Credit Analyst II

2 months ago

Charles City, United States First Security Bank & Trust Full time
Job DescriptionJob Description

First Security Bank & Trust in Charles City, IA is seeking a talented Credit Analyst II to join our dynamic team. If you are a self-motivated individual with a passion for credit analysis and a desire to make a positive impact in the financial industry, we want to hear from you

POSITION SUMMARY: Prepare and analyze financial statement spreads and loan presentations for the Bank’s larger and more complex credit requests. Evaluate the financial condition of individuals and businesses applying for credit with the financial institution and participate in the structure of their loan requests.

ESSENTIAL DUTIES AND RESPONSIBILITIES:

  • Prepare and analyze financial spreads using the bank’s software in a timely and accurate manner.
  • Work with lenders and Portfolio Managers to collect the necessary documents in order to make accurate credit reviews.
  • Assist with scheduling and monitoring loan covenants and policy exceptions.
  • Develop material for and assist with or make loan presentations to Loan Committee when requested. Serve as a non-voting participant of the Loan Committee.
  • Assist Ag/Commercial Lenders in monitoring credit portfolios.
  • Complete collateral analysis on commercial and/or agricultural relationships.
  • Provide training and education to other credit analysts, lending staff, and new employees as appropriate.
  • Ability to work independently the majority of the time without assistance.
  • Assist the loan department and bank in achieving its goals for profit, growth, and loan quality.
  • Assist other Credit Department personnel as requested.
  • Participate in community activities to increase the bank’s visibility and to enhance new business opportunities. Participate in bank-sponsored events as outlined in the financial institution’s “Community Events Program”.
  • Perform additional duties as they become assigned or apparent.

DESIRED KNOWLEDGE, SKILLS, & ABILITIES

  • Excellent analytical skills, including the ability to define problems, collect data, establish facts, and draw valid conclusions.
  • Excellent communication skills. Ability to interact comfortably with internal and external customers.
  • Strong computer skills utilizing Excel, Word, and other industry specific software, with potential to serve as a program expert.
  • Ability to work in an environment with sensitive information, maintaining a high level of confidentiality at all times.
  • Proven record of problem-solving skills.
  • Ability to travel as needed for job related education, workshops, and conferences.
  • Comprehensive understanding of various industries, credit policies, and guidelines.
  • Ability to exercise independent judgment.

QUALIFICATIONS

Education: Bachelor’s degree in accounting, financial management, business administration, agricultural business, or a related field is preferred.

Experience: 3 years commercial lending or credit analyst experience preferred.

Statements included on this job description are intended to describe the general nature and level of work performed by the employee(s) assigned to this job. The statements should not be construed as an exhaustive list of responsibilities, duties, and skills required. Accommodations will be made to allow for meeting the above requirements when it does not place “undue hardship” on First Security Bank & Trust.

First Security is an Equal Opportunity Employer.

This position is available due to upcoming staff changes and increased demands of the Credit department. The is full-time position with a regular schedule of M-F from 8:00-5:00 in the Charles City location. Applications or a cover letter/resume will be accepted until the position is filled.



#hc121904

  • Credit Analyst II

    3 months ago

    Charles City, United States First Security Bank & Trust Full time

    Job DescriptionJob DescriptionFirst Security Bank & Trust in Charles City, IA is seeking a talented Credit Analyst II to join our dynamic team. If you are a self-motivated individual with a passion for credit analysis and a desire to make a positive impact in the financial industry, we want to hear from you!POSITION SUMMARY: Prepare and analyze financial...

  • Credit Analyst II

    4 weeks ago

    Charles City, United States BankTalent HQ Full time

    POSITION SUMMARY: Prepare and analyze financial statement spreads and loan presentations for the Bank's larger and more complex credit requests. Evaluate the financial condition of individuals and businesses applying for credit with the financial institution and participate in the structure of their loan requests. ESSENTIAL DUTIES AND...

  • Credit Analyst II

    2 weeks ago

    Oklahoma City, United States Fidelity Bank Full time

    CREDIT ANALYST II Job Overview: Our Credit Administration team plays a critical role in the safety and soundness of Fidelity’s loan portfolio. Ensuring accuracy, providing guidance and doing in-depth analyses are just part of the job. While knowledge of commercial lending and credit analysis are valuable, so too is a heart for service. Do you have a...

  • Senior Credit Analyst

    6 days ago

    Charles City, Iowa, United States BankTalent HQ Full time

    POSITION OVERVIEW: The role involves preparing and evaluating financial statement analyses and loan presentations for complex credit applications. The individual will assess the financial health of applicants seeking credit from the institution and contribute to structuring their loan proposals.KEY RESPONSIBILITIES:Conduct financial analysis and prepare...

  • Senior Credit Analyst

    2 months ago

    St Charles, United States Benskin & Hott Talent Partners Full time

    We have been engaged in conducting a search for a Senior Credit Analyst for our long-standing client. The organization has doubled its revenue over the last 5 years and added over 170 new customers within the last 12 months! Located in St. Charles, MO, this group offers a benefits package that rivals some of the area’s largest employers and a hybrid work...

  • Credit Analyst

    1 day ago

    Brigham City, United States Nucor Corporation Full time

    Credit Evaluation: Assess credit applications and ongoing creditworthiness to ensure financial stability and risk management. Lien Protection: Safeguard lien rights through careful evaluation and processing of lien waiver requests. Collection Efforts Credit Analyst, Payment Processing, Analyst, Building, Manufacturing, Technology

  • Credit Analyst

    4 weeks ago

    Oklahoma City, Oklahoma, United States gpac Full time

    POSITION SUMMARY: The Commercial Credit Analyst will support the lenders in underwriting requests for credit extensions to new and existing commercial clients. They will perform detailed financial analysis for all lending opportunities, prepare credit approval and modification requests for presentation to Loan Committee by the lenders, perform annual credit...

