Credit Risk Analyst

Found in: beBee S US - 2 weeks ago

Houston, United States NRG Energy, Inc. Full time
Job Summary: 

The successful candidate will be a seasoned professional having 5+ years of relevant experience in the energy industry. They will be proficient in financial statement analysis, possess an understanding of collateral instruments, and have knowledge of exposure measurement and management. Reporting duties require basic Excel skills though expertise is desired. The successful candidate will join a team of credit professionals responsible for a portfolio of retail energy customers across North America and be a key contributor to the ongoing development of best-in-class risk management tools for NRG's retail credit team.

Essential Duties/Responsibilities:

  • Perform credit reviews of current and prospective retail energy customers using financial analysis, third-party rating agency intelligence, data services, and proprietary models.
  • Qualify prospective transactions including purpose, exposure, risks, and potential mitigants.
  • Actively manage a designated retail customer portfolio by maintaining credit limits, ratings, and other prerequisite database fields for accurate reporting and monitoring.
  • Apply good judgment in recommending transactions and applying appropriate credit limits to customers based on the credit analysis conducted.
  • Conduct calls with customers and brokers to obtain information needed for credit review.
  • Aid the weekly reporting of top customer exposures, expected losses, and over-limit issues.
  • Support the development and enhancement of credit risk metrics, processes, and development of solutions to credit issues while remaining compliant with policy.
  • Develop and maintain a strong working relationship with the sales team by addressing credit-related inquiries with a fast turnaround and clear response.

Working Conditions:

  • Open office environment a minimum of 3 days/week.
  • Ability to work effectively in a remote environment 1-2 days/week.

Minimum Requirements:

  • University undergraduate degree in Accounting, Finance, Economics, or a related field.
  • Energy industry experience, including familiarity with energy commodity sales / trading and risk management concepts
  • Foundational understanding of financial statements and credit risk metrics.
  • Strong written and oral communication skills.
  • Detail-oriented, able to work independently and collaboratively with other team members and departments.
  • Basic skills in Excel, PowerPoint, and MS Word.   

Preferred Qualifications:

  • Experience with third-party credit agencies including Dun & Bradstreet, Credit Risk Monitor, Experian/Equifax, S&P Capital IQ, Moody's KMV, or others.
  • Accounting designation or CFA
  • Highly skilled with MS Excel and SQL; proficient with other MS Office products.
  • Functional knowledge of reporting software such as Tableau or PowerBI.
  • Understanding energy master agreements is a plus.

Read the full posting.

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