Credit Analyst

1 day ago

Memphis, United States First Horizon National Corporation Full time

Location: On site at location listed in job posting

Summary

The Credit Analyst will work directly with the deal team in analyzing, underwriting and monitoring all credit facilities within their portfolio. As a Credit Analyst, the individual will learn the basics of deal making and loan structures while being exposed to other departments within the Bank. The Credit Analyst is an excellent first position in banking that paves the way to numerous other opportunities within First Horizon including sales, credit, relationship management, loan review or other similar positions. Work with the Portfolio Manager (PM) and Relationship Manager (RM) in completing at least 80% of the credit analysis. The credit analysis is Commercial Banking's primary document for analyzing and underwriting all new and outstanding loans. The credit analyst performs an in depth analysis on the borrower's ability to repay focusing on the company and owner's background, recent and historical financial performance, guarantor's (if applicable) financial condition, collateral performance, risk rating, risk-adjusted return on capital, and several other factors related to First Horizon's underwriting policies and guidelines.

Duties and Responsibilities:

  • Work directly with PM, RM and clients to address needs efficiently and accurately
  • Spread financial statements
  • Provide advanced analysis in assessing and evaluating current and new business opportunities
  • Interact with clients through email, phone conversations, field exams, bank group meetings, etc.
  • Project manage complex credit requests and analyses and see them through to completion
  • Identify emerging industry trends and proactively monitor the risk in the current book of business
  • Attend credit meetings and learn to properly present modifications and new to bank opportunities to internal credit partners for final approval

Knowledge and Skills:

  • Critical thinker possessing superior analytical abilities with the ability to reach logical conclusions based on the available information
  • Microsoft Office: Strong excel and presentation building skills
  • Ability to manage multiple projects, while maintaining high attention to detail
  • Self-starter attitude
  • Flexibility and proven ability to diagnose and resolve issues
  • Intellectually curious, ability to think outside the box, assertive
  • Hard working, smart, creative, analytical, driven, exceptionally organized
  • Strong communication skills and results driven
  • Ability to work and excel in a team environment

Education:

  • Exceptional educational background required
  • CFA Level II Candidates and above preferred

About Us
First Horizon is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. With $81.7 billion in assets as of December 31, 2023, we serve clients through a team of approximately ~7,300 associates and ~418 banking centers throughout the southeastern United States. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. First Horizon has been recognized as one of the nation’s best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank.

Benefit Highlights
• Medical with wellness incentives, dental, and vision
• HSA with company match
• Maternity and parental leave
• Tuition reimbursement
• Mentor program
• 401(k) with 6% match
• More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits

Corporate Diversity Commitment:
We remain committed to creating a more equitable society, and that starts with our associates, our clients, and the communities we serve. We do this by elevating equity, providing capital and counsel, and committing to excellence in everything we do.

Follow Us
Facebook
X formerly Twitter
LinkedIn
Instagram
YouTube

Equal Opportunity Employer/Protected Veterans/Individuals with DisabilitiesThe contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information. 41 CFR 60-1.35(c)PDN-9d9c1689-20d2-4846-80b3-190e9bed56dc

  • Credit Analyst

    2 days ago

    Memphis, United States First Horizon Bank Full time

    Location: On site at location listed in job posting Summary The Credit Analyst will work directly with the deal team in analyzing, underwriting and monitoring all credit facilities within their portfolio.  As a Credit Analyst, the individual will learn the basics of deal making and loan structures while being exposed to other departments within the...

  • Credit Officer

    1 week ago

    Memphis, United States Evolve, LLC Full time

    Job Description: The Credit Officer will support the Chief Credit officer and is responsible for the financial analysis and underwriting for Evolve Bank & Trust. Main Job Tasks and Responsibilities: Commercial Loan Analysis and Underwriting. Assist Lenders in financial analysis, identification of the primary risk drivers, structuring of the loan, overall...

  • Fintech BSA Analyst

    2 months ago

    Memphis, United States Evolve, LLC Full time

    Job Description: The Fintech BSA Analyst will support the Fintech BSA Oversight team and lead the BSA Initial Review, ongoing Fintech Oversight Review, Critical Service Provider (CSP) Review, and KYC Manual Review programs as directed by the Head of Fintech BSA Oversight team. This will include working closely with the broader Third-Party Risk Oversight...

