Loan Officer
1 week ago
The role of a Loan Officer/ Member Service Representative is to complete all lending activities of the Branch and to provide excellent member service while performing account transactions generated through lobby, telephone, and mail.
Responsibilities
- Perform in-depth loan interviews and analyze member financial conditions to include credit history, credit score, collateral, ratios and other financial information to determine acceptability of the credit request based on the credit union’s predetermined lending guidelines.
- Perform consumer underwriting process from application to close.
- Keep an accurate record of all loan applications including; status of the application, documenting your work, noting the loan file and updating the loan log.
- Assist members with all loan activities including; loan applications, loan inquiries and loan closings.
- Respond to member inquiries in regards to their loan accounts.
- Look for other credit union products that may fit the member’s deposit and loan needs.
- Accept and accurately process member transactions (deposits, withdrawals, transfers, etc.)
- Open new deposit accounts and complete all the proper documentation.
- Assist members with online banking, plastic card issues, inquiries and questions, including but not limited to theft and/or card loss and new PIN requests.
- Answer the phone in the Branch professionally, promptly, and pleasantly.
- Keep members’ personal information confidential.
- Ensure compliance with security and audit procedures.
- Maintain knowledge of all related compliance and regulatory issues including, but not limited to: Reg CC, Reg D, Reg E, Bank Secrecy Act, Patriot’s Act.
- Review and maintain knowledge of all Credit Union products including loan products that will meet members needs and grow the credit union.
- Recommend approved member services area policy changes and product enhancements.
- Communicate professionally with members and other credit union employees.
- Adhere to all credit union policies and procedures
- Completes annual regulatory training and participates in other training deemed important by Management to enhance knowledge of position.
- Filing, data entry, and other clerical duties.
- Other duties as assigned.
Qualifications
- Excellent member service skills
- Ability to communicate over the phone, online, or in-person with the public.
- Data Analysis-gathering, manipulating, processing, and evaluating numeric data to guide credit union decision.
- 4-year college degree
- Minimum 2 years of experience in banking or in a credit union
- Minimum 3 years of banking/credit union customer service experience
- Teller experience a plus
- Lending experience at a financial institution a plus
-
Bilingual Loan Processor
4 weeks ago
, NV, United States Dollar Loan Center Full timeJob Summary: We are seeking a highly motivated and customer-focused Bilingual Loan Processor to join our team at Dollar Loan Center. As a Loan Processor, you will be responsible for providing exceptional customer service, processing loan applications, and maintaining a safe and clean office environment.Key Responsibilities:Provide friendly and courteous...
-
Consumer Loan Officer
4 weeks ago
Rochester, New York, United States Mayo Employees Federal Credit Union Full timeJob SummaryWe are seeking a highly skilled Consumer Loan Officer to join our team at Mayo Employees Federal Credit Union. As a key member of our lending team, you will be responsible for originating and processing consumer loans, providing exceptional customer service, and promoting credit union products and services.Key ResponsibilitiesOriginate and process...
-
Mortgage Loan Officer
4 weeks ago
Rochester, New York, United States Citizens Full timeAbout the RoleWe are seeking a highly motivated and experienced Mortgage Loan Officer to join our team at Citizens. As a Mortgage Loan Officer, you will be responsible for building and maintaining relationships with clients, identifying their loan needs, and advising them on appropriate products and terms.Key ResponsibilitiesInterview clients to determine...
-
Mortgage Loan Officer
4 weeks ago
Rochester, Michigan, United States Citizens Full timeMortgage Loan Officer Job DescriptionCitizens is seeking a skilled Mortgage Loan Officer to join our team. As a Mortgage Loan Officer, you will be responsible for interviewing customers to determine their loan needs and advising them on appropriate products, terms, and pricing. You will also be responsible for generating complete mortgage applications and...
-
Commercial Loan Officer
4 weeks ago
Rochester, New York, United States Gpac Full timeCommercial Loan Officer Job DescriptionGpac is partnering with a top community bank to find an experienced Commercial Loan Officer to join their team.Key Responsibilities:Makes and services commercial loans.Interviews applicants to gather information about their business, lending needs, earnings, and creditworthiness.Approves or rejects loans within lending...
-
Loan Officer
1 week ago
Pleasanton, CA, United States Diversified Mortgage Group Full timeCompany DescriptionDiversified Mortgage Group, a division of CMG Mortgage Inc., is a licensed mortgage lender based in Pleasanton, CA. The company is committed to providing equal housing opportunities and offers credit subject to approval. Diversified Mortgage Group is dedicated to upholding industry standards and regulations to serve its clients effectively...
-
Loan Officer
1 week ago
Jacksboro, TX, United States Jacksboro National Bank Full timeJob Description Jacksboro National Bank, a community bank, is seeking an experienced loan officer to develop and maintain a commercial, agriculture, real estate, and consumer portfolio. This individual must be detail oriented and customer focused. The loan officer will be responsible for such tasks as loan origination, underwriting, reporting to the...
