See more Collapse

VP/Consumer Lending Officer

2 months ago

Baltimore, United States Harbor Bank of MD Full time
Job DescriptionJob Description

Title: VP/ Consumer Lending Officer

Department: Lending

Reports to: EVP/ Chief. Lending Officer

Status: Exempt

  1. Summary:

Under general supervision, but in accordance with established policies and procedures, originates consumer loans by interviewing applicants, ordering credit reports, analyzing data, approving or denying credit requests, notifying applicants of loan decision, notifying customers of loan status, and cashing approved loans. Regularly communicates via telephone with automobile and other retail consumer dealers in originating retail credit applications. Responds to questions concerning all aspects of consumer loans from various sources, such as customers, branch managers, assistant branch managers, dealers, and association staff people. Sets up files, inputs consumer loan data, and prepares reports. May assist with servicing consumer loans. Is responsible for producing a high volume of good quality consumer loans to achieve a high profit margin on short-term loans.

  1. Primary Responsibilities and Duties:

  1. Interviews consumer loan applicants, gathering the required information for a credit application, explaining loan options, rates, terms, and collateral requirements, and arranging notification and cashing dates. Cross-sells services in a professional manner.

  1. Transcribes credit application information telephoned to the Bank by retail dealers and makes sure that dealers supply the required information.

  1. Underwrites loan applications originated in person and by other modes of communication including; ordering credit reports, analyzing the information provided, verifying information with creditors, the applicant, and the applicant’s employer. Requests additional information from the applicant as required.

  1. Makes the decision to grant or decline the credit request and communicates it to the applicant. Has limited loan approval authority for unsecured and secured loans.

  1. Responds to telephone inquiries from many sources, such as loan customers, branch managers and dealers, explaining loan procedures, providing technical assistance, answering questions concerning loan rates, terms and related matters; and processing consumer loans.

  1. Enters data concerning loans cashed into the computer by use of a CRT to generate an on-line loan account.

  1. May assist in servicing consumer loans by processing such items as payoffs, refinances, problem loan workout arrangements, and changes of address.

  1. Continually engages in outside solicitation of retail automobile and home improvement loan dealers and contractors by making sales calls on such people and keeping them informed of current consumer loan rates, terms, and procedures.

  1. Performs related duties as required.

  1. Skills and Abilities Required:

  1. A high level of interpersonal skills to conduct productive interview sessions with loan applicants and solicit and maintain dealer accounts.

  1. A thorough understanding of the requirements and features of the loan program offered by the Bank to provide related information to applicants.

  1. Comply with all federal and state regulations and rules impacting this position, meet all risk and compliance obligations, including the completion of required training.

  1. The analytical ability to conduct an analysis of an applicant’s credit status and recommend alternatives where the analysis reveals and insufficient financial posture.

  1. Minimum Requirements:

  1. Minimum High School Diploma or GED equivalent is required.

  1. A level of professional knowledge normally acquired through completion of a bachelor’s degree program in business administration, finance, or related area is preferred.

  1. Two to five years of progressively greater responsibility and experience in consumer lending.

We have other current jobs related to this field that you can find below

  • VP/Consumer Lending Officer

    1 month ago

    Baltimore, United States Theharborbank Full time

    Title: VP/ Consumer Lending Officer Department: Lending Reports to: EVP/ Chief. Lending Officer Status: Exempt Summary: Under general supervision, but in accordance with established policies and procedures, originates consumer loans by interviewing applicants, ordering credit reports, analyzing data, approving or denying credit requests, notifying applicants...

  • VP/Consumer Lending Officer

    4 months ago

    Baltimore, United States Harbor Bank of MD Full time

    Job DescriptionJob DescriptionTitle: VP/ Consumer Lending OfficerDepartment: LendingReports to: EVP/ Chief. Lending OfficerStatus: ExemptSummary: Under general supervision, but in accordance with established policies and procedures, originates consumer loans by interviewing applicants, ordering credit reports, analyzing data, approving or denying credit...

  • AVP/Commercial Lending Officer

    3 days ago

    Baltimore, United States Harbor Bank of MD Full time

    Job DescriptionJob DescriptionTitle: Commercial Lending OfficerDepartment: LendingReports to: EVP/Chief Lending OfficerStatus: ExemptSummary:Develops and manages commercial loan accounts that meet established lending requirements and provide maximum profitability to the Bank at minimum risk.Primary Responsibilities and Duties:Interviews loan applicants, and...

  • Lending Specialist

    24 hours ago

    Baltimore, United States Fort Point LLC Full time

    LOAN UNDERWRITING - Borrower AssistanceWork with a leader in the financial services industry! Seeking an individual with loan underwriting, credit review and borrowers assistance expertise. This is an opportunity to work with a talented team that loves what they do; work/life balance; opportunity to work remote/hybrid.Selected individual will be responsible...

  • Lending Specialist

    1 day ago

    Baltimore, United States Fort Point LLC Full time

    LOAN UNDERWRITING - Borrower AssistanceWork with a leader in the financial services industry! Seeking an individual with loan underwriting, credit review and borrowers assistance expertise. This is an opportunity to work with a talented team that loves what they do; work/life balance; opportunity to work remote/hybrid.Selected individual will be responsible...

  • Consumer Loan Underwriter

    5 hours ago

    Baltimore, United States Motion Recruitment Full time

    Our client, a leader in financial services is hiring a Consumer Loan Underwriter Analyst to join their team in Baltimore, MD! This is a 3-month W2 contract with benefits As the Consumer Loan Underwriter Analyst, you will be responsible for reviewing submissions for select Borrowers Assistance program approvals and processing, such as deferments, and loan...

