Commercial Middle Market Relationship Manager

2 weeks ago


Chicago, Illinois, United States Fifth Third Bank, N.A. Full time
Make banking a Fifth Third better

We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank.

GENERAL FUNCTION:
Responsible for profitable business development as well as monitoring the quality of an extensive existing portfolio of companies with annual gross sales of at least $10 million with more emphasis on customers with higher revenues least $20 million).

Ability to lead and coordinate with One Bank Partners to create and implement a relationship strategy for assigned clients and prospects.

This position requires a strong understanding of credit, commercial products and financial statement analysis, in order to offer beneficial banking solutions (e.g. loans, treasury management, capital markets) based on clients and prospects needs. The incumbent will have extensive knowledge and experience working with high revenue, more complex relationships. This role is expected to solicit participation in public debt issuance for clients. This role is expected to activity participate in community activities.


Responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns, and personally following policies and procedures as defined.

Accountable for always doing the right thing for customers and colleagues, and ensures that actions and behaviors drive a positive customer experience.

While operating within the Bank's risk appetite, achieves results by consistently identifying, assessing, managing, monitoring, and reporting risks of all types.


ESSENTIAL DUTIES AND RESPONSIBILITIES:


Work independently to identify and develop profitable new "lead left" client relationships by leveraging centers of influence, existing clients, & referral sources.

Develop and implement a business plan to achieve financial goals and qualitative measures.

Work closely with Fifth Third internal partners to deepen existing relationships and acquire new prospective relationships.


Attend community and/or specific industry forums, conferences and/or meetings in order to broaden relationship networks, referral sources and continually deepen knowledge of trends, practices, services and the competitive landscape.


Work with product partners (Treasury Mgmt., Capital Markets, and Wealth Mgmt etc.) analyze, evaluate and develop a tailored relationship strategy for each client or prospect.

Ensure that customer relationships are managed to maximize the opportunity for the bank, while taking into account Bank risk and customer needs.


Meet with customers on a regular basis to enhance the trusted advisor relationship and ensure business needs are being met.

Utilize consultative sells skills, commercial playbook principals and call reporting plans to enhance the client experience.

Utilize the Bank's Customer Relationship Management (CRM) system for client activity tracking, call reports and pipeline management.

Analyze financial information provided to determine the credit request that should be pursued.


Monitor, on an ongoing basis, information concerning customer financial performance, condition, and industry trends to determine that any credit exposure is at an acceptable risk, and priced accordingly.


Partner with Portfolio Managers and Credit Officers on credit requests and adhere to established Portfolio Management guidelines (i.e., delinquencies, documentation preparation, financial statement tracking exceptions, matured loans).


SUPERVISORY RESPONSIBILITIES:
No formal supervisory responsibilities. Expected to provide guidance to Commercial RM I & II

MINIMUM KNOWLEDGE, SKILLS AND ABILITES REQUIRED:
Bachelor's or Master's degree in Business (e.g. Business Administration, Finance, Accounting) or equivalent work experience preferred.

Minimum of 6 years Commercial Banking experience, at least 5 years of sales experience preferred.

Formalized commercial credit training or equivalent credit experience required.

Underwriting experience preferred.

Proven track record of partnership with investment bankers to provide strategic and capital market advice.

Proven ability to build new and existing client business translating to increased revenue and provide a positive client experience.

Strong business acumen, to include detailed analysis, review of financial statements and understanding of accounting principles.

Thorough knowledge of Commercial, Treasury Management, and alternative lending and financing options.

Ability to assess client needs, drivers of profitability, and corporate/personal life cycle optimizing financial solutions.


Communicates with impact to a group -Understands the audience and adjust communication as is appropriate level of detail for the audience; captures and holds the audience attention.

Ability to build strong internal partnerships to provide wholistic solutions for clients business and personal financial goals.


Proven track record of identification and understanding of business issues, problems, and opportunities and the ability to create relevant options for addressing problems/opportunities to achieve desired outcomes.

Demonstrates strong verbal and written communication skills, with particular emphasis on experience in face-to-face negotiations.

Proven ability to work in a team-based sales environment.

Must be proficient in all Microsoft Office software; familiarity with prospecting and CRM sales tools preferred.

Regional /local travel.

WORKING CONDITIONS:
Normal office environment with little exposure to dust, noise, temperature and the like.

Extended viewing of CRT screen.

Frequent travel possible depending on assignment.

Commercial Middle Market Relationship Manager

LOCATION Chicago, Illinois 60606


Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.

Introduce yourself to our team to stay connected on future opportunities. We look forward to finding the right place for you. Are you ready to take the next step?


Fifth Third Bank, National Association is one of the top-performing banks in the country, with a history that spans more than 150 years.

We've staked our claim on looking at things differently to make banking a Fifth Third better. This applies to our relationships with customers and employees alike.

We employ about 18,000 people while offering:

  • A chance for employees to build their future, with supportive career development and comprehensive health and financial wellness programs.
  • An environment where we win together by celebrating achievements and working collaboratively.
  • An opportunity to make a difference in a positive and lasting way. Everything we do is geared toward improving lives.

We're proud that Fifth Third is a warm and caring place to grow – as a customer and as a team member.



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