Mortgage Loan Officer

2 weeks ago

Baltimore, Maryland, United States Fulton Bank Full time
Value Proposition

Our values define us and our culture inspires us to change lives for the better. Our employees are the heart and soul of our company, and every success we experience begins with them. Together we are committed to making a positive impact in our local communities. We champion a culture of continuous learning, work-life integration, and inclusion. We promote a digitally enabled work environment to continuously enhance the experience of our employees and customers.

Overview

This is a commissioned career opportunity that will be based of the Baltimore, MD market.

Solicits first mortgages through contacts with realtors, builders, and developers. Work with customers and prospective customers to assist them in identifying and securing a mortgage loan that is appropriate for their individual financial circumstances and is designed to help them achieve their financial goals, including home ownership.

Responsibilities
  • Develops and expands referral sources in order to solicit first mortgages. Maintains regular contact with Realtors in their offices and on site at open house events. Meets with builders on job sites to discuss lending options related to clients they have building homes Regularly, seeks opportunities to meet with developers. Participates in building and trade shows. Participates in mixers related to real estate where relationships can continue to build and new ones can be forged.
  • Collects and analyzes applicant's financial information typically at one of the organizations branch locations to assess the financial circumstances to determine whether the applicant and the property qualify for a particular loan. Interviews applicants and provide required information, including income, assets, investments, debt, credit history, prior bankruptcies, judgments, and liens, as well as characteristics of property and similar information. Identifies customer's needs in conjunction with customer's financial situation and evaluates those needs in relation to available financial products. Recommends the financial products which best meet the customer's specific needs after advising customer about the risks and benefits of the loan alternatives, including the options and advantages involved. Recommends terms and conditions of mortgage loans.
  • Engages in customer specific persuasive sales activity to encourage potential customer to do business with Company and cross promotes other services and financial products of Company to outside referral sources.
  • Performs work related to the loans the employee originates. Obtains and analyzes pertinent financial and credit data. Follows current loans to ensure conformity with terms. Follows up with customers and prospective customers via telephone and email communication. Completes paperwork related to the loans originated. Prepares materials needed to support employee's loan activities. Attends company meetings as necessary. Ensures loan originations are in accordance with regulatory compliance. Ensures documentation is completed in accordance with regulatory compliance. Communicates with the customer throughout the process on an ongoing basis to ensure the customer understands the process.


Qualifications

Required Education

High School Diploma or equivalent.

Required Experience

1 or more years Recent residential mortgage lending experience to include experience in the local market. Experience in the Fulton Mortgage Company Associate Mortgage Loan Officer Program may be accepted in lieu of 1 year required residential mortgage lending experience.

1 or more years Proven ability to develop referral sources from contacts and relationships outside the organization.

This role may perform other job duties as assigned by the manager. Each employee of the Organization, regardless of position, is accountable for reading, understanding and acting on the contents of all Company-assigned and/or job related Compliance Programs, regulations and policies and procedures, as well as ensure that all Compliance Training assignments are completed by established due dates. This includes but is not limited to, understanding and identifying compliance risks impacting their department(s), ensuring compliance with applicable laws or regulations, and escalating compliance risks to the appropriate level of management.

Pay Transparency

This position is fully commissioned.

Benefits

Additionally, as part of our Total Rewards program, Fulton Bank offers a comprehensive benefits package to those who qualify. This includes medical plans with prescription drug coverage; flexible spending account or health savings account depending on the medical plan chosen; dental and vision insurance; life insurance; 401(k) program with employer match and Employee Stock Purchase Plan; paid time off programs including holiday pay and paid volunteer time; disability insurance coverage and maternity and parental leave; adoption assistance; educational assistance and a robust wellness program with financial incentives. To learn more about your potential eligibility for these programs, please visit Benefits & Wellness | Fulton Bank.

NMLS

This position may require incumbent to be registered in the Nationwide Mortgage Licensing System and Registry. Incumbents who are required to register will be notified in writing.

EEO Statement

Fulton Bank ("Fulton") is an equal opportunity employer and is committed to providing equal employment opportunity for all qualified persons. Fulton will recruit, hire, train and promote persons in all job titles, and ensure that all other personnel actions are administered, without regard to race, color, religion, creed, sexual orientation, national origin, citizenship, gender, gender identity, age, genetic information, marital status, disability, covered veteran status, or any other legally protected status.

Sponsorship Statement

As a condition of employment, individuals must be authorized to work in the United States without sponsorship for a work visa by Fulton Bank currently or in the future.

  • Work Study Student

    3 weeks ago

    Baltimore, Maryland, United States State of Maryland - DHCD - Office of the Secretary Full time

    Introduction�\r\r\r\r\r\rWork that matters. The Maryland Department of Housing & Community Development is a national leader in financing affordable housing and community development lending. We are currently recruiting Graduate and Undergraduate college students to work with us this summer. The Work Study Student classification is used to hire college...

