Consumer Loan Underwriter

3 weeks ago

Aurora, United States NuMark Credit Union Full time
Job DescriptionJob Description

What We Do....

NuMark's mission is to enrich the financial lives of our members. Our growing Credit Union has over 170 employees, thirteen branches in northern Illinois, and over 50,000 members. We offer a full menu of financial services from mortgage and auto loans to free checking accounts and business services. NuMark Credit Union is dedicated to putting our members first, treating them like family and helping them do more with their money. We help members get to their fantastic future faster.

What You'll Love About Us....

At NuMark Credit Union, we recognize how vital our team is to the success of our organization. We believe that investing in the wellness and professional development of our people should be at the forefront of how we operate. Our focus is on making employees feel valued and supported because we know a strong team and positive culture is what gives us a competitive advantage in the markets that we serve.

NuMark Credit Union believes in social responsibility. You'll have opportunities to strengthen the communities we serve through volunteer days and fundraising programs. We have partnered with non-profits like the Northern Illinois Food Bank, Toys for Tots, The Bridge Teen Center, Wreaths Across America and other community organizations that make our neighborhoods a better place.

The Benefits....

We want to make sure you're taken care of, which is why we strive to offer competitive and cost-conscious benefits for you and your family. Full Time Employees can choose between several plans from Blue Cross Blue Shield (HMO or PPO), Dental, Vision, 3 weeks of Paid Time Off, Paid Holidays Off, Company Lunches and Parties, Birthday Holidays, Life Insurance (Company Paid), Short and Long Term Disability (Company Paid), 401(k) Savings Plan with Company Match, Flex Spending Account, Education Reimbursement for Bachelor or Master's Degrees, Employee Assistance Program, Paid Community Volunteer Time and Career Advancement Opportunities.

About The Role....

The Consumer Loan Underwriter is responsible for quality underwriting of Consumer and Indirect loans in a timely manner to include weekends and evenings. They will provide exceptional service to all applicants and our dealer partners working in conjunction with the credit union. In addition, provide effective and professional communication to members and employees with the specific goal of increasing membership and quality loan production.

What You'll Do....

  • Analyzes loan information to render loan decisions for Consumer and Indirect loans.
  • Ability to effectively and professionally communicate to members, dealer partners, and credit union staff both orally and in writing through various channels.
  • Ability to read and interpret credit reports and explain information to internal and external members in addition to dealer partners as needed.
  • Provides decision recommendations on loans that must be escalated to a higher loan authority. Effectively communicate with staff and dealer partners of counter-offers, loan stipulations, and denials.
  • Responds to internal and external members via incoming and outgoing calls as well as through alternative channels such as email, dealer comments, etc.
  • Possess a working knowledge of government rules and/or regulations related to consumer lending and fraud. Abides by all credit union policies, procedures, and protocols set forth in the departmental, VCCU policy manuals.
  • Must keep up to date on any additional regulatory requirements as needed.
  • Ability to prepare reports for management and monitor key data as to how well the department is functioning.
  • Ability to work night and weekend hours as assigned.
  • Other duties as assigned.

The Knowledge, Skills and Abilities You'll Need....

  • At least one year of consumer lending underwriting experience required, two years is preferred
  • Have a general knowledge of a financial institution's products and services, office equipment, and general business procedures
  • Possess the abilities of a highly engaged, detail oriented and well organized individual
  • Knowledge of and experience with financial services software applications and systems
  • Ability to function at a high level in a high volume area
  • Must possess good oral and written communication skills
  • Must possess good underwriting skills

Equal Opportunity Employer....

Equal Employment Opportunity has been, and will continue to be, a fundamental principle of NuMark Credit Union where employment is based upon personal capabilities and qualifications without discrimination because of race, color, religion, sex, age, national origin, disability, or any other protected characteristic as established by law.



Job Posted by ApplicantPro

  • Consumer Loan Officer

    7 days ago

    Aurora, United States Rocky Mountain Law Enforcement Federal Credit Union Full time $48,000 - $70,000

    Rocky Mountain Law Enforcement Federal Credit Union is looking for an experienced Consumer Loan Officer.  We are an established, strong organization looking for someone who enjoys helping others and building relationships. If you have the experience, qualifications, and passion - RMLEFCU is looking for you to join our team!We offer a comprehensive health...

  • Consumer Loan Officer

    22 hours ago

    Aurora, United States Rocky Mountain Law Enforcement Federal Credit Union Full time $25 - $34

    Rocky Mountain Law Enforcement Federal Credit Union is looking for an experienced Consumer Loan Officer.  We are an established, strong organization looking for someone who enjoys helping others and building relationships. If you have the experience, qualifications, and passion - RMLEFCU is looking for you to join our team!We offer a comprehensive health...

  • Mortgage Loan Originator

    3 months ago

    Aurora, United States Fifth Third Full time

    Make banking a Fifth Third better® We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank. GENERAL FUNCTION: Performs a wide range of duties relating to the origination of residential 1st mortgage loans for outside referrals. Meets standards and objectives defined by management...

  • Mortgage Loan Originator

    3 months ago

    Aurora, United States Fifth Third Full time

    Make banking a Fifth Third better We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank. GENERAL FUNCTION: Performs a wide range of duties relating to the origination of residential 1st mortgage loans for outside referrals. Meets standards and objectives defined by management for...

  • Mortgage Loan Officer

    3 months ago

    Aurora, United States First Step Home Loans Full time

    Description We are seeking an experienced mortgage loan officer with strong marketing, communication, and analysis skills to join our team and assist loan applicants in securing the ideal mortgage for their new home purchase. Our organization provides the support, and tools you need to bring your business to the next level. If you are passionate about...

