Credit Manager

2 days ago

Little Rock, United States Boyd Metals, Inc. Full time
Russel Metals is one of the largest metals distribution companies in North America, with a growing focus on value-added processing. It carries on business in three segments: metals service centers, energy field stores and steel distributors. Its network of metals service centers carries an extensive line of metal products in a wide range of sizes, shapes and specifications, including carbon hot rolled and cold finished steel, pipe and tubular products, stainless steel, aluminum and other non-ferrous specialty metals. Its energy field stores carry a specialized product line focused on the needs of energy industry customers. Its steel distributors operations act as master distributors selling steel in large volumes to other steel service centers and large equipment manufacturers mainly on an "as is" basis.

Do you have the right skills and experience for this role Read on to find out, and make your application.

Boyd Metals, headquartered in Fort Smith, Arkansas was founded in 1991 and currently has five locations in Arkansas, Missouri, Oklahoma, and Texas. We are part of the Russel Metals family of companies. We are seeking an experienced Credit Manager to join our team. The ideal candidate will be responsible for overseeing the credit granting process, managing the credit department, and ensuring compliance with company policies and industry regulations.

The Credit Manager must make independent decisions while negotiating with customers in a manner that supports company goals while mitigating risk. The ideal candidate must have excellent written and verbal communication skills and be able to establish and maintain relationships with internal and external customers. Qualified applicants must display a positive and proactive attitude, with the ability to prioritize and multitask.

*Duties and Responsibilities*
* Administer and adhere to credit and collection policies and procedures
* Interface with local management and sales teams within the organization to communicate credit decisions and ensure timely review of new customers
* Liaise with sales and service management on customer credit issues, credit holds, etc., to quickly resolve issues
* Assess credit worthiness of all new customers utilizing financial analysis tools, industry data, and other credit assessment sources
* Establish prudent credit limits for new customers and adjust limits for existing customers based on changing conditions
* Negotiate and approve payment terms, including non-standard terms when requested in line with management policies
* Manage the credit staff and monitor daily activities by meeting regularly to discuss job progress and address any issues
* Monitor AR for past due accounts and potential losses and determine if an account should be sent to collections / attorneys if internal efforts are unsuccessful
* Establish appropriate reserves for potential bad debt and make the decision to write off the credit if uncollectable
* Open and maintain new customer master data
* Establish and regularly review credit limits/terms for customers
* As necessary, contact banks, trade and credit references, sales, and others to obtain necessary credit information
* Establish and maintain solid customer relationships by resolving their credit issues as appropriate
* Maintain certificates and assist with preparation of sales tax audits
* Ability to multitask, effectively work independently and in a team environment
* Prepare reports on the credit department's performance

*Experience Required:*
* 5+ years experience in accounting and/or credit; 5+years management experience
* Must have experience in account analysis and credit analysis and collection practices
* Bachelors degree preferred
* Proficiency in Microsoft Office with advanced Excel skills required
* Occasional overnight travel required

*Preferred:*
* 5+ years experience in a B2B credit environment
* Previous experience in a similar role handling credit management duties

We are an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to grounds protected by law including race, national or ethnic origin, color, religion, age, sex, sexual orientation, gender identity or expression, marital status, family status, genetic characteristics and disability. Please no solicitation by recruiting agencies.

#BOY

Job Type: Full-time

Benefits:
* 401(k)
* 401(k) matching
* Dental insurance
* Health insurance
* Life insurance
* Paid time off
* Vision insurance
Physical Setting:
* Office
Schedule:
* Monday to Friday

Application Question(s):
* How many years of credit experience do you have?
* What is your salary requirement?
* Do you have any experience in the steel metals industry?

Experience:
* Credit Management: 5 years (Required)

Work Location: In person

  • Credit Review Specialist

    2 weeks ago

    Round Rock, Texas, United States Farm Credit Full time

    {"Job Title": "Credit Reviewer II", "Job Description": "Job SummaryWe are seeking a skilled Credit Reviewer II to join our team at Farm Credit. In this role, you will be responsible for reviewing credit files and supporting documentation to ensure proper risk identification and compliance with regulations.Key ResponsibilitiesReview credit files and...

