Property Underwriter

2 months ago


Richmond, United States Richmond National Full time

Job title: Underwriter, Commercial Property

Location: Richmond, VA 23233 (Full-time in-office)


Company Overview:

Richmond National is a specialty property & casualty insurance company focused on providing insurance to small and mid-size businesses that are unable to find coverage in the standard insurance market.


We operate exclusively within the excess & surplus lines market, which provides our underwriters flexibility to develop highly tailored policies to best meet the insurance needs and risk management objectives of our customers.


Job Description:

  • Underwriting and binding of new and renewal business, and overall management of assigned brokers, territory, and policies.
  • Review small to mid-size complex risks to verify acceptability based on company underwriting appetite and your underwriting authority.
  • Determine whether to accept, provide an option(s), or decline risks. Oversee, review, and approve endorsements.
  • Direct loss control services on specific issues for better risk assessment
  • Utilize underwriting tools to determine accurate classifications, rates, and premium charges.
  • Review and resolve premium audit inquiries and disputes.
  • Communicate with brokers to develop opportunities, obtaining additional information when needed and to promote underwriting appetite for risk.
  • Create, analyze, and interpret information from various reports.
  • Develop positive working relationships with brokers, through daily interactions and travel to brokerage offices.
  • Contribute to training, mentoring, and on-boarding of new or less experienced team members.
  • Handle other duties as assigned.

Preferred Qualifications:

  • Bachelor’s degree or equivalent combination of education and relative experience.
  • 1+ year of commercial property insurance underwriting experience. E&S underwriting experience is a plus.
  • Excellent analytical and organizational skills.
  • Understanding and ability to effectively engage in the negotiation process.
  • Detail oriented with a drive for success and the ability to collaborate effectively and work independently in a fast-paced environment.
  • Advanced knowledge of computer programs, including Word, Excel, and Outlook.


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