  • Visiting Assistant Teaching Professor

    3 weeks ago

    Baltimore, Maryland, United States Loyola University Maryland Full time

    Position Title Visiting Assistant Teaching Professor - SociologyFaculty Type Non Tenure Track FulltimeOffice/Department SociologyWork Environment OnsiteLocation Evergreen Main CampusFaculty Job Type Full-timeIf Temporary or Visiting, Estimated End Date: 06/30/2025Position DutiesThe Department of Sociology at Loyola University Maryland invites applications...

  • Visiting Assistant Teaching Professor

    3 weeks ago

    Baltimore, Maryland, United States Loyola University Maryland Full time

    Position Title Visiting Assistant Teaching Professor - Sociology CriminologyFaculty Type Non Tenure Track FulltimeOffice/Department SociologyWork Environment OnsiteLocation Evergreen Main CampusFaculty Job Type Full-timeIf Temporary or Visiting, Estimated End Date: 06/30/2025Position DutiesThe Department of Sociology at Loyola University Maryland invites...

  • Mortgage Loan Officer

    5 days ago

    Baltimore, United States latitude Full time

    A Mortgage Loan Officer, also known as a Mortgage Loan Originator, is a financial professional who assists individuals and businesses in obtaining mortgage loans. They work with borrowers to evaluate their financial situation, assess their loan eligibility, and guide them through the mortgage application process. Here is a general job description for a...

  • Mortgage Loan Officer

    4 weeks ago

    Baltimore, United States Latitude, Inc. Full time

    Job DescriptionJob DescriptionA Mortgage Loan Officer, also known as a Mortgage Loan Originator, is a financial professional who assists individuals and businesses in obtaining mortgage loans. They work with borrowers to evaluate their financial situation, assess their loan eligibility, and guide them through the mortgage application process. Here is a...

  • Mortgage Loan Officer

    3 weeks ago

    Baltimore, United States Latitude, Inc. Full time

    Job DescriptionJob DescriptionAre you a motivated and experienced Mortgage Loan Officer looking for a new opportunity? Join our dynamic team at a leading financial institution in the mortgage industry. We are seeking a talented individual who can provide exceptional customer service and help our clients achieve their dreams of...

  • Mortgage Loan Officer in Maryland

    1 month ago

    Baltimore, United States Morty Full time

    Job DescriptionJob DescriptionJoin Morty as a mortgage loan officer in Maryland. Leverage our innovative mortgage technology, extensive lender marketplace, extremely competitive mortgage rates in Maryland and dedicated closing team to advance your career and achieve success.Are you a smart, resourceful, and self-sufficient individual? We're actively...

  • Mortgage Loan Officer

    2 weeks ago

    Baltimore, United States Fulton Bank Full time

    Value PropositionOur values define us and our culture inspires us to change lives for the better. Our employees are the heart and soul of our company, and every success we experience begins with them. Together we are committed to making a positive impact in our local communities. We champion a culture of continuous learning, work-life integration, and...

  • Mortgage Pricing Specialist

    5 days ago

    Baltimore, United States Dominion Financial Services Full time

    Job DescriptionJob DescriptionDominion Financial Services (DFS) is a single-family investment real estate mortgage originator. DFS originates two main loan products – a short term bridge loan for fix & flip investors, and a long-term rental loan for landlords growing their rental portfolios. DFS is thriving in the current competitive environment and shows...

  • DriveBy Occupancy Inspector OFallon MO St Charles County

    3 weeks ago

    Baltimore, United States National Mortgage Field Services Full time

    ** Great job for Uber Drivers, Lyft, Door Dash, Uber Eats, Pizza delivery, etc. ** What Do Mortgage Field Service Contractors Do? By law, mortgage companies and banks are required to document the occupancy and physical condition of all mortgaged loans. To do this they send a Property Inspector to the physical property to take specific photos and to...

  • Estimator

    3 weeks ago

    Baltimore, United States Fay Servicing Full time

    Job DescriptionJob DescriptionFounded in early 2008, Fay Servicing is committed to providing innovative servicing solutions for both performing and non-performing mortgage loans. As a specialty mortgage servicer and originator that sees the customer behind every loan, we understand that our customers aren’t loan numbers — they’re homeowners.Before...

  • VP/Consumer Lending Officer

    6 days ago

    Baltimore, United States Harbor Bank of MD Full time

    Job Description Job Description Title: VP/ Consumer Lending Officer Department: Lending Reports to: EVP/ Chief. Lending Officer Status: Exempt Summary: Under general supervision, but in accordance with established policies and procedures, originates consumer loans by interviewing applicants, ordering credit reports, analyzing data, approving or denying...