  • Commercial Credit Evaluator

    6 days ago

    Charles City, Iowa, United States BankTalent HQ Full time

    POSITION OVERVIEW: The role involves preparing and assessing financial statement analyses and loan proposals for the institution's more substantial and intricate credit applications. The incumbent will evaluate the financial status of individuals and enterprises seeking credit from the bank and contribute to structuring their loan applications.KEY...

  • Financial Credit Specialist

    1 day ago

    Charles City, Iowa, United States BankTalent HQ Full time

    POSITION OVERVIEW: Responsible for preparing and evaluating financial statement analyses and loan proposals for the Bank's more substantial and intricate credit applications. Assess the financial health of individuals and businesses seeking credit from the financial institution and engage in structuring their loan proposals.KEY RESPONSIBILITIES:Conduct and...

  • Credit Analyst

    4 months ago

    Clara City, United States Citizens Alliance Bank Full time

    Job DescriptionJob DescriptionExcellent Opportunity! Position Summary:The Credit Analyst’s primary function will be to provide credit analysis assistance to the lenders. This position will monitor incoming financial statements for covenant requirements. The Credit Analyst will perform collateral audits, accounts receivable analysis, and borrowing base...

  • Senior Credit Analyst

    4 weeks ago

    Kansas City, United States JCW Full time

    I've partnered with a growing community bank looking for a skilled credit analyst to join their team. In this role, you will be reporting directly to the Chief Credit Officer and be tasked with providing mentorship and guidance to the junior staff, as well as being able to handle the bank's current pipeline of deals and take the lead on the underwriting...

  • Credit Analyst

    2 weeks ago

    Oklahoma City, United States Fidelity Bank Full time

    CREDIT ANALYST Job Overview: Our Credit Administration team plays a critical role in the safety and soundness of Fidelity’s loan portfolio. Ensuring accuracy, providing guidance and doing in-depth analyses are just part of the job. While knowledge of commercial lending and credit analysis are valuable, so too is a heart for service. Do you have a passion...

  • Credit Analyst

    2 weeks ago

    Oklahoma City, United States Fidelity Bank Full time

    CREDIT ANALYST Job Overview: Our Credit Administration team plays a critical role in the safety and soundness of Fidelity’s loan portfolio. Ensuring accuracy, providing guidance and doing in-depth analyses are just part of the job. While knowledge of commercial lending and credit analysis are valuable, so too is a heart for service. Do you have a passion...

  • Senior Credit Analyst

    4 weeks ago

    Kansas City, United States JCW Full time

    I've partnered with a growing community bank looking for a skilled credit analyst to join their team. In this role, you will be reporting directly to the Chief Credit Officer and be tasked with providing mentorship and guidance to the junior staff, as well as being able to handle the bank's current pipeline of deals and take the lead on the underwriting...

  • Commercial Credit Analyst

    2 weeks ago

    Oklahoma City, United States WorldBridge Partners - Leaders in Recruiting and Executive Search Full time

    Senior Credit Analyst Location: Oklahoma City (On Site) Position Overview: We are seeking a seasoned Senior Credit Analyst with expertise in Commercial Real Estate (CRE) and Commercial & Industrial (C&I) lending. This role is ideal for a driven professional with a strong background in credit analysis and underwriting, particularly in the CRE and C&I...

  • Credit Analyst

    3 weeks ago

    Peachtree City, United States SANY AMERICA INC Full time

    Job DescriptionJob DescriptionThe Opportunity As part of the America’s team, Sany Capital USA is looking to recruit a driven, forward-thinking and highly motivated Financial/Credit Analyst. This role will analyze credit data and financial information of persons or companies that are applying for credit or loans to determine the risk to Sany Capital USA or...

  • Commercial Credit Analyst

    2 weeks ago

    Oklahoma City, United States WorldBridge Partners - Leaders in Recruiting and Executive Search Full time

    Senior Credit AnalystLocation: Oklahoma City (On Site)Position Overview: We are seeking a seasoned Senior Credit Analyst with expertise in Commercial Real Estate (CRE) and Commercial & Industrial (C&I) lending. This role is ideal for a driven professional with a strong background in credit analysis and underwriting, particularly in the CRE and C&I sectors....

  • Commercial Credit Analyst

    2 weeks ago

    Oklahoma City, United States WorldBridge Partners - Leaders in Recruiting and Executive Search Full time

    Senior Credit AnalystLocation: Oklahoma City (On Site)Position Overview: We are seeking a seasoned Senior Credit Analyst with expertise in Commercial Real Estate (CRE) and Commercial & Industrial (C&I) lending. This role is ideal for a driven professional with a strong background in credit analysis and underwriting, particularly in the CRE and C&I sectors....

  • Senior Credit Analyst

    1 month ago

    Elizabeth City, United States The Ladders Full time

    Job DescriptionSenior Credit Analyst - office choice of Fayetteville, Greenville, Raleigh, or Elizabeth City (with eligibility after 1 year to work remotely) The right person for the job will be able to work independently to analyze, understand, and make recommendations on large (usually $2.5M or greater) and/or complex credit packages which will normally be...

  • Senior Credit Analyst

    2 weeks ago

    Oklahoma City, United States Fidelity Bank Full time

    SENIOR CREDIT ANALYST Job Overview: You would make an excellent Senior Credit Analyst if you consider yourself an innate problem solver, have an eye for detail, take pride in your work, can stay positive and patient in a fast-paced environment, and have excellent written and verbal communication skills. Join us as we move BRAVELY ONWARD. The candidate for...