  • Credit Management Associate

    3 weeks ago

    North Little Rock, Arkansas, United States Nixon Power Services Full time

    Job SummaryWe are seeking a highly skilled and detail-oriented Accounts Receivable Coordinator to join our team at Nixon Power Services. As a key member of our financial operations, you will be responsible for managing the credit inbox, processing transactions, and resolving customer issues.Key ResponsibilitiesCredit Management: Maintain a credit mailbox for...

  • Commercial Credit Officer

    1 week ago

    Little Rock, Arkansas, United States Bank of America Full time

    Job Title: Commercial Credit OfficerAt Bank of America, we are committed to helping our clients achieve their financial goals through expert credit advisory services. As a Commercial Credit Officer, you will play a critical role in providing integrated debt capital solutions for our commercial banking clients.Key Responsibilities:Manage the credit process...

  • Commercial Credit Officer

    1 week ago

    Little Rock, Arkansas, United States Bank of America Full time

    Job Title: Commercial Credit OfficerAt Bank of America, we are committed to helping our clients achieve their financial goals through expert credit advisory services. As a Commercial Credit Officer, you will play a critical role in providing integrated debt capital solutions for our commercial banking clients.Key Responsibilities:Manage the credit process...

  • Compliance Officer

    3 weeks ago

    Little Rock, Arkansas, United States Arkansas Federal Credit Union Full time

    Job SummaryWe are seeking a highly skilled Compliance Officer to join our team at Arkansas Federal Credit Union. The successful candidate will be responsible for ensuring the credit union's compliance with applicable rules, regulations, and statutory requirements.Key ResponsibilitiesRegulatory Compliance: Coordinate the credit union's overall compliance with...

  • Credit Reviewer II

    1 month ago

    Round Rock, United States Farm Credit Full time

    LOCATION: This position may be located in our Round Rock office or another Capital Farm Credit office location with office space availability. EDUCATION REQUIREMENT: Bachelor's degree in business, accounting, finance, economics, or related discipline. JOB REQUIREMENTS: three (3) to five (5) years of experience in banking, credit analysis,...

  • Commercial Credit Services Underwriter

    1 week ago

    Little Rock, Arkansas, United States Regions Bank Full time

    About the RoleWe are seeking a highly skilled Commercial Credit Services Underwriter to join our team at Regions Bank. As a key member of our Credit Products group, you will play a critical role in analyzing commercial credit requests, preparing credit approval packages, and making credit decisions.Key ResponsibilitiesAnalyze commercial credit opportunities...

  • Credit Process Review Analyst I

    1 month ago

    Little Rock, United States Bank OZK Full time

    Job Purpose & Scope Reviews specific data points supporting Commercial Credit Underwriting to analyze and assure a quality risk rating is obtained. Works with loan types including, but not limited to, corporate, commercial and industrial, and commercial real estate transactions. Reviews will include newly generated loans, modifications, annual reviews, etc....

  • Audit Director Credit

    2 days ago

    Little Rock, Arkansas, United States Bank OZK Full time

    Job SummaryBank OZK is seeking an experienced Audit Director Credit to lead our internal audit team in ensuring the effective management of business and technology risks. The successful candidate will have a strong background in auditing and risk management, with a proven track record of delivering high-quality audit services.Key ResponsibilitiesDevelop and...

  • Risk Management Executive

    2 weeks ago

    North Little Rock, Arkansas, United States Family Trust Federal Credit Union Full time

    Job SummaryThe Vice President of Risk and Operations is a critical leadership role at Family Trust Federal Credit Union, responsible for overseeing the credit union's risk management and operations functions. This position requires a seasoned professional with a strong background in risk management, leadership, and strategic planning.Key...