  • Consumer Loan Underwriter

    3 days ago

    Baltimore, United States Motion Recruitment Full time

    Our client, a leader in financial services is hiring a Consumer Loan Underwriter Analyst to join their team in Baltimore, MD!**This is a 3-month W2 contract with benefits**As the Consumer Loan Underwriter Analyst, you will be responsible for reviewing submissions for select Borrower's Assistance program approvals and processing, such as deferments, and loan...

  • Consumer Loan Underwriter

    3 days ago

    Baltimore, United States Motion Recruitment Full time

    Our client, a leader in financial services is hiring a Consumer Loan Underwriter Analyst to join their team in Baltimore, MD!**This is a 3-month W2 contract with benefits**As the Consumer Loan Underwriter Analyst, you will be responsible for reviewing submissions for select Borrower's Assistance program approvals and processing, such as deferments, and loan...

  • Marketing and Sales Assistant

    3 days ago

    Baltimore, United States VP Executives Full time $50,000 - $60,000

    Job DescriptionJob DescriptionA well-established Marketing and Sales Firm in Lanham, Maryland invites you to join our team as a Marketing and Sales Assistant. We partner with some of the nation's largest renewable energy providers to provide affordable clean energy solutions to local communities. This astonishing opportunity offers a great culture and...

  • Lead Sales Representative

    1 month ago

    Baltimore, United States VP Executives Full time

    Job DescriptionJob DescriptionVP Executives, in the greater Lanham area, is looking for a Lead Sales Representative. As our company expands, we are seeking a full-time candidate to help evolve our clients' sales strategy by utilizing our professional knowledge and, more importantly, our extensive experience in Business Partnerships. Our team of Sales...

  • Entry Level Client Representative

    3 days ago

    Baltimore, United States VP Executives Full time

    Job DescriptionJob DescriptionVP Executives is looking to immediately bring on a new Entry Level Client Representative. We are seeking talented individuals to be a part of our business development team in efforts to keep up with our overwhelming customer base. We will train and develop our entry-level team members starting from the ground up. We believe that...

  • VP CNO- The Johns Hopkins Hospital

    5 hours ago

    Baltimore, United States Johns Hopkins Medicine Full time

    SUMMARY The Vice President and Chief Nursing Officer (VP/CNO)The Johns Hopkins Hospital is responsible for ensuring the delivery of optimal patient care through the coordination of nursing and patient care services, maintenance of quality assurance standards, and the appropriate allocation and management of nursing resources. In addition, the VP/CNO is...

  • Consumer Loan Underwriting

    2 months ago

    Baltimore, United States Global Channel Management Full time

    About the job Consumer Loan Underwriting Consumer Loan Underwriting needs 3-5+ years in consumer loan underwriting Snr Customer Service Representative requires: 3-5+ years in consumer loan underwriting Previous credit review experience a plus Ability to perform in a high volume work environment, must have good problem -solving skills, analytical skills,...

  • Consumer Loan Underwriting

    3 months ago

    Baltimore, United States Global Channel Management Full time

    Consumer Loan Underwriting needs 3-5+ years in consumer loan underwriting Snr Customer Service Representative requires: 3-5+ years in consumer loan underwriting Previous credit review experience a plus Ability to perform in a high volume work environment, must have good problem -solving skills, analytical skills, attention to detail. Ability to have...

  • Chief Credit Officer – Job # 3365

    2 weeks ago

    Baltimore, United States BritePros Medical Staffing Full time

    Chief Credit Officer – To $230K – Memphis, TN – Job # 3365Who We AreThe Symicor Group is a boutique talent acquisition firm based in Lincolnshire, IL & San Antonio, TX. Our nationally unique value proposition centers around providing the very best available banking and accounting talent. In fact, most of our recruiters are former bankers or accountants...

  • Chief Credit Officer – Job # 3365

    2 weeks ago

    Baltimore, United States BritePros Medical Staffing Full time $230,000

    Chief Credit Officer – To $230K – Memphis, TN – Job # 3365Who We AreThe Symicor Group is a boutique talent acquisition firm based in Lincolnshire, IL & San Antonio, TX. Our nationally unique value proposition centers around providing the very best available banking and accounting talent. In fact, most of our recruiters are former bankers or accountants...

  • Mortgage Loan Officer

    4 weeks ago

    Baltimore, United States The PNC Financial Services Group, Inc Full time

    Position Overview At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the...

  • Customer Service Representative

    4 weeks ago

    Baltimore, United States Scopeair Full time

    ** Customer Service Representative - Baltimore Office** **Job Category****:** Branch Delivery **Requisition Number****:** CUSTO003409 Showing 1 location **Job Details** **Description** **RESPONSIBILITIES** * Provide a wide variety of financial services such as opening and closing various deposit accounts, renewing certificate of deposit accounts, processing...

  • Mortgage Loan Officer

    1 month ago

    Baltimore, United States Lafayette Federal Credit Union Full time

    NOTICE: JOB APPLICANTS LIMITED TO DC, MD, OR VA RESIDENTS. POSITION IS HYBRID. Please note that we are exclusively considering applicants residing in the District of Columbia, Maryland, or Virginia for all open positions. Lafayette Federal Credit Union has earned the 2024 Top Workplaces award from USA Today! Welcome to Lafayette Federal Credit Union Careers!...

  • VP, Business Development

    3 months ago

    Baltimore, United States Real Time Medical Systems Full time

    Job DescriptionJob DescriptionVP, Business Development & SalesThis is a remote role with frequent travelReports to: CEOClassification: ExemptJob purpose summaryProvider Partners Health Plans “PPHP” is seeking a Vice President, Business Development & Sales to provide overall leadership and sales planning focused on redefining senior care through...