Director, Fair and Responsible Banking

5 days ago

Plano, United States Cornerstone Capital Bank Full time
Description

Cornerstone Capital Bank is a new bank, with over $330 million in capital and $2.3 billion in total assets, and arises from the combination of mortgage industry giant Cornerstone Home Lending and community banking standout Roscoe State Bank. You'll be on the front end of working for an innovative large community bank that is a leader in mortgage lending and community banking and growing in middle-market commercial and real estate lending.


We honor God by using our talents to make a positive difference in the lives of our Team Members, Clients, Shareholders, Communities, and the People who provide services to us.


Who we are looking for:
The Director, Fair and Responsible Banking (FaRB) will develop, implement, and administer all aspects of the Bank's Fair and Responsible Banking Program. Reporting to the Managing Director, Fair Lending and Responsible Banking, this position will help ensure that Cornerstone Capital Bank and its subsidiaries, across a national footprint of 46 states, are operating in compliance with applicable laws and regulations. This position will be appointed and serve as the Fair Lending Officer.


The preference is for this position to be in Houston or Plano. Will consider remote for the right qualified candidate.


What you'll do:



  • Support the development and implementation of the Bank's FaRB Program and strategies
  • Manage FaRB Program for the Bank and several Controlled Business Arrangements
  • Maintain Program policies and procedures; continually enhance Program, as deemed necessary
  • Monitor and report on FaRB activities to oversee adherence to applicable laws and regulations
  • Serve as subject matter expert on fair lending and responsible banking (including UDAP and UDAAP) laws, rules, regulations and regulatory agency policy statements and guidance (LRRs)
  • Oversee compliance with applicable federal and state regulations
  • Support interface with auditors and regulators and oversee internal audits and regulatory examinations related to fair lending and responsible banking
  • Lead development and execution of fair lending risk assessments utilizing regression analysis and other tools available in RiskExec analysis system
  • Lead Fair Lending Committee material preparation and actively participate in committee meeting
  • Ensure the completion of the annual Fair Lending risk assessment
  • Conduct periodic reviews and develop reporting
  • Prepare FaRB assessments, plans, training, and reporting for executive management and the Board of Directors, as needed
  • Advise Bank team members on relevant FaRB LRRsIdentify and advise on FaRB training needs across the organization and assist in curriculum development
  • Champion FaRB initiatives across the enterprise
  • Mentor and develop team members
  • Other duties as assigned
  • Participate in industry forums to stay abreast of industry best practices and trends

What you'll need to be successful:


Success in this job relies on your time management skills, organization, and positive attitude. In addition, you'll need the following qualifications:



  • Minimum of 8 years of experience of administering a fair lending and/or responsible banking program
  • Bachelor's Degree preferred, or Associate's degree and a combination of experience
  • The position will require 5+ years of experience leading and managing a team.
  • Expert knowledge of risk management practices and regulatory expectations
  • Expert knowledge of ECOA, FHA, HMDA, FCRA/FACTA, UDAAP, UDAP
  • Expert on fair lending software analysis tools; RiskExec experience preferred
  • Strong analytical skills and the ability to "story tell" with data to explain complex scenarios and fact situations
  • Strong analytical reasoning, problem solving and critical thinking skills
  • Strong computer and organizational skills


  • Strong oral and written presentation skills
  • Ability to train on fair lending and UDAAP requirements
  • Ability to work independently
  • Ability to multi-task and meet deadlines
  • Strong proficiency with Microsoft Office

What we offer:


Because we recognize and reward hard work, we offer a competitive salary, a full benefits package, and the potential for a performance-based bonus.


What to do next: If Cornerstone sounds like the place for you (and if you have the qualifications, drive, and passion to match), we invite you to become a member of our winning team And remember, once you're part of our Cornerstone family, we'll continue to invest in you as a valuable asset in our company. As many of our team members can tell you, there's something special about working at Cornerstone.


The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job.


While performing the duties of this job, the employee is regularly required to talk or hear. The employee frequently is required to stand; walk; use hands to finger, handle or feel; and reach with hands and arms. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of the job.


