Call Center Representative

2 weeks ago

West Palm Beach, Florida, United States PHH Mortgage Full time

The Coordinator, Customer Resolutions - Flex Agent is a call center phone agent position within the Company's forward mortgage servicing business.

This position reports to a Team Lead, Customer Resolutions and works independently on a team located in one of three sites:
Mount Laurel, NJ, St. Croix, USVI, or Rancho Cordova, CA. This position is responsible for mortgage debt collections.

The agent's role is to make phone calls to homeowners to collect loan payments, resolve delinquent loans, and address customer service inquiries through retention and liquidation strategies while maintaining a high degree of professionalism, courteous customer service, and promptness in all interactions.

Agents in this role are required to use scripting and adhere to investor servicing guidelines, internal policies and procedures.

What
PHH Offers:

  • Paid training
  • Hourly pay + potential overtime + monthly incentive ranging between $400 to $800 per month
  • Best in class industry benefits
  • 401K with company match after 1 year
  • Paid holidays + 2 floating holidays + 1 volunteer day per year
  • 19 days of paid time off per year
  • Tuition assistance
  • Quarterly "Fun at Work" events
  • Opportunity for yearly merit increase in compensation
  • Career advancement opportunities after one year of service

Job Functions and Responsibilities:

  • Answer and handle incoming general customer service related phone calls from customers regarding their mortgage loan; identify the reason for the phone call and provide the customer with an appropriate response and resolution
  • Utilize required scripted materials to provide accurate solutions to customers
  • Document all customer interactions and repayment agreements in the Company's system of record
  • Contact customers who are delinquent with their mortgage loan payments via phone to collect debts
  • Complete financial interviews with customers to document the reason for payment delinquency and assist them with establishing repayment options
  • Research and resolve issues that impact the mortgage loan due dates and delinquency
  • Ensure loss mitigation assistance package requests are sent to, completed and returned by customers in a timely manner
  • Communicate with authorized third parties as required
  • Research customer contact information when these details are not readily available
  • Assist other departments with call handling needs as call volume dictates
  • Meet the required departmental performance and metric standards

Qualifications:

To perform this job successfully, an individual must have the following education and/or experience:

  • High school diploma or equivalent required
  • Minimum of oneyear experience in a call center or collections environment required
  • Ability to work independently in a remote and inperson environment
  • Outstanding communications skills (including verbal, written and listening skills), with an emphasis on strong customer service, professional relationship building skills, and conflict resolution
  • Problem solving and decisionmaking abilities, with attention to detail, organization and execution of multiple tasks
  • Must pass the Company's Background Screening process prior to beginning employment. Additionally, as a condition of employment, you may be required to pass clientspecific background check requirements or Federal/State licensing requirements, if applicable.

Work Schedule:

  • Shift requirements are Monday through Friday from 12 pm to 9 pm. Rotating Saturday work hours from 8 am to 5 pm are required. You will receive on day off during the week when a Saturday shift is worked.
  • This position is a 40 hours per work week.
  • This position is a 100% in office position. You must be available to work in our West Palm Beach office for all required shifts.
  • Office location is in West Palm Beach, FL
  • Eight week paid on the job training. After training there will be a 3 month performance evaluation period

PHH

Pay:
$ $20.50 per hour

Expected hours: 40 per week

Benefits:

  • Flexible schedule
  • Flexible spending account
  • Health savings account
  • Paid training
  • Tuition reimbursement

Schedule:

  • 8 hour shift
  • Monday to Friday
  • Overtime
  • Weekends as needed

Experience:

  • Call center: 1 year (required)
  • Customer service: 1 year (required)

Ability to Commute:

  • West Palm Beach, FL required)

Ability to Relocate:

  • West Palm Beach, FL 33409: Relocate before starting work (required)

Work Location:
In person

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