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Mortgage Loan Officer

3 months ago


Los Angeles, United States MCF Mortgage Full time
Job DescriptionJob Description

Mortgage Loan Officer (National) - Transition Opportunity for Bank and Credit Union Loan Officers

About us

At MCF Mortgage, we are committed to Mortgage Intelligently assisting our clients in finding the ideal loan. An ideal loan is one that offers competitive rates, favorable terms, and cost-efficiency tailored to meet the distinctive needs of our clients. With our innovative platform and exceptional customer service, we strive to revolutionize the lending experience, delivering unparalleled support throughout the entire process.

Job Description

  • Comp Plan up to 275 BPS
  • Access to Every Product Under the Sun
  • Lower Rates & Better Pricing
  • Unmatched Support from a Company Built For LOs By LOs

Location: Remote

JOIN MCF MORTGAGE TODAY

At MCF Mortgage, we prioritize People over Profit (POP), focusing on quality service rather than quantity. Amid uncertainties in the mortgage industry, we offer stability, a vision for the future, and a commitment to work/life balance. Our ethos, rooted in placing people before profit, guides our operations and strategies. From our modest start in a tiny office in Maryland to becoming a direct lender in 27 states, our journey is a testament to our dedication to providing outstanding solutions for our borrowers, partners, and team.

We're in search of motivated and professional Mortgage Loan Officers who embody our principle of Mortgage Intelligently. This role is perfect for those passionate about delivering financial literacy and superior loan options, ensuring a rewarding experience for families and individuals. Commissions are uncapped, our technology is robust, and you'll enjoy a steady stream of leads to bolster your business growth efforts.

What You Will Do:

  • Cultivate and maintain a personal network of referral partners and customers.
  • Generate business through referrals and relationships with individuals, existing clients, and real estate professionals.
  • Accurately complete loan applications (1003) and gather necessary documentation from borrowers.
  • Assess clients' needs and financial situations to recommend the most suitable loan products.
  • Negotiate loan terms with clients, ensuring clarity and fairness.
  • Manage loan applications from initiation to closing, ensuring a smooth process for all parties involved.
  • Foster positive communication with MCF Mortgage's Operations team, ensuring efficient loan processing.

Requirements

What You Need:

  • A minimum of 1 year of mortgage loan origination experience.
  • Active NMLS license(s) or eligibility for Temporary Authority to Operate.
  • Ability to cultivate strong relationships over the phone.
  • Commitment to upholding the highest professional and ethical standards.
  • Adherence to all regulatory compliance requirements and guidelines.
  • Strong personal management skills with a focus on providing exceptional customer experience.
  • Exceptional sales skills with a strong drive to achieve and excel.
  • A college degree or equivalent work experience is preferred.

Benefits

What We Offer:

  • Temporary Authority to Operate: Start originating loans immediately while completing state-specific requirements.
  • A stable and visionary company aiming for market leadership.
  • Quality leads and marketing support to help you grow your business.
  • Revolutionary proprietary technology that is transforming the mortgage industry.
  • An empowered culture that values your ideas and contributions.
  • Competitive compensation package with uncapped commissions.
  • Comprehensive benefits from your first day, including medical, dental, vision insurance, and more.

Join MCF Mortgage if you're driven by the principle of People over Profit and are eager to be a part of a team that values making a positive impact on the lives of others. Apply now to become a key player in our Mortgage Intelligently Family and help us continue to provide exceptional service and solutions to our clients.