  • RCM Credit Specialist I

    1 month ago

    Little Rock, United States MedEvolve Full time

    Job DetailsJob Location Remote- AR - Little Rock, AR Position Type Full Time Travel Percentage None Job Shift Day Job Category Health Care DescriptionPosition Summary: The Revenue Cycle Management (RCM) Payment Specialist I performs a wide variety of clerical duties in support of RCM services. As an integral part of our RCM team the position serves in a...

  • Compliance Officer

    3 weeks ago

    Little Rock, United States Arkansas Federal Credit Union Full time

    Overview: Working at Arkansas Federal Credit Union GENERAL DESCRIPTION OF POSITION Coordinate the credit union's overall compliance with applicable rules, regulations and statutory requirements. This is accomplished through implementation of a Compliance Management Program and performance of the primary duties listed below. While implementing or...

  • Compliance Officer

    3 weeks ago

    Little Rock, United States Arkansas Federal Credit Union Full time

    Overview: Working at Arkansas Federal Credit Union GENERAL DESCRIPTION OF POSITION Coordinate the credit union's overall compliance with applicable rules, regulations and statutory requirements. This is accomplished through implementation of a Compliance Management Program and performance of the primary duties listed below. While implementing or...

  • Financial Services Representative

    4 weeks ago

    Little Rock, Arkansas, United States Orion Federal Credit Union Full time

    POSITION OVERVIEWAs a Financial Services Representative, you will play a crucial role in assisting members with their diverse financial requirements. Your primary focus will be on delivering exceptional service while effectively promoting the features and advantages of our credit union's products to both prospective and existing members.KEY...

  • Loan Processing Specialist

    2 weeks ago

    Little Rock, Arkansas, United States Farm Credit Full time

    Job SummaryWe are seeking a highly skilled Lending Services Specialist to join our team at Farm Credit. As a key member of our lending team, you will be responsible for reviewing borrower legal documents, preparing loan packages, and assisting with closing and post-closing activities.Key ResponsibilitiesReview and analyze borrower legal documents to ensure...

  • Residential Loan Advisor

    4 weeks ago

    Little Rock, Arkansas, United States Hope Credit Union Full time

    Title: Mortgage Loan Originator Department: Mortgage Lending Reports To: SVP, National Sales Manager Supervises: N/A Job Classification: Full-time, Non Exempt About Us HOPE Credit Union is recognized as a leading Black and Women-owned financial institution dedicated to enhancing access to financial services. Since its inception, HOPE has been committed to...

  • Senior Web Developer III

    4 weeks ago

    Little Rock, United States Direct Federal Credit Union Full time

    OverviewWorking at Arkansas Federal Credit UnionJob Summary: The Senior Web Designer/Developer III, in partnership with the rest of the marketing team, product and service owners, is responsible for developing and managing Arkansas Federal Credit Union's website (afcu.org) and other digital properties. Possession of strong web design and web programming...

  • Compliance Officer

    2 weeks ago

    Little Rock, Arkansas, United States Arkansas Federal Credit Union Full time

    Job Title: Compliance OfficerAt Arkansas Federal Credit Union, we are seeking a highly skilled Compliance Officer to join our team. As a Compliance Officer, you will play a critical role in ensuring that our organization complies with all applicable laws, regulations, and industry standards.Key Responsibilities:Conduct risk-based testing to ensure compliance...

  • Credit Officer

    2 weeks ago

    Little Falls, Minnesota, United States Horizon Group Full time

    At Horizon Group, we believe that a fulfilling career should be a perfect match for your skills and interests. That's why we're looking for a talented individual to join our team as a Credit Officer.This role is ideal for someone with a passion for construction financing and a knack for processing credit, security, and trust orders. As a Credit Officer,...

  • Senior Web Developer III

    7 days ago

    Little Rock, Arkansas, United States Direct Federal Credit Union Full time

    Job SummaryThe Senior Web Developer III will be responsible for developing and managing Arkansas Federal Credit Union's website and other digital properties. This role requires strong web design and web programming skills, as well as the ability to work in a fast-paced environment.Key ResponsibilitiesDesign and develop new landing pages within the WordPress...