Mortgage Loan Originator
2 weeks ago
Loan Officer- TaylorMade Team at ALCOVA Mortgage
This Loan Originator position will work directly with the TaylorMade Home Loans Team at ALCOVA and is responsible for generating and developing business from loan applicants with a variety of financial needs in our Charlotte, NC office. This position requires strong communication and negotiating skills along with a willingness to provide exceptional customer service in a fast-paced, team environment.
Responsibilities:Why ALCOVA Mortgage?
- Culture – Inspired by a ‘passion to serve,’ you’ll be hard-pressed to find another lender who cares more about its employees, referral partners, and clients. We strive to make the dream of home ownership a reality
- Dedicated Team - You will start at ALCOVA with a Loan Officer Assistant who will take over the process from application to contract. This allows our Loan Officers to do what they do best - network
- Pre-Approval Package – Underwriter approval, lock rate, and a closing assurance certificate
- Products – All traditional offerings plus the ability to broker all non-QM products
- Alcova App – User-friendly app for borrowers, loan officers, and real estate partners to get pre-approved, communicate, and upload/track all documents and includes a virtual assistant
- Autonomy in your role
Essential Job Functions: Specific tasks will include, but are not limited to, the following:
- Maintain an active Mortgage Loan Originator License
- Production Minimum: Three (3) closed loans per month
- Input and submission of quality files to include complete 1003 and supporting documentation (i.e. income, assets, liabilities, and credit), along with proper expectations of processing flow
- Maintain sales contact and pipeline throughout the entire loan process
- Responsible for generating business through the effective use of the Company’s marketing, leads strategies, and self-generation
- Responsible for structuring, presenting, and selling the loan to customers
- Collect required borrower information to recommend appropriate products or programs
- Regularly follow up with potential applicants via telephone, email, or written correspondence to ensure each applicant understands each program
Job Type: Full-time
Benefits:
- 401k Retirement Plan
- Medical, Dental, and Vision Insurance
- Flexible Spending and Health Savings Accounts
- Company-Paid Basic Life insurance
- Short Term Disability
- Accident and Critical Illness Insurance
- Term Life Insurance
- Fantastic Earning Potential
- Flexible Schedule
Most companies start with a business plan. ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting a business.
In 2003, the trio joined together to establish a mortgage company—ALCOVA—an acronym for Alleghany County, VA, in honor of their roots.
In 2012, ALCOVA Mortgage made its debut on the Inc. 5000 list of fastest-growing private companies in the United States and has been recognized every year since. The company’s phenomenal growth of 96% in three years propelled it into the league of such legendary superstars that gained notoriety on the prestigious list as Dell, Microsoft, LinkedIn, Pandora, Timberland, Zillow, Yelp, and Domino’s Pizza.
Today, ALCOVA continues to thrive, largely because of its roots in friendship and the passion to serve.
EOE/M/F/D/V
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