-
Loan Officer
6 days ago
Tucson, AZ, United States NOVA® Home Loans Full timeCore ValuesPROVIDE our customers with the best combination of service, rates, and fees. PROMOTE sustainable careers for our employees so that they can be enriched personally and professionally. GIVE BACK to our community. These are the core values of NOVA® Home Loans in which we act on employee feedback and implement changes that will make NOVA® Home Loans...
-
Loan Officer
1 day ago
Tucson, AZ, United States Lennar Homes Full timeWe are Lennar Mortgage Lennar Mortgage is centered around personal growth, innovation, and diversity. We are looking for a new team member who shares our passion and dedication to bringing homeownership to life. At Lennar Mortgage, you'll build your career with a Fortune 150 company that provides an excellent work environment, plenty of opportunities for...
-
Mortgage Loan Officer
3 weeks ago
Rochester, Michigan, United States Citizens Financial Group, Inc. Full timeJob Title: Mortgage Loan OfficerAbout the Role:As a Mortgage Loan Officer at Citizens Financial Group, Inc., you will play a critical role in helping clients achieve their short- and long-term financial goals. You will be responsible for interviewing new and existing customers to determine their loan needs and advising them on appropriate products, terms,...
-
Mortgage Loan Officer
3 weeks ago
, OH, United States First Federal Bank Full timeMortgage Loan Officer Job SummaryWe are seeking a skilled Mortgage Loan Officer to join our team at First Federal Bank. As a Mortgage Loan Officer, you will be responsible for originating residential first mortgage loans, interviewing loan applicants, and explaining products and programs to customers.This is a challenging and rewarding role that requires...
-
Commercial Loan Officer
3 weeks ago
, KS, United States Capitol Federal Savings Bank Full timeJob Title: Commercial Loan OfficerJob Summary:As a Commercial Loan Officer at Capitol Federal Savings Bank, you will be responsible for developing loan applications, evaluating applicant information, and counseling applicants on loan repayment policies and restrictions. You will also analyze potential loan markets to find opportunities to promote loans and...
-
Loan Officer
2 weeks ago
Phoenix, AZ, United States Blue Signal Search Full timeOur client is a rapidly expanding, hard money lending company experiencing tremendous growth. Their team is driven by innovative thinking and a modern perspective that aims to streamline the financial industry by prioritizing relationships over transactions. As their business continues to flourish, they are seeking an experienced loan officer to join their...
-
Loan Officer
2 weeks ago
Chicago, IL, United States Builders Capital Full timeAre you a tenacious out-side sales Loan Officer with a passion for construction finance? Ready to take your career to new heights and be part of something truly exciting? Builders Capital, the nation’s largest private construction lender, is seeking a dynamic Loan Officer to join our fast-growing team. This is your chance to step into a thriving market at...
-
Loan Officer
1 week ago
Atlanta, GA, United States Builders Capital Full timeAre you a tenacious out-side sales Loan Officer with a passion for construction finance? Ready to take your career to new heights and be part of something truly exciting? Builders Capital, the nation’s largest private construction lender, is seeking a dynamic Loan Officer to join our fast-growing team. This is your chance to step into a thriving market at...
-
Loan Officer
1 week ago
Fresno, CA, United States Northpointe Bank Full timeThe POWER of a CAREER!Northpointe Bank is seeking a detail oriented, customer service minded individual to join our Retail Lending Team in Fresno, California as a Loan Officer. This position requires an individual who has the desire to make a difference within the organization. An exceptional ability to grasp new concepts and learn while providing excellent...
-
Loan Officer
6 days ago
Pueblo, CO, United States Northpointe Bank Full timeThe POWER of a CAREER! Northpointe Bank is seeking a detail oriented, sales and customer service minded individual to join our team as a Loan Officer. This position requires an individual who has the desire to make a difference within the organization. An exceptional ability to grasp new concepts and learn while providing excellent service is critical for...
-
Junior Loan Officer
2 weeks ago
Maitland, FL, United States Dreamview Mortgage - NMLS 2551333 Full timeWe are currently seeking a Junior Loan Officer at our Maitland office. This role is perfect for someone who is looking to learn what it takes to become a self-generating Loan Officer. Our Junior Loan Officer program is designed to teach you everything you need to know to be successful in mortgage sales. During your time as a Junior Loan Officer, you will...
-
Mortgage Loan Officer
3 weeks ago
Rochester, Michigan, United States Citizens Financial Group, Inc. Full timeAbout the Role:Citizens Financial Group, Inc. is seeking a skilled Mortgage Loan Officer to join our team. As a Mortgage Loan Officer, you will be responsible for deepening relationships with clients by collaborating with peers across banking, lending, and investing. You will help clients achieve their short- and long-term financial goals by identifying,...
-
Mortgage Loan Officer
3 weeks ago
, FL, United States Navy Federal Credit Union Full timeMortgage Loan Officer Job DescriptionNavy Federal Credit Union is seeking a skilled Mortgage Loan Officer to join our team. As a Mortgage Loan Officer, you will be responsible for interviewing and counseling members about first mortgage loans, taking mortgage loan applications, and guiding members through the loan process from application to closing.Key...