  • Real Estate Servicing Specialist

    6 days ago

    Baltimore, United States S3 Shared Services Full time

    Job Description Job Description This is an on-site position. We are excited to share S3 was named a Top Workplace of 2022 through the Baltimore Sun. Our commitment to teamwork and a positive attitude enables us to deliver service that generates quality results for our partners. If you join our team, we’ll invest in your learning and development through...

  • VP/Consumer Lending Officer

    2 weeks ago

    Baltimore, United States Harbor Bank of MD Full time

    Job DescriptionJob DescriptionTitle: VP/ Consumer Lending OfficerDepartment: LendingReports to: EVP/ Chief. Lending OfficerStatus: ExemptSummary: Under general supervision, but in accordance with established policies and procedures, originates consumer loans by interviewing applicants, ordering credit reports, analyzing data, approving or denying credit...

  • Outside Insurance Sales

    1 month ago

    Baltimore, United States Jackson, White & Associates Insurance Full time

    Job DescriptionJob DescriptionJackson, White and Associates Insurance is growing. We are an Elite Allstate Insurance agency located in Baltimore. Our team is expanding its presence in Delaware, Maryland, DC and Virginia............we're looking to do more!We are seeking a licensed Insurance agent to grow our business in the region.We offer a competitive...

  • Junior Copywriter

    1 week ago

    Baltimore, United States CMG Financial Full time

    **Location**:Baltimore, MD - Work a Hybrid schedule **in office and remote for home.** **ESSENTIAL DUTIES and RESPONSIBILITIES, includes the following responsibilities, but not limited to**: - Create content that drives interest across all targeted markets nationwide. - Produce original content for CRM platform, sales materials, newsletters, and website...

  • Office Secretary

    1 week ago

    Baltimore County, MD, United States Baltimore County Public Schools Full time

    JobID: 20961 **Position Type**: SUPPORT - OFFICE PROFESSIONAL/OFFICE SECRETARY (K2200)**Date Posted**: 4/12/2024**Location**: WOODLAWN HIGH (017201)**Closing Date**: 04/23/2024**BALTIMORE COUNTY PUBLIC SCHOOLS** **CLASS TITLE**: Office Secretary **WORKING TITLE**: School Front Office Secretary **TITLE CODE**:K2200 - **GRADE**: 02/ESPBC $20.51 to $34.39...

  • Commercial Banker 3

    3 weeks ago

    Baltimore, United States F.N.B. Corporation Full time

    Position Overview: This position is primarily responsible for developing new and existing commercial loan business relationships, administering a portfolio of commercial loans, determining the credit worthiness of borrowers, monitoring loan performance, preparing commercial loans for presentation and promoting the Bank’s image in the community in...

  • Special Assets Portfolio Manager Ii

    1 month ago

    Baltimore, United States M&T Bank Full time

    Location: This position may be located within the M&T Bank footprint. Overview: Provide direct support to Workout Officers, Special Assets Team Leaders, Regional Special Assets Managers, and Department Manager in regard to credit underwriting, portfolio management, compliance, and monitoring of new and existing customers within the Special Assets...

  • Senior Relationship Manager

    2 weeks ago

    Baltimore, United States First National Bank Full time

    Primary Office Location:1205 Westlake Dr Suite 260. Berwyn, Pennsylvania. 19312. Join our team. Make a difference - for us and for your future.nPosition Title: Senior Relationship Manager - Business Credit Business Unit: Commercial Banking Reports To: President of Pittsburgh Region Position Overview: This position is primarily responsible for assisting the...

  • Fixed Income Trader-managed Trade Desk

    6 days ago

    Baltimore, United States Stifel Full time

    **Summary** A Fixed Income Trader-Managed Trade Desk is responsible for executing and managing trades in fixed-income (FI) securities on behalf of clients. They work closely with portfolio managers and research analysts to develop and implement trading strategies that align with the clients' investment objectives. This role involves monitoring market...

  • Office Services Clerk

    1 month ago

    Baltimore, United States Goodwill Ind. of the Chesapeake. Full time

    Job DescriptionJob DescriptionMAIN PURPOSE OF THE JOB: The main purpose of this position is to provide general administrative support with data entry, sorting, batching, and logging request resulting from request submitted from providers for payment. Staff must have knowledge and experience performing diverse clerical duties which support agency operations...

  • Card Operations Specialist

    2 days ago

    Baltimore, United States S3 Shared Services Full time

    Job DescriptionJob DescriptionWe are excited to share that S3 was named a Top Workplace of 2022 through the Baltimore Sun and 2023 Top Workplace in the USA as well as for leadership. Our commitment to teamwork and a positive attitude enables us to deliver service that generates quality results for our partners. If you join our team, we will invest in your...