Business Development Officer

3 months ago

Rosenberg, United States NewFirst National Bank Full time
Job DescriptionJob DescriptionDescription:

General Summary:

The primary responsibilities for this position are to market bank products and services to prospective and existing Clients in order to maintain and expand the deposit base within the market, generating liquidity and income.


ACCOUNTABILITIES:

· Possess consultative sales skills, including the ability to engage prospective Clients to solve financial problems and challenges.

· Working knowledge or a willingness to learn all facets of Treasury Management services, the bank’s operational processes, and quantify the cost/benefit of the services.

· Understanding of basic business concepts, accounting, billing, payables and collection processes of businesses.

· Ability to identify and refer quality opportunities for Deposit Relationships, Loans, Merchant Card Services, Credit Cards, and third-party Investment Products.

· Understanding or a willingness to learn the business model including target customer groups, goals for revenue, and related costs of services offered.

· Understanding of client profitability and key drivers in relationships.

· Ability to produce and present quality proposals for prospective Clients.

· Time management skills and discipline to keep focus on high priority prospects.

· Ability to close new and / or additional business and facilitate the opening, maintaining, and monitoring of accounts on the bank’s systems.

· Routinely follow-up with existing Clients and facilitate resolution of any issues or concerns as well seek to identify new business opportunities.

Requirements:

Minimum Level of Preparation and Training:

  • Sales experience.
  • A level of knowledge normally acquired through completion of, at a minimum, a bachelor’s degree.
  • Willingness to learn about all bank services and products.

Skills and Abilities Required:

  • Broad knowledge of all departmental operations, policies and procedures.
  • Ability to deal effectively and tactfully with personnel of all departments and branches.
  • Literate in all major and internal computer software programs.
  • Ability to function in a fast paced environment.
  • Ability to make quick decisions.

Working Conditions

  • Required to use hands to finger, handle or feel; reach with hands and arms.
  • Requires corrected hearing in normal range of effective communication via telephone and alarms.
  • Must be able to speak.
  • Must occasionally lift up to 25 pounds.
  • Length of day is unpredictable.
  • Specific vision abilities include close vision, distance vision and the ability to adjust focus. Considerable effort and eye strain from continued checking on the accuracy of all work.
  • Travel required for calling on existing customers and prospects.


Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of this job.

NOTE: This position description is a summary of the job duties and requirements that are essential to the evaluation of the job; it is not intended to be complete in detail. Individuals classified in this job are expected to perform all of the details involved and, on occasion, may be required to perform functions of a higher or lower skill level not included in this description.

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