The noise level in the work environment is usually quiet to moderate.

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information. 41 CFR 60-1.35(c)

  • Retail Banking Specialist

    1 month ago

    Plano, United States LHH Recruitment Solutions Full time

    Job DescriptionJob DescriptionLHH Recruitment Solutions is currently working with a company looking for a Retail Banking Specialist in the Dallas TX area. If you have the qualifications listed below and are interested in this opportunity- apply with us today! Responsibilities:Provide exceptional frontline service and support to current and prospective...

  • Fair Lending Analytics and Modeling Advisor

    4 weeks ago

    Plano, Texas, United States Fannie Mae Full time

    Job DescriptionAs a key member of the Fair Lending Analytics and Modeling team at Fannie Mae, you will play a critical role in shaping the organization's strategic direction through data-driven insights and recommendations. Your expertise will contribute to the overall direction of quantitative analytical activities and coordination with business unit...

  • Treasury Director

    4 weeks ago

    Plano, Texas, United States Thomas Edwards Group Full time

    Job OverviewThomas Edwards Group is seeking a seasoned Treasury Director to lead our client's financial operations in Plano. As a key member of the executive team, you will oversee all operational banking relationships, ensuring seamless liquidity management, interest rate management, and capital deployment.Key ResponsibilitiesDevelop and implement cash...

  • Director, Technical Program Management

    6 days ago

    Plano, United States Capital One Full time

    Center 2 (19050), United States of America, McLean, VirginiaDirector, Technical Program ManagementAre you interested in leading programs that deliver on critical business goals and build large scale products and platforms?At Capital One, we're changing banking for good. We were founded on the belief that no one should be locked out of the financial system....

  • L3Harris Texas Career Fair

    3 days ago

    Plano, United States L3Harris Technologies Full time

    L3Harris Career Fair – Plano & Greenville, TX  Date: Monday, November 18thTime: 2:00 - 6:00pmLocation: L3Harris Technologies, 5800 Granite Parkway, 1st Floor, Plano TX 75024   L3Harris is an industry leader in the rapid delivery of innovative integrated solutions for the global intelligence, surveillance and reconnaissance (ISR) market. As a premier...

  • Banking Relationship Manager

    4 weeks ago

    Plano, Texas, United States The Intersect Group Full time

    Job SummaryThe Intersect Group is seeking a contract Teller/Personal Banker to work for our direct client for 5+ months and help manage the day-to-day operations of their customer-centric bank branches in Richardson & Plano.Key Responsibilities:Establish and maintain strong customer relationships by executing relationship management strategies and performing...

  • Universal Banking Professional

    4 weeks ago

    Plano, Texas, United States Susser Bank Full time

    Job SummaryThe Universal Banker position at Susser Bank is a dynamic role that combines the responsibilities of a Teller and Personal Banker. As a key member of our team, you will be responsible for managing and growing an assigned portfolio of retail customers, providing exceptional customer service, and accurately processing a variety of customer banking...

  • Mortgage Banking Specialist

    3 weeks ago

    Plano, Texas, United States Sunflower Bank, N.A. Full time

    About the Role:Sunflower Bank, N.A. is seeking a motivated individual to fill the position of Mortgage Banking Specialist. As a Mortgage Banking Specialist, you will be responsible for developing leads and originating mortgage loans through branches, realtors, and builders. You will also be required to interview mortgage loan applicants, take loan...

  • Internet Banking Specialist

    4 weeks ago

    Plano, Texas, United States Beal Service Corporation Full time

    Job Title: Internet Banking SpecialistBeal Bank is seeking a highly skilled Internet Banking Specialist to join our team. As a key member of our online retail operations team, you will be responsible for providing exceptional frontline service and support to our customers.Key Responsibilities:Answer incoming phone calls and address customer needs, questions,...

  • Banking Associate

    4 weeks ago

    Plano, Texas, United States First Horizon Full time

    About the RoleWe are seeking a talented and versatile Universal Banker to join our team at First Horizon. As a key member of our banking center, you will be responsible for providing exceptional customer service, processing financial transactions, and seeking sales opportunities.Key ResponsibilitiesCollaborate with team members to deliver outstanding...