  • Mortgage Loan Officer

    3 months ago

    Aurora, United States First Step Home Loans Full time

    Job DescriptionJob DescriptionWe are seeking an experienced mortgage loan officer with strong marketing, communication, and analysis skills to join our team and assist loan applicants in securing the ideal mortgage for their new home purchase. Our organization provides the support, and tools you need to bring your business to the next level. If you are...

  • Customer Service Representative

    3 weeks ago

    Aurora, United States Tower Loan Full time

    Current job opportunities are posted here as they become available. Customer Service Representative - Aurora The heart of Tower Loan lies with our Customer Service Representative! Our representatives provide the best experience to our customers to earn their continued business. At Tower Loan, we provide the resources for a long and prosperous career with...

  • Manager Trainee

    2 months ago

    Aurora, United States Tower Loan Full time

    **Manager Trainee - Aurora** **Department:** Operations **Office:** Aurora **Location:** Aurora, IL Tower Loan, one of Americas largest privately owned Consumer Finance companies, has been lending money to our customers for personal loans, home equity loans, and retail sales financing, for over 80 years. We strive to service our customers with a smile and...

  • Mortgage Loan Officer

    20 hours ago

    Aurora, Colorado, United States First Step Home Loans Full time

    Job OverviewWe are seeking an experienced mortgage loan officer to join our team at First Step Home Loans. As a key member of our organization, you will play a crucial role in assisting loan applicants in securing the ideal mortgage for their new home purchase.Key ResponsibilitiesLoan Process Management: Ensure all phases of the loan process are performed in...

  • Mortgage Loan Processor

    6 days ago

    Aurora, United States American Financing Full time

    Compensation: $40K base pay plus bonus with total compensation up to $155K+ per year At American Financing, we're innovators with imagination. We do what it takes to help customers achieve their financial goals. And we stay ahead of the competition by challenging ourselves to become more efficient. We are one of the fastest-growing national mortgage lenders...

  • Mortgage Loan Processor

    4 weeks ago

    Aurora, United States American Financing Full time

    Compensation: $40K base pay plus bonus with total compensation up to $155K+ per year At American Financing, we're innovators with imagination. We do what it takes to help customers achieve their financial goals. And we stay ahead of the competition by challenging ourselves to become more efficient. We are one of the fastest-growing national mortgage lenders...

  • Mortgage Loan Processor

    1 week ago

    Aurora, United States American Financing Full time

    Compensation: $40K base pay plus bonus with total compensation up to $155K+ per year At American Financing, we're innovators with imagination. We do what it takes to help customers achieve their financial goals. And we stay ahead of the competition by challenging ourselves to become more efficient. We are one of the fastest-growing national mortgage lenders...

  • Loan Servicing Specialist

    1 week ago

    Aurora, United States Old Second Bancorp Inc Full time

    Who We Are At Old Second, you're first! For more than 150 years, Old Second has consistently put businesses and individuals throughout the Chicago area first, and we're only getting started. With great employees we've grown from a single location in the back of a general store to 50 locations and over $6 billion dollars in assets. At Old Second we embrace...

  • Loan Servicing Specialist

    2 weeks ago

    Aurora, United States Old Second Bancorp Inc Full time

    All Levels Processes payments and disbursing of loan proceeds. Reviews and processes payments and functions related to loan payoff. Meets expectations for accuracy of loan set-ups and maintenance to include commercial, consumer and real estate port Specialist, Processing, Banking, Healthcare

  • Community Banking Specialist

    1 week ago

    Aurora, Illinois, United States Self-Help Federal Credit Union Full time

    About Us: Self-Help has been dedicated to addressing economic disparities since its inception in 1980, particularly in communities that have encountered systemic obstacles to wealth accumulation. Our mission revolves around fostering and safeguarding ownership and economic prospects. We believe in economic justice, ensuring that all communities possess the...

  • Commercial Lender-C&I Focused

    4 weeks ago

    Aurora, Colorado, United States gpac Full time

    A community-focused bank is confidentially looking to add another member to their banking family. Specifically, they are seeking an experienced Commercial Lender to hit the ground running and be a valuable member to the team. This opportunity would be great for a community-minded individual that appreciates the flexibility and excellent culture this...

  • Universal Banker

    2 months ago

    Aurora, United States Self-Help Federal Credit Union Full time

    WHO We Are: Self-Help started in 1980 with a focus on economic inequality especially in communities that have faced systemic barriers in building wealth. At the core of what Self-Help does is a drive to create and protect ownership and economic opportunity. In other words, we're committed to economic justice! Economic Justice means that all communities have...

  • Residential Mortgage Consultant

    1 week ago

    Aurora, Colorado, United States First Step Home Loans Full time

    Job OverviewWe are in search of a skilled mortgage loan officer who possesses strong marketing, communication, and analytical abilities to assist clients in obtaining the most suitable mortgage for their home acquisition. Our organization equips you with the necessary resources and support to elevate your professional journey.Compensation:$95,000+ at plan...

  • Residential Mortgage Consultant

    5 days ago

    Aurora, Colorado, United States First Step Home Loans Full time

    Job OverviewWe are in search of a skilled mortgage loan officer who possesses exceptional marketing, communication, and analytical abilities to assist clients in obtaining the most suitable mortgage for their home acquisition. Our organization equips you with the necessary resources and support to elevate your professional journey.Compensation:$95,000+ at...

  • Residential Mortgage Advisor

    5 days ago

    Aurora, Colorado, United States First Step Home Loans Full time

    Job OverviewWe are in search of a skilled residential mortgage advisor with a robust background in marketing, communication, and analytical skills to assist clients in obtaining the most suitable financing options for their home purchases. Our organization equips you with the necessary resources and support to elevate your professional...