales force, and risk management by assuring growth, safety, and soundness of the commercial loan portfolio by performing the following duties....
-
SVP – Credit Administrator Job # 2939
3 weeks ago
Dallas, United States BritePros Medical Staffing Full time $150,000SVP – Credit Administrator – To $150K – Dallas, TX – Job # 2939Who We Are:The Symicor Group is a boutique talent acquisition firm based in Lincolnshire, IL & San Antonio, TX. Our nationally unique value proposition centers around providing the very best available banking and accounting talent. In fact, most of our recruiters are former bankers or...
-
SVP – Credit Administrator Job # 2939
2 weeks ago
Dallas, United States BritePros Medical Staffing Full time $150,000SVP – Credit Administrator – To $150K – Dallas, TX – Job # 2939Who We Are:The Symicor Group is a boutique talent acquisition firm based in Lincolnshire, IL & San Antonio, TX. Our nationally unique value proposition centers around providing the very best available banking and accounting talent. In fact, most of our recruiters are former bankers or...
-
Credit Analyst
1 month ago
Dallas, United States Tfin Full timePosition Summary The Credit Department ofTBKBank,SSBseeks a Commercial Credit Analyst I whose responsibilities include:(i)underwriting credit approval requests for both prospective and existingclients;(ii)working with lending units to ensure ability to accurately evaluate and act on credit applications in a timelymanner;(iii)performing ongoing monitoring on...
-
Credit Analyst
1 month ago
Dallas, United States TBK Bank, SSB Full timeJoin Triumph Financial! At Triumph Financial, we're focused on creating value by driving business and communities of all sizes toward the future. That's why we're looking for passionate, solutions-oriented people to join our team. As a values-driven financial service company, our goal is to help our clients succeed and our communities prosper - and that...
-
Senior Credit Analyst
3 weeks ago
Dallas, United States Tfin Full timePosition Summary The Credit Department ofTBKBank,SSBseeks a Senior Credit Analyst whose responsibilities include:(i)underwriting credit approval requests for both prospective and existingclients;(ii)working with lending units to ensure ability to accurately evaluate and act on credit applications in a timelymanner;(iii)performing ongoing monitoring on...
-
Senior Credit Analyst
3 weeks ago
Dallas, United States Triumph Financial Full timeJoin Triumph Financial! At Triumph Financial, we're focused on creating value by driving business and communities of all sizes toward the future. That's why we're looking for passionate, solutions-oriented people to join our team. As a values-driven financial service company, our goal is to help our clients succeed and our communities prosper - and that...
-
Chief Credit Officer
1 month ago
Dallas, TX, United States The Madison-Davis Group Full timeOffice Status: On-Site Salary: $220,000 to $300,000Responsibilities:Overseeing and performing loan underwriting and loan reviews. Making recommendations on loan structure, terms, and pricing to mitigate credit risk. Ensuring loan policy exceptions are documented, tracked, and reported to relevant stakeholders. Monitoring, tracking, and reporting covenant...
-
Sr Credit Officer
5 days ago
Dallas, United States Susser Bank Full timePosition Summary The bank's Sr Credit Officer (Sr CO) is responsible for administering sound credit policies and procedures that result in a safe and sound credit portfolio.In collaboration with senior executives, the Sr CO will set short and long-term goals which establish a credit portfolio that is diversified and aligned with the bank's overall company...
-
Sr Credit Officer
5 days ago
Dallas, United States Susser Bank Full timePosition Summary The bank’s Sr Credit Officer (Sr CO) is responsible for administering sound credit policies and procedures that result in a safe and sound credit portfolio. In collaboration with senior executives, the Sr CO will set short and long-term goals which establish a credit portfolio that is diversified and aligned with the bank’s overall...
-
Senior Credit Analyst
2 months ago
Dallas, United States Triumph Financial Full timeJoin Triumph Financial! At Triumph Financial, we're focused on creating value by driving business and communities of all sizes toward the future. That's why we're looking for passionate, solutions-oriented people to join our team. As a values-driven financial service company, our goal is to help our clients succeed and our communities prosper - and that...
-
Senior Credit Analyst
2 weeks ago
Dallas, United States Triumph Financial Full timeJoin Triumph Financial! At Triumph Financial, we're focused on creating value by driving business and communities of all sizes toward the future. That's why we're looking for passionate, solutions-oriented people to join our team. As a values-driven financial service company, our goal is to help our clients succeed and our communities prosper - and that...
-
Dallas, Texas, United States University of Texas Southwestern Medical Center Full timeSenior Administrative Assistant II - Green Center for Reproductive Biology Why join Green Center for Reproductive Biology Sciences?The Green Center for Reproductive Biology Sciences mission is to promote and support cutting-edge, integrative, and collaborative basic research in female reproductive biology, with a focus on signaling, gene regulation, and...
-
Dallas, United States University of Texas Southwestern Medical Center Full timeSenior Administrative Assistant II - Green Center for Reproductive Biology Why join Green Center for Reproductive Biology Sciences? The Green Center for Reproductive Biology Sciences mission is to promote and support cutting-edge, integrative, and collaborative basic research in female reproductive biology, with a focus on signaling, gene regulation,...
-
Dallas, United States Bank of America Full timeJob Description: At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. Responsible Growth is how we run our company and how we deliver for our clients, teammates, communities and shareholders every day. One of the keys to driving Responsible Growth is being a great place to work for...
-
Dallas, United States K Strategies Group Full time**K Strategies is an award-winning marketing and public relations agency with two decades of experience helping organizations position themselves to increase market share and engage target audiences. We are visionary leaders who are results focused on solving our clients’ needs. We create inspiring campaigns and materials that help our clients build...