  • Accounts Payable Analyst

    4 months ago

    Memphis, United States Vaco Full time

    Vaco Memphis is looking to hire an Accounts Payable Analyst for a great company here in East Memphis. The idea candidate will thrive in a fast-paced energetic environment where they like to have fun as they get their work done.   Responsibilities Process invoices in the Accounts Payable System accurately and timelyResearch and Resolve Invoicing and...

  • Accounts Payable Analyst

    4 weeks ago

    Memphis, United States Vaco Remote Work Freelance Full time

    Vaco Memphis is looking to hire an Accounts Payable Analyst for a great company here in East Memphis. This is a CONTRACT role for 4-6months but could go longer! The ideal candidate will thrive in a fast-paced energetic environment where they like to have fun as they get their work done. Responsibilities Process invoices in the Accounts Payable System...

  • Area Sales Manager

    7 days ago

    Memphis, United States United Auto Credit Corp Full time

    Job Summary: Summary The Area Manager is responsible for selling new business, increasing the penetration of the existing customer base, maintaining high quality customer satisfaction (which includes 24/7 availability) and retention as well as increasing market share in assigned territories. Essential Duties and Responsibilities Primary responsibilities...

  • CCB Underwriter

    6 months ago

    Memphis, United States Truist Full time

    Essential Duties and Responsibilities Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time.  Underwriting: leads the entire commercial underwriting process both internally and sometimes externally with prospects...

  • Quantitative Model Analyst

    2 days ago

    Memphis, United States First Horizon Bank Full time

    Location: On site in Birmingham, AL; Memphis, TN; Chattanooga, TN; Charlotte, NC   SUMMARY Support the Credit Risk Models Team with the development, testing, implementation, monitoring, documentation, and maintenance of all credit risk models. These models are used for a variety of activities, including: CECL, stress testing, loss forecasting, origination,...

  • Quantitative Model Analyst

    1 day ago

    Memphis, United States First Horizon National Corporation Full time

    Location: On site in Birmingham, AL; Memphis, TN; Chattanooga, TN; Charlotte, NCSUMMARYSupport the Credit Risk Models Team with the development, testing, implementation, monitoring, documentation, and maintenance of all credit risk models. These models are used for a variety of activities, including: CECL, stress testing, loss forecasting, origination,...

  • IT Systems Analyst Specialist Sr

    3 months ago

    Memphis, United States TAJ Technologies Inc Full time

    MANAGER'S NOTES: • Bachelor's degree required; major in computer science field preferred. • Six (6) years of related experience or an equivalent combination of education and experience is required. Experience in multi-line claims management or case management processes and system requirements is strongly preferred. • Strong knowledge of...

  • Portfolio Manager, CCL Loss Mitigation

    2 months ago

    Memphis, United States First Horizon Bank Full time

    Location:  On site at location listed in job posting  Summary This opportunity is within our Centralized Commercial Lending team.  This specific position is in our Loss Mitigation group and will be responsible for proactively managing portfolios by identifying trends and alerting management to changes in portfolio conditions.  Partners with relationship...

  • Portfolio Manager, CCL Loss Mitigation

    1 month ago

    Memphis, United States First Horizon Bank Full time

    Job DescriptionLocation:  On site at location listed in job posting SummaryThis opportunity is within our Centralized Commercial Lending team.  This specific position is in our Loss Mitigation group and will be responsible for proactively managing portfolios by identifying trends and alerting management to changes in portfolio conditions.  Partners with...

  • District Sales Manager

    2 days ago

    Memphis, United States US Foods Full time

    ARE YOU A CURRENT US FOODS EMPLOYEE? PLEASE APPLY DIRECTLY THROUGH OUR INTERNAL WORKDAY CAREER SITE Join Our Community of Food People! Oversee a group of Territory Managers (TMs) in the selling of (and may also sell) the Company's products and services using product, organizational, and customer knowledge to influence customers and assist them in applying...

  • IT Software Development Advisor TN

    2 weeks ago

    memphis, United States TalentBurst Full time

    Position: IT Software Development Advisor Location: Memphis, TN 38125 Duration: 11 Months Contract to hire Description: Must Submit Skill Set And Experience With Each Candidate** Example Below example Skill Set Number of years of experience Experience in writing Progress 4GL programs Experience in writing GUI programs Experience in writing Object Oriented...