  • Commercial Banker, Startup Banking, Middle Market Banking, Vice President

    6 months ago

    Plano, United States JPMorgan Chase & Co. Full time

    You are customer focused, enjoy building relationships and providing financial advice to your clients. A role as a Commercial Banker is for you.  As a Commercial Banker, you will be responsible for growing and retaining profitable relationships within the Middle Market Banking & Specialized Industries (MMBSI) specializing in Innovation Economy, Startup...

  • Director, Technical Program Management- Identity and Access Management

    1 month ago

    Plano, United States Capital One Full time

    Center 2 (19050), United States of America, McLean, VirginiaDirector, Technical Program Management- Identity and Access ManagementAre you interested in leading programs that deliver on critical business goals and build large scale products and platforms?At Capital One, we're changing banking for good. We were founded on the belief that no one should be...

  • Director of Treasury

    1 month ago

    Plano, United States Thomas Edwards Group Full time

    Job DescriptionJob DescriptionJob DescriptionOur client in Plano is looking for a Director of Treasury who oversees all operational banking relationships. As a direct report to the CAO, you will be responsible for overall liquidity management, interest rate management, capital deployment, debt covenant compliance, and implementation of new treasury...

  • Director of Treasury

    1 month ago

    Plano, United States Thomas Edwards Group Full time

    Job DescriptionJob DescriptionJob DescriptionOur client in Plano is looking for a Director of Treasury who oversees all operational banking relationships. As a direct report to the CAO, you will be responsible for overall liquidity management, interest rate management, capital deployment, debt covenant compliance, and implementation of new treasury...

  • Underwriting Director

    4 weeks ago

    Plano, Texas, United States Fortis Payments Full time

    Job Title: Underwriting Manager Job Summary: We are seeking an experienced Underwriting Manager to join our team at Fortis Payments. The successful candidate will be responsible for providing training, support, and guidance to the Underwriting and Boarding team. They will ensure that the team complies with the goals, objectives, and standards of the...

  • Data Engineer for Banking Solutions

    3 weeks ago

    Plano, Texas, United States The Bank of America Corporation Full time

    At Bank of America, we strive to make financial lives better through every connection.Key Responsibilities:Contribute to the development of software solutions that drive responsible growth.Collaborate with teams to design and implement banking solutions.Apply software engineering principles to deliver high-quality results.We are guided by a common purpose to...

  • Director of Dining Services

    2 weeks ago

    Plano, United States Compass Group Full time

    Eurest Position Title: Director of Dining Services Salary: $65000 As the leader in business and industry dining, Eurest is the company to join if you want a rewarding career packed with limitless opportunities. We feed the employees of the nation's largest and most-prestigious companies -- in every state and across all industries. As a member of Eurest's...

  • Director of Dining Services

    2 weeks ago

    Plano, United States Compass Group Full time

    Eurest Position Title: Director of Dining Services Salary: $65000 As the leader in business and industry dining, Eurest is the company to join if you want a rewarding career packed with limitless opportunities. We feed the employees of the nation's largest and most-prestigious companies -- in every state and across all industries. As a member of Eurest's...

  • Business Banking Relationship Manager

    3 weeks ago

    Plano, Texas, United States Capital One Full time

    Job SummaryWe are seeking a highly skilled Business Banking Relationship Manager to join our team at Capital One. As a key member of our business banking team, you will be responsible for building and maintaining strong relationships with our small business clients, providing them with tailored financial solutions to meet their unique needs.Key...

  • Director, Software Engineering

    4 weeks ago

    Plano, United States Capital One Full time

    Plano Town Center (31064), United States of America, Plano, TexasDirector, Software Engineering - Cloud Governance & Site Reliability Engineering (SRE)About Capital One: At Capital One, we're changing banking for good. We were founded on the belief that no one should be locked out of the financial system. We're dedicated to helping foster a world where...