Real Estate Loan Processor

3 weeks ago


Albany, United States First New York Federal Credit Union Full time
Job DescriptionJob DescriptionDescription:

Performs all required functions as they relate to real estate loan processing, as described in duties and responsibilities. This includes managing a pending real estate loan application queue, following-up with members on gathering needed information and recommending the best option to meet the member needs with the goal of approving and scheduling a closing in a timely manner.

DUTIES AND RESPONSIBILITIES

· Process Consumer residential real estate loans, such as Home Equity LOC’s & Easy Street Mortgages. Working closely with Consumer Underwriting and the Home Equity Coordinator to accurately document the important details of the loan.

· Review appraisals, consumer credit reports, flood certifications, title/stub searches & documentation received. Make detailed comments and present findings to Consumer Underwriting.

· Processes all consumer and real estate loan-closing documents, which include affidavits and payoffs.

· Once loan is approved, prepare commitment package.

· Utilize skills, knowledge and experience to best meet member needs to communicate, document and make recommendations.

· Maintain knowledge of credit union products and services.

· Organize and prioritize responsibilities as they relate to job functions.

· All other duties that may be assigned.

Requirements:
  • Three to five years of similar or related experience in Real Estate Loan Processing.
  • Strong organizational skills.
  • Ability to work with members and staff tactfully and professionally, both in person and on the phone.
  • Have general computer knowledge Excel and Word in order to create documents, letters, spreadsheets and templates. Interpersonal skills and ability to communicate clearly while handling multiple priorities.

Job Type: Full Time

Salary: $19.00/ hour

Work Location: In person

Schedule: Monday- Friday

Benefits:

  • 401(k)
  • Dental insurance
  • Employee assistance program
  • Health insurance
  • Paid time off
  • Professional development assistance
  • Vision insurance

Experience level:

  • 1 year
  